You can get a personal loan with bad credit, but the rates will likely be high. It can be harder to get a loan with bad credit, and it may be worth trying to improve your score before you apply for a loan.
Asking a friend or family member to be a guarantor could help you get the loan you need. Here is how guarantor loans work and everything you need to know about them.
Keeping a check on your landline tariff can help you save money and quickly resolve problems with your phone company. Here is how to manage your landline service.
Your credit record has a big impact on the type of loan you can get and how much it will cost. Here is how your credit history affects your loan application and what you can do about it.
Not many lenders will offer you a personal loan to start a business. There are restrictions and risks, so always check the terms and conditions before you apply.
Peer to peer lending is also known as P2P or crowdfunding. It matches savers wanting a high return with borrowers needing a low interest rate. Peer to peer is closer to investing than it is to saving.
Being a guarantor means helping someone else get a loan. If they fail to meet the repayments, you'll have to pay them instead. It's a serious financial responsibility and one that should not be taken lightly. Before you agree to become a guarantor, you need to consider the risks.
If you are struggling to keep up with your loan payments, consolidating your debts could help you take back control. Here is how it works and when you should do it.
Finding the best loan is not just about getting the cheapest rate, you need to pick between a secured and unsecured loan too. Here is how they work and how to choose the right one.
When you miss a payment on your loan, you'll be charged a fee. You may be issued with a County Court Judgement or have to declare yourself bankrupt if you continue to miss payments.
You could use your property to help you borrow money with a homeowner loan. Here is how they work and what you need to consider before getting one.
Getting a loan when you're self-employed can be tricky. But there are still plenty of options. Here's what you need to know to get a loan when you're self-employed.
Payday loans are a way to get cash fast, but they can be financially dangerous. Here are some alternatives to pay day loans, and what to do if you're struggling to repay a payday loan.
You could have thousands locked up in the value of your home. So if you need to borrow, is taking out a secured loan against your home sensible or something to avoid at all costs?
Picking the right type of loan could make your borrowing cheaper, easier to manage and lower risk. Here is how to choose the right type of loan for your needs.
While it's possible to take out a loan on someone else's behalf, it carries a lot of risk. Make sure the person you are borrowing for can afford to repay you, or you could be saddled with an unwanted debt.