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Joint life insurers

Joint life insurers

Compare quotes for joint life insurance policies that could be cheaper and easier to manage than buying individual policies.

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What is joint life insurance?

It is a life insurance policy that covers two people rather than one. You choose how long the policy lasts, but it only pays out once during the term.

How does joint life insurance work?

A joint life insurance policy can either pay out when the first person dies, or the second, but not for both.

If you need a life insurance policy that pays out for both deaths, you need to apply for individual life insurance policies.

Are joint life insurance policies worth it?

Joint life insurance could save you money compared to buying two separate policies, but you will only get one payout.

If you can get a life insurance policy each, for less than a joint life insurance policy, you will get two payouts and save money.

Get quotes for the joint payout you want, then compare the cost of the cheapest policy to the cost of getting two individual policies.

Here is how life insurance works

What types of joint cover can you get?

Here are the types of life insurance you can get joint cover with:

Which life insurance policy is right for you?

Choosing the right payout

Depending on the insurer, you may have two options on when your payout is claimed:

If you choose to get two individual policies, when one person passes away the other receives a payout but still has their own cover in place too.

Joint life insurers FAQs

It can be, but you only get one payout and it could cost you more if one of you has health issues. Here is how to cut the cost of your life insurance.

The price is based on your age, how much cover you want, how long you want it for, and your medical history. Here is how to cut the cost of life insurance.

Only if your cause of death is covered in your policy, and you die during the term of the policy. Here is more on how life insurance works.

Yes, but you may find it cheaper to have one policy that gives you the exact cover you need.

You may find it harder to get cover if you have any health issues. Get as many quotes as you can until you get accepted for the cover you want.