Compare phone insurance for travelling abroad

Compare policies offering worldwide cover that could protect your mobile phone when you travel.

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Switched On Insurance Mobile Phone Insurance
Worldwide cover
120 days
Policy details
Maximum cover: £3,000, Excess: from £50
Cover options
Accidental damage, liquid damage, theft & loss
Monthly cost
From £4.25
Switched On Insurance Mobile Phone Insurance
Our great value cancel anytime policies offer immediate cover and unlimited claims. We’re rated Excellent on Trustpilot (Mar 21), and provide 24/7 online claims, plus fast repairs and replacements to get you back up and running in no time.

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How to get cover for your mobile abroad

Most mobile phone insurance policies include worldwide cover, but some policies offer more protection than others.

Consider how often you travel and the level of cover you need, then use our comparison to find a policy that includes everything you want at the best price.

Consider how often you travel

Make sure you choose a policy that offers enough cover for your travel plans.

Some policies offer worldwide phone cover for a limited number of days per calendar year. The three main options are:

  • 30 days

  • 90 days

  • 180 days

If you only plan to take short trips, you could get cheaper cover by choosing fewer days overseas. 

On the other hand, if you’re likely to spend a lot of time abroad you may wish to consider a package that includes unlimited cover, although this is likely to cost more.

Think about what cover you need

The cover options vary between policies. Before making your choice, consider whether you need cover for the following: 

Theft 

This covers the cost of a replacement phone if yours is stolen while you’re travelling – theft is one of the greatest risks to your smartphone while you’re abroad.

Accidental damage 

This covers damage to your phone – dropping or stepping on it are classic examples of the type of damage that could be covered. Cosmetic damage and general wear and tear are not usually included.

Liquid damage 

This covers repairs to your phone due to water damage, which could be useful if you’re likely to use it on the beach or near a pool.

Loss 

This covers the cost of a replacement phone if yours goes missing. Check the terms of the policy to see what losses are covered, because some insurers exclude things like leaving your phone in a bar.

Unauthorised use 

This covers charges incurred if a lost or stolen phone is used by someone else – call and data costs can be much higher abroad

Cover is usually capped at £2,000. You must report your phone stolen to both the local authorities and your insurer within 24 hours of realising it is missing.

Worldwide mobile phone insurance FAQs

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Why compare mobile phone insurance with money.co.uk?

By comparing mobile phone insurance you could save money on the policy. The best value mobile phone insurance will offer you the cover you need, at a price you can afford. Choose a cover plan from the best UK insurance companies and see the online discounts they offer.

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