The interest rate you get is the same as the Representative APR
You apply and are approved for the amount you entered
You pay the same amount off every month of the loan term and do it on time
You do not make overpayments or pay off the loan early
You do not miss any payments
You can use our comparison to confidently compare your options but the costs you see are not guaranteed. The amount you will end up paying depends on the interest rate you are approved for after you have gone through affordability and credit checks.