Insurance guides

Our insurance guides cover everything you could ever need to know about insurance, whether it is home, car, pet, travel or phone, we offer top tips to prevent you voiding your cover.

Flooded house

How to claim on your landlord insurance

If your rental property is damaged or your tenants stop paying rent, your insurance could help you recover the costs. Here is how to claim on your landlord insurance.

Plumber fixing boiler

How to find boiler cover for your buy to let

Getting the right boiler insurance can cover the cost of replacing it if it breaks, and ensures your tenants are never without heating. Here is what you need to know about boiler cover.

Satisfied man outside house

What is landlord insurance?

As a landlord, it is important to get the right insurance to cover your property and legal responsibility to your tenants. Here is what you need to know about landlord insurance.

Couple being evicted

What is rent guarantee insurance?

If you rely on your rental payments as income, you should consider insuring against your tenants failing to pay. Here is how rent guarantee insurance works and how to find cover.

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How to save on your landlord insurance

Getting the right landlord cover is vital for protecting your rental property, but there are lots of ways to save money on your policy. Here is how to cut the cost of your landlord insurance.

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How to choose the right landlord insurance

Getting the right cover for your rental property is vital to protect it if the worst should happen. Here is how to choose the right landlord insurance.

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How to claim on your critical illness cover

If you are diagnosed with a life changing condition, a successful critical illness claim can help take the financial strain off your recovery. Here is how to make a claim.

Young couple smiling at each other.

What is critical illness cover?

If you become seriously ill, a critical illness policy could pay you a lump sum of money. Here is how it works and what it can cover you for.

Most insurers let you add critical illness cover to a life insurance policy. This would pay out if you die or get diagnosed with a serious condition during the policy's term.

Should you get critical illness cover?

Taking out a critical illness policy can be expensive but could be worth it should you get seriously ill. Here is how to decide if you need it and what level of cover to choose.

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What is caravan insurance?

Caravan insurance can protect your caravan, holiday and belongings in case something goes wrong. Here is how it works and how to get the right policy for your caravan.

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How does van insurance work?

Whether you drive a van for personal use or for work, you need to insure it before you take it on the road. Here is everything you need to know about van insurance.

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Should you get short term van insurance?

If you only need a van for a couple of days, it is not worth getting insured for a whole year. This is where short term cover comes in. Here is how it works.

Man looking at van with packages

What is commercial van insurance?

If you use a van to make a living, it is vital you get the right protection so that you are covered if something goes wrong. Here is how commercial van insurance works.

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How to claim on your excess insurance

If you have to pay to make a claim, excess insurance could help you recover the cost. Here is how to make a claim on your excess insurance policy.

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What is excess insurance?

Paying an excess for an insurance claim can be expensive, but there is a way to recover the cost. Here is what you need to know about excess insurance.

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Should you get excess insurance?

Excess insurance can cut the cost of claiming on other policies and protect you from expensive hire car charges. But do you need it? Here is how to decide if it is right for you.

5 things you need to know before you buy critical illness cover

Critical illness cover can give you the peace of mind that you will receive a payout if you unexpectedly fall ill. Here is how to find the right critical illness policy for your needs.

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How to claim on income protection

If you have to stop working due to an accident, illness or redundancy, you should start your income protection claim as soon as possible. Here is what you need to do.

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What is income protection insurance?

If you were unable to work due to an accident, sickness or redundancy, how long would your savings cover your living costs? Here is how income protection could support you.

Couple with baby using laptop

Should you get income protection?

If you couldn't work due to an accident, sickness or redundancy, you may need to support yourself financially for a long period of time. Here is how income protection could help.

Business woman at desk

ASU vs income protection insurance

ASU and income protection both pay an income if you can't work, but choosing the right one is vital to protect your household finances. Here is how to choose the right cover for you.

Young couple outside in garden using laptop

What is mortgage life insurance?

Have you heard about mortgage life insurance, but are uncertain what it is or how it works? Our guide can give you all the information you need to know.

How to claim on your gadget insurance

If one of your gadgets is lost, stolen or damaged, your insurance could help you cover the cost of replacing it. Here is what you need to know about claiming on your gadget insurance.

What is gadget insurance?

If your gadget breaks or gets stolen, a specialist insurance policy can cover the cost of repair or a replacement. Here is how gadget insurance works and how to get the right cover.

Should you get gadget insurance?

If you worry about the cost of replacing your gadgets if they are damaged or stolen, a gadget insurance policy could save you money. Here is how to decide if you need gadget insurance.

What is business insurance?

Business insurance is essential if you run your own company, and you could be breaking the law without it. Here is how business insurance works.

How to insure your business

Whether you are a sole trader or you own a large company, business insurance is a must. Here is why you need insurance and how to get the right cover.

How to claim on your business insurance

If your business suffers a financial loss, your insurance could cover the cost. Here is what you need to know about making a claim on your business insurance.

What is breakdown cover?

Whether you drive every day or only occasionally, a breakdown policy gives you peace of mind that help is at hand should something go wrong. Here is how breakdown cover works.

What breakdown cover is right for you?

Having the right breakdown cover can get you out of trouble and save you money. Here is how to find out what breakdown policy is right for you.

How to find the right European breakdown cover

If you take your car abroad, having breakdown cover can save you a lot of time, money and stress. Here is what you should look for to find the best European breakdown cover.

Do you need commercial breakdown cover?

If you use your car or van to earn a living, or you manage a fleet of vehicles, keeping them on the road is essential. Here is everything you need to know about commercial breakdown cover.

Can you get breakdown cover when you have broken down?

Having your car break down mid-journey can be very frustrating, especially if you don't have breakdown cover. Here are your options.

What to do if your vehicle breaks down

If you break down on the road it can be scary and stressful, but knowing what to do can help you stay safe while you get help. Here is what to do if your vehicle breaks down.

Smiling woman holding smartphone

Do you need mobile phone insurance?

Mobile phone insurance could give you peace of mind, but if you are unlikely to claim you could be wasting your money. Here is how to decide if you need mobile phone insurance.

Couple in coffee shop using mobile phone

How to claim on your mobile phone insurance

If your mobile phone is lost or damaged, you could cover the cost of repairs or a replacement with your insurance. Here is what you need to know about making a claim.

Man using smartphone at home

How does mobile phone insurance work?

You could pay hundreds of pounds to replace your mobile phone if it gets lost or damaged. Here is what you need to know about how mobile phone insurance works.

Woman on motorbike

How to choose the right motorbike insurance

Insurance is essential if you ride a motorcycle, but finding the right policy depends on the type of bike you ride and how you use it. Here is how to find the right motorbike insurance.

Motorbike going around corner

What is motorbike insurance?

The right motorbike insurance can cover the cost of repairing or replacing your bike if it is damaged or stolen, while riding without it is against the law. Here is what you need to know.

man-hitting-golf-shot

What cover do you need for a golf buggy?

If you own an electric golf buggy or cart, the right insurance policy can protect you if you have an accident. Here is how golf buggy insurance works.

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What is golf insurance?

Golf can be a pricey hobby, but you can protect yourself and your expensive equipment with an insurance policy. Here is how golf insurance works.

Girl with dog

Can you get cover for your pet with existing conditions?

Even If your pet has suffered an illness, you can still find a pet insurance policy to cover them. Here is what cover you can get for your pet's conditions and how to find it.

How to get help with vet bills

Keeping your pet healthy can cost you a lot, especially if you get a big vet bill. But if you need help paying, there are several ways you can get financial assistance towards veterinary bills.

How to find insurance for your exotic pets

If you have a rare or unusual pet, finding the right pet insurance can be more difficult. Here is what you need to know to find the best exotic pet insurance.

How to manage your pet insurance policy

Once you insure your pet, you need to keep your policy up to date or it could become invalid. Here is what you need to do to manage your pet insurance policy.

What is pet insurance?

If your pet is like one of the family you will want to make sure they are protected if they fall ill or go missing. Here is everything you need to know to find the best pet insurance policy.

How to insure your pedigree pet

If you have spent a lot of money on a pedigree dog or cat you will want the right insurance in place, especially as they can be more prone to illness than mixed breeds. Here is how to find the best cover for your pedigree pet.

Woman kissing a dog on the head outside.

Can you get insurance for older pets?

As your pet gets older it may be harder and more expensive to find insurance. Here is what to look out for when searching for pet insurance for older animals.

How to claim on your pet insurance policy

If your pet needs to see the vet or goes missing, claiming on your pet insurance can help cover the cost. Here is a step by step guide to making a successful claim.

2 puppies outside playing with a pumpkin.

How to insure multiple pets at once

If you have more than one pet it can be cheaper and easier to insure them on the same policy. Here is how to get the right multi pet insurance for you.

How to insure your pet to travel abroad

If you want to take your pet with you overseas you should make sure they are properly insured. Here is how to find pet insurance that covers your pet abroad.

Make sure your pet insurance pays out

Protecting your pet with a good insurance policy is a great way to help keep them healthy, but making a successful claim is not always guaranteed. Here are the exclusions to look out for.

A buyer's guide to pet insurance

If you want to protect your pet, getting the right insurance policy is essential. Here is what you need to do to find the best cover.

senior-couple-walking-on-the-beach

How to get travel insurance as you get older

When you reach 65 years old your travel insurance premiums will be higher and your cover could be restricted. Here is how to find a policy that gives you the cover you want without paying over the odds.

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8 easy ways to cut your travel insurance costs

Travel insurance could save you thousands if something goes wrong when you are away, but do not pay over the odds for cover. Try these 8 ways to keep the cost down.

Man skiing down mountain slope

Can you get cover for extreme sports abroad?

If you love doing extreme sports on holiday, make sure you have cover in place before you travel. Here is what sports you can get cover for, and how to find the right policy.

Stressed man with luggage sitting on bench at airport

Does travel insurance cover cancellation?

If you have booked a holiday, the last thing you will want to do is cancel it. If the worst does happen, here is when and how you can get your money back from your travel insurance.

Bride and groom kissing in garden

How to make a wedding insurance claim

If you have wedding insurance and something goes wrong on your big day, your policy is there to cover the cost. Here is how to claim on your wedding insurance policy.

Wedding rings in brides hand

What is wedding insurance?

Your wedding could be one of the most expensive things you ever pay for, so it is worth having insurance in case something goes wrong. Here is how wedding insurance works.

How to claim on an extended warranty

If your appliances break or are faulty, you may be able to claim for repairs on your warranty insurance. Here is how to claim on an extended warranty.

How do extended warranties work?

An extended warranty could pay for repairs if your household appliances break. But what do they cover and are they worth it? Here is what you need to know.

Should you bother with an extended warranty?

Your household appliances could be expensive to replace if they break down. But should bother with an extended warranty?

Young woman walking bicycle down countryside road in the sun

Do you need bicycle insurance?

Bicycle insurance gives you financial protection if your bike is lost, stolen or damaged, but is it worth the cost? Here is how to work out if you need bicycle insurance.

Woman on an electric bike in the countryside

What is bicycle insurance?

If you cycle regularly, getting the right insurance is vital to keep you and your bike protected. Here is everything you need to know about bike insurance.

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Can you get insurance to ride your bike abroad?

If you are planning to take your bike away on holiday with you, the right insurance policy will keep it protected. Here is how to insure yourself to cycle abroad.

couple cycling side by side along the street

How to claim on your bicycle insurance

If you have bicycle insurance and your bike gets damaged, stolen or you are injured while riding, you can claim to cover the cost. Here is how to make a bike insurance claim.

Can home insurance cover flooding?

If your home floods, the costs of repairing the damage can be huge, so it pays to have a home insurance policy that can cover the cost. Here is how to find a policy that can cover flooding.

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How to claim on your home insurance policy

If your home is damaged or burgled it can cost thousands to put right, but your home insurance could cover the cost. Here is how to make a home insurance claim.

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8 ways to cut your home insurance costs

Your home insurance gives you valuable financial protection against things like fire and theft, but you should not pay more than you have to for cover. Here is how to save on your policy.

How to get your home winter ready

As the temperature drops, the risk of damage to your home goes up. Here are the three things you need from your home insurance to stay safe and warm this winter.

What does contents insurance cover?

A contents insurance policy could protect your personal belongings, whether you own or rent your home. Here is what contents cover can protect you against.

A row of Victorian terrace houses

Can home insurance cover subsidence?

If your home suffers from subsidence, finding an insurance policy to protect your property can be tricky. Here is how to get cover if your property has experienced subsidence.

students watching tv on sofa

What home insurance do students need?

If you are a student you might have expensive belongings that you need to protect, whether you in live in halls or with friends. Here is how to get the right student home cover.

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What does building insurance cover?

Protecting your home with buildings insurance can save you a lot of money if something goes wrong. If you're asking yourself "what does building insurance cover?" this guide has the answers.

Modern villa with a garden and a pool in sunny weather.

How to insure your holiday home abroad

If you have a second home overseas, you need to make sure it is properly insured. Here is everything you need to know about insuring your holiday home.

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How to insure your second home

If you own a second home in the UK, you may need specific home insurance to protect it. Here is how to cover your second home.

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How to manage your home insurance policy

Once you have insured your home you need to keep your cover up to date to make sure it stays valid. Here is how you can manage your home insurance.

large empty house

Can you insure an unoccupied house?

If you own a property that will be left empty, you need a specialist home insurance policy to protect it. Here is how to cover your unoccupied home.

2 Scottish houses by a road. One house has a white door and the other has a red door.

What home insurance do you need?

Whether you live in a flat or a mansion, getting the right home insurance policy is essential. Here is how to find the best cover for your property.

Plumber fixing some pipes under a sink.

What is home emergency cover?

If you have a problem in your home that needs fixing straight away, a home emergency policy can get you the help you need. Here is what home emergency cover can protect you against.

Do you need to insure your boiler?

If your boiler breaks down you could be left without hot water and heating, as well as facing a huge repair bill. Here is how boiler cover can help you get it fixed without it costing the earth.

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The most important insurance you probably don't have

You may be used to sorting out cover for your car, home, pet, gadgets and more, but have you forgotten to sort out the most important insurance?

How to claim on your health insurance

Your health insurance could pay out if you need private medical treatment or an appointment. Here is how to claim and how much it costs.

Can you get health insurance with pre-existing conditions?

Health insurance does not always cover existing medical conditions or any you have had in the past five years. Here is what cover you can get and how to find it.

How to choose health insurance

The right health insurance policy can save you money if you need private treatment for an illness or injury. Here is how to find health insurance that covers everything you need.

How to get health insurance when you are older

You can still get health insurance as you get older, but it can be more expensive and difficult to find. Here is where to find it and how to cut the cost.

How does private health insurance work?

Private health insurance can pay out for a range of treatments for illnesses and injuries. Here is how it works and what types you can get.

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What is term life insurance?

If you want to pay off a large debt when you die, a term life insurance policy could be for you. Here is what term life insurance is and how it works.

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How to cut the cost of your life insurance

You could save money on your life insurance by looking for policies that give you the cover you actually need. Here is how to get the right cover for the best price.

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What is a whole of life insurance policy?

If you take out a whole of life insurance policy, you are almost guaranteed to get a payout when you die. Here is how it works and what types you can choose from.

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What is life insurance?

If you want to be able to give financial security to your loved ones when you die, a life insurance policy could help. Here is how life insurance works.

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What is over 50s life insurance?

You may find it harder to get life insurance as you get older, but there are still policies available that could give you peace of mind. Here are your options if you are over 50.

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What is a family income benefit policy?

If you want to leave your family an income to live off when you die, rather than a lump sum of money, a family income benefit could be for you. Here is how it works.

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How to claim on a life insurance policy

Losing someone is heart breaking, but they may have a life insurance policy in place to give financial support to family or friends. Here is how to deal with their life insurance claim.

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Which life insurance policy is right for you?

Choosing the right policy depends on how long you need cover for, the payout amount and how you want it paid. Here is how to get the best life insurance policy for your needs.

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Is it illegal to park on the pavement in the UK?

Discover where you can and can't park in the UK and how to avoid a fine or worse for parking on the pavement or other forbidden areas

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Claiming for whiplash

Discover the causes of whiplash, how easy it is to make a claim and what efforts are being made to stop fraudulent claims.

MOT checklist: how to prepare before your test

Discover everything you need to know about UK MOTs - how much it will cost, what is covered in the test, and the checks you can carry out at home to help your vehicle pass

family-buying-a-new-car

Factory fitted immobilisers explained

Discover what a factory-fitted immobiliser is and whether your car has one.

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UK car seats law

Make sure your child is safe and that you stay on the right side of the law with our guide to child booster seats in the UK.