Compare policies offering worldwide cover that could protect your mobile phone when you travel.
Most mobile phone insurance policies include worldwide cover, but some policies offer more protection than others.
Consider how often you travel and the level of cover you need, then use our comparison to find a policy that includes everything you want at the best price.
Make sure you choose a policy that offers enough cover for your travel plans.
Some policies offer worldwide phone cover for a limited number of days per calendar year. The three main options are:
30 days
90 days
180 days
If you only plan to take short trips, you could get cheaper cover by choosing fewer days overseas.
On the other hand, if you’re likely to spend a lot of time abroad you may wish to consider a package that includes unlimited cover, although this is likely to cost more.
The cover options vary between policies. Before making your choice, consider whether you need cover for the following:
This covers the cost of a replacement phone if yours is stolen while you’re travelling – theft is one of the greatest risks to your smartphone while you’re abroad.
This covers damage to your phone – dropping or stepping on it are classic examples of the type of damage that could be covered. Cosmetic damage and general wear and tear are not usually included.
This covers repairs to your phone due to water damage, which could be useful if you’re likely to use it on the beach or near a pool.
This covers the cost of a replacement phone if yours goes missing. Check the terms of the policy to see what losses are covered, because some insurers exclude things like leaving your phone in a bar.
This covers charges incurred if a lost or stolen phone is used by someone else – call and data costs can be much higher abroad
Cover is usually capped at £2,000. You must report your phone stolen to both the local authorities and your insurer within 24 hours of realising it is missing.
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