Compare our best cancer insurance

Find a policy that could give you the best medical care if you are diagnosed with cancer. Some policies include extras like a choice of hospitals for your treatment.

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  • Compare multiple providers to find the best deal for you
  • Add extras like specialist treatment, your choice of hospitals, and private rooms

Health insurance

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How to get a health insurance quote

1

Compare our Health insurance deals

Put in your details to compare policies, then choose the deal from our results table that best suits your lifestyle and the needs of you or your family.

2

Complete an application form

You'll be asked for your personal information, existing health conditions and your medical history.

3

Wait for your results

Your health insurance will start once your application has been accepted.

Can health insurance cover cancer?

Yes, some health insurance policies pay out for private cancer treatment.

You can get treatment for cancer on the NHS, but private treatment can mean shorter waiting times, a choice of hospitals and a wider range of medicines and treatment types.

What can it cover?

Many health insurance policies exclude chronic conditions that require ongoing treatment – this includes cancer. Instead, they only pay for short-term treatment for acute conditions like broken bones.

Some policies could pay out for treatment like chemotherapy if you’re diagnosed with cancer in the future. If your policy includes cancer cover, its premiums will likely be higher.

Policies may also come with restrictions like:

  • only covering certain types of cancer

  • limits on when you can claim, or how many times you can claim, each year

Many policies don’t cover pre-existing conditions, meaning they won’t pay for any treatment for cancer if you have it already.

How to cover pre-existing cancer

Some policies can, in certain cases, pay for treatment for pre-existing conditions. This means you could get cover even if you’ve had cancer in the past.

They usually only allow you to claim if you’ve been symptom-free for five years.

Other policies let you claim for private cancer treatment after you’ve held the policy for a few years, even if you’ve had treatment in that time (for example, through the NHS). These are called fixed rate moratorium policies.

Here’s how to get health insurance for pre-existing conditions

Specialist cover for cancer

Certain policies are designed specifically to cover cancer, and can pay out for treatment and the costs of diagnosing cancer.

You could take out one of these policies on its own or hold one alongside standard health insurance.

How to find health insurance for cancer

You can use our broker to find a range of quotes from insurers for policies that cover treatment for cancer, and to help you decide which is best.

Once you have found policies that offer what you need, compare the cost of their premiums and excesses to work out which is the cheapest overall.

What types of cancer can I get insurance for?

You could cover any type of cancer as long as your policy does not exclude it.

Each insurer specifies a range of illnesses and treatments that their policies cover. Check the policy documents or ask your insurer or broker exactly what is covered before you sign up.

Cancer insurance FAQs

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Compare health insurance quotes to find a deal that works for you.

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How to choose health insurance

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How does private health insurance work?

Private health insurance can pay out for a range of treatments for illnesses and injuries. Here is how it works and what types you can get.

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How to claim on your health insurance

Your health insurance could pay out if you need private medical treatment or an appointment. Here is how to claim and how much it costs.

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Why compare health insurance with money.co.uk?

By comparing health insurance, you could save money on the policy. The best value health insurance will offer the cover to you and your family need at an affordable price. Choose a cover plan from the best UK health insurance companies and see the online discounts they offer.

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Last updated: 7 May 2022