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  • How our calculator works

How our calculator works

Our loan experts have made sure our comparison gives you a good idea of how much your loan is likely to cost you assuming:
  • The interest rate you get is the same as the Representative APR

  • You apply and are approved for the amount you entered

  • You pay the same amount off every month of the loan term and do it on time

  • You do not make overpayments or pay off the loan early

  • You do not miss any payments

You can use our comparison to confidently compare your options but the costs you see are not guaranteed. The amount you will end up paying depends on the interest rate you are approved for after you have gone through affordability and credit checks.