Insurance guides

Our insurance guides cover everything you could ever need to know about insurance, whether it is home, car, pet, travel or phone, we offer top tips to prevent you voiding your cover.

Car remapping – is it worth it and will it work for me?

Discover if it's worth remapping your car's engine to improve its economy and performance or whether the risks of a bad remap outweigh the benefits.

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Claiming for whiplash

Discover the causes of whiplash, how easy it is to make a claim and what efforts are being made to stop fraudulent claims.

MOT checklist: how to prepare before your test

Discover everything you need to know about UK MOTs - how much it will cost, what is covered in the test, and the checks you can carry out at home to help your vehicle pass

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Factory fitted immobilisers explained

Discover what a factory-fitted immobiliser is and whether your car has one.

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UK car seats law

Make sure your child is safe and that you stay on the right side of the law with our guide to child booster seats in the UK.

Driving after a stroke

This guide explains what you need to know about driving in the UK after a stroke, a transient ischaemic attack (TIA, or ‘mini-stroke), or a heart attack and whether you have to tell the DVLA and your motor insurance provider.

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Pass Plus course explained

Find out about the Pass Plus driving course and what it means for the cost of your car insurance

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Advanced and intensive driving courses

Find out how advanced driving and intensive driving courses can improve your driving and help reduce the cost of car insurance

Tips if your car squeaks while driving

If your car is making a squeaking noise while driving, there’s something wrong. Learn more about the usual causes of those squeaks, squeals and screeches and what to do to fix them.

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How your occupation effects your car insurance premium

This guide explains why your occupation counts when looking for car insurance. It also reveals the job titles insurers like and dislike.

Driving at over 70

A complete guide to getting a new driving licence at 70, including the medical tests. We also explain how to give up your driving licence should you either want or need to.

A guide to road tax

A complete guide to who pays UK road tax - how to pay it, what documents you'll need and how much it costs for certain vehicles.

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Is it illegal to park on the pavement in the UK?

Discover where you can and can't park in the UK and how to avoid a fine or worse for parking on the pavement or other forbidden areas

What is car insurance?

We all need car insurance to drive, but with so much choice finding the right cover can be tricky. Understanding the basics is vital to finding the best policy.

What cover do you need to drive abroad?

Driving overseas can be a great way to travel, but you need to make sure you are covered in case something goes wrong. Here is how to make sure you have the right insurance before you start your trip.

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A first time buyer guide to buildings insurance

There are a lot of costs to consider when buying your first home, but buildings insurance is one you can’t ignore.

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What is the cost of death?

The costs associated with dying are not a lot of fun to think about, but planning ahead could save you and your loved ones thousands when the time comes.

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How to find the right classic car insurance

The right classic car insurance can significantly cut your annual premiums. Whether your vehicle is a vintage classic or a trusty labour of love you can’t bear to replace, this guide has you covered.

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How much does a pet cost?

Getting a pet is an emotional decision, but it’s important not to forget about the cost. Here are some key costs to think about so that you can make sure looking after your pet properly won’t be too expensive.

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How to save on your landlord insurance

Getting the right landlord cover is vital for protecting your rental property, but there are lots of ways to save money on your policy. Here is how to cut the cost of your landlord insurance.

What is breakdown cover?

Whether you drive every day or only occasionally, a breakdown policy gives you peace of mind that help is at hand should something go wrong. Here is how breakdown cover works.

What breakdown cover is right for you?

Having the right breakdown cover can get you out of trouble and save you money. Here is how to find out what breakdown policy is right for you.

How to find the right European breakdown cover

If you take your car abroad, having breakdown cover can save you a lot of time, money and stress. Here is what you should look for to find the best European breakdown cover.

Do you need commercial breakdown cover?

If you use your car or van to earn a living, or you manage a fleet of vehicles, keeping them on the road is essential. Here is everything you need to know about commercial breakdown cover.

Can you get breakdown cover when you have broken down?

Having your car break down mid-journey can be very frustrating, especially if you don't have breakdown cover. Here are your options.

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What is mortgage life insurance?

Have you heard about mortgage life insurance, but are uncertain what it is or how it works? Our guide can give you all the information you need to know.

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How to claim on income protection

If you have to stop working due to an accident, illness or redundancy, you should start your income protection claim as soon as possible. Here is what you need to do.

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How to claim on your bicycle insurance

If you have bicycle insurance and your bike gets damaged, stolen or you are injured while riding, you can claim to cover the cost. Here is how to make a bike insurance claim.

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Can you get insurance to ride your bike abroad?

If you are planning to take your bike away on holiday with you, the right insurance policy will keep it protected. Here is how to insure yourself to cycle abroad.

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How to choose the right landlord insurance

Getting the right cover for your rental property is vital to protect it if the worst should happen. Here is how to choose the right landlord insurance.

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How to get travel insurance as you get older

When you reach 65 years old your travel insurance premiums will be higher and your cover could be restricted. Here is how to find a policy that gives you the cover you want without paying over the odds.

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8 easy ways to cut your travel insurance costs

Travel insurance could save you thousands if something goes wrong when you are away, but do not pay over the odds for cover. Try these 8 ways to keep the cost down.

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Does travel insurance cover cancellation?

If you have booked a holiday, the last thing you will want to do is cancel it. If the worst does happen, here is when and how you can get your money back from your travel insurance.

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Can you get cover for extreme sports abroad?

If you love doing extreme sports on holiday, make sure you have cover in place before you travel. Here is what sports you can get cover for, and how to find the right policy.

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How to claim on your excess insurance

If you have to pay to make a claim, excess insurance could help you recover the cost. Here is how to make a claim on your excess insurance policy.

Should you get gadget insurance?

If you worry about the cost of replacing your gadgets if they are damaged or stolen, a gadget insurance policy could save you money. Here is how to decide if you need gadget insurance.

What is gadget insurance?

If your gadget breaks or gets stolen, a specialist insurance policy can cover the cost of repair or a replacement. Here is how gadget insurance works and how to get the right cover.

How to claim on your gadget insurance

If one of your gadgets is lost, stolen or damaged, your insurance could help you cover the cost of replacing it. Here is what you need to know about claiming on your gadget insurance.

How to insure your business

Whether you are a sole trader or you own a large company, business insurance is a must. Here is why you need insurance and how to get the right cover.

What is business insurance?

Business insurance is essential if you run your own company, and you could be breaking the law without it. Here is how business insurance works.

How to claim on your business insurance

If your business suffers a financial loss, your insurance could cover the cost. Here is what you need to know about making a claim on your business insurance.

How to claim on an extended warranty

If your appliances break or are faulty, you may be able to claim for repairs on your warranty insurance. Here is how to claim on an extended warranty.

How do extended warranties work?

An extended warranty could pay for repairs if your household appliances break. But what do they cover and are they worth it? Here is what you need to know.

Should you bother with an extended warranty?

Your household appliances could be expensive to replace if they break down. But should bother with an extended warranty?

Most insurers let you add critical illness cover to a life insurance policy. This would pay out if you die or get diagnosed with a serious condition during the policy's term.

Should you get critical illness cover?

Taking out a critical illness policy can be expensive but could be worth it should you get seriously ill. Here is how to decide if you need it and what level of cover to choose.

Do you need short term car insurance?

If you only need a car for a few days, taking out a short term insurance policy is an affordable and convenient option — here is how to find the best policy.

How to save with multi car insurance

If you have more than one car at home, insuring them all on one policy is a great way to get a discount. Here is how you and your family could save with multi car insurance.

How to afford car insurance as a new driver

Passing your driving test is a great reason to celebrate, but before you hit the road you need to be insured to legally drive. As inexperienced drivers are often charged high premiums, it pays to do your research before you buy a policy.

How to manage your car insurance policy

Once you have car insurance you are financially protected when you drive on the roads, but to keep your cover in place you need to keep it up to date. Here is how.

10 easy ways to cut your car insurance costs

Your car insurance is something you have to pay for, but there are plenty of things you can do to reduce your bill. Here are 10 top tips to cut the cost of your car insurance premiums.

Do you need car insurance when you learn to drive?

Before you start learning to drive you will need to make sure you are covered when you practice on the roads. Here is what you need to know.

How do you make a car insurance claim?

Your car insurance is there to protect you and your finances. You hope you never have to, but making a claim is a key part of having a policy. This is how to make a claim on your car insurance policy.

What insurance do you need for your taxi?

If you are a new taxi driver looking for cover, or a seasoned pro looking for the best policy, here is everything you need to know about taxi insurance.

What car insurance cover should you get?

You need a car insurance policy to drive on the roads, but you can choose the level of cover you get. Here is how to work out what cover is right for you.

Can you put your child on your car insurance?

If your child has just started driving their insurance premiums will be sky-high. One way to help them pay less is to add them to your policy, but it comes with a number of risks.

When does your car need a SORN?

If you have a car you do not drive, you cannot leave it off the road without either insuring it or applying for a SORN. Here is what you need to know about declaring your car off the road.

How to get health insurance when you are older

You can still get health insurance as you get older, but it can be more expensive and difficult to find. Here is where to find it and how to cut the cost.

How does private health insurance work?

Private health insurance can pay out for a range of treatments for illnesses and injuries. Here is how it works and what types you can get.

Can home insurance cover flooding?

If your home floods, the costs of repairing the damage can be huge, so it pays to have a home insurance policy that can cover the cost. Here is how to find a policy that can cover flooding.

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How to claim on your home insurance policy

If your home is damaged or burgled it can cost thousands to put right, but your home insurance could cover the cost. Here is how to make a home insurance claim.

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What is income protection insurance?

If you were unable to work due to an accident, sickness or redundancy, how long would your savings cover your living costs? Here is how income protection could support you.

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Should you get income protection?

If you couldn't work due to an accident, sickness or redundancy, you may need to support yourself financially for a long period of time. Here is how income protection could help.

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ASU vs income protection insurance

ASU and income protection both pay an income if you can't work, but choosing the right one is vital to protect your household finances. Here is how to choose the right cover for you.

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How to claim on your mobile phone insurance

If your mobile phone is lost or damaged, you could cover the cost of repairs or a replacement with your insurance. Here is what you need to know about making a claim.

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How does mobile phone insurance work?

You could pay hundreds of pounds to replace your mobile phone if it gets lost or damaged. Here is what you need to know about how mobile phone insurance works.

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Do you need mobile phone insurance?

Mobile phone insurance could give you peace of mind, but if you are unlikely to claim you could be wasting your money. Here is how to decide if you need mobile phone insurance.

How does a no claims bonus save you money?

Having a no claims bonus is one of the best ways to keep the cost of your car insurance as low as possible. But what is it, and how does it work? Here is how your no claims will save you money.

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What is boat insurance?

Whether you have a yacht, narrowboat or dinghy you need to make sure it is protected on water or land. Here is everything you need to know about boat insurance.

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What is bicycle insurance?

If you cycle regularly, getting the right insurance is vital to keep you and your bike protected. Here is everything you need to know about bike insurance.

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Do you need bicycle insurance?

Bicycle insurance gives you financial protection if your bike is lost, stolen or damaged, but is it worth the cost? Here is how to work out if you need bicycle insurance.

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What is critical illness cover?

If you become seriously ill, a critical illness policy could pay you a lump sum of money. Here is how it works and what it can cover you for.

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What is caravan insurance?

Caravan insurance can protect your caravan, holiday and belongings in case something goes wrong. Here is how it works and how to get the right policy for your caravan.

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Can you get cover for your pet with existing conditions?

Even If your pet has suffered an illness, you can still find a pet insurance policy to cover them. Here is what cover you can get for your pet's conditions and how to find it.

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What is golf insurance?

Golf can be a pricey hobby, but you can protect yourself and your expensive equipment with an insurance policy. Here is how golf insurance works.

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How to choose the right motorbike insurance

Insurance is essential if you ride a motorcycle, but finding the right policy depends on the type of bike you ride and how you use it. Here is how to find the right motorbike insurance.

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What is motorbike insurance?

The right motorbike insurance can cover the cost of repairing or replacing your bike if it is damaged or stolen, while riding without it is against the law. Here is what you need to know.

Girl standing by broken down car

What you need to know about car warranties

A warranty could help with the cost of fixing your car, but how do they work and what do they cover? Here is what you need to know about car warranties.

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What cover do you need for a golf buggy?

If you own an electric golf buggy or cart, the right insurance policy can protect you if you have an accident. Here is how golf buggy insurance works.

Couple buying car

Warranty insurance: is it worth it?

A car warranty can help with the cost of repairs if something goes wrong. But you should weigh up your options carefully to avoid a policy that does not pay out.

Woman on phone after car breakdown

How to claim on your car warranty

If your car breaks down or needs replacement parts, your warranty insurance may be able to cover the cost. Here is what you need to know about claiming on your car warranty.

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How does gap insurance work?

If you have bought a new car, a gap insurance policy can cover the loss in value if your vehicle is written off. Here is how gap insurance works.

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Is it worth getting gap insurance?

Gap insurance can protect the value of your vehicle if you have an accident or it is stolen, but is it worth buying? Here is how to work out if gap insurance is right for you.

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What is excess insurance?

Paying an excess for an insurance claim can be expensive, but there is a way to recover the cost. Here is what you need to know about excess insurance.

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Should you get excess insurance?

Excess insurance can cut the cost of claiming on other policies and protect you from expensive hire car charges. But do you need it? Here is how to decide if it is right for you.

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Should you get short term van insurance?

If you only need a van for a couple of days, it is not worth getting insured for a whole year. This is where short term cover comes in. Here is how it works.

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What is commercial van insurance?

If you use a van to make a living, it is vital you get the right protection so that you are covered if something goes wrong. Here is how commercial van insurance works.

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How does van insurance work?

Whether you drive a van for personal use or for work, you need to insure it before you take it on the road. Here is everything you need to know about van insurance.

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Which life insurance policy is right for you?

Choosing the right policy depends on how long you need cover for, the payout amount and how you want it paid. Here is how to get the best life insurance policy for your needs.

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How to claim on a life insurance policy

Losing someone is heart breaking, but they may have a life insurance policy in place to give financial support to family or friends. Here is how to deal with their life insurance claim.

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What is a family income benefit policy?

If you want to leave your family an income to live off when you die, rather than a lump sum of money, a family income benefit could be for you. Here is how it works.

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What is life insurance?

If you want to be able to give financial security to your loved ones when you die, a life insurance policy could help. Here is how life insurance works.

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What is over 50s life insurance?

You may find it harder to get life insurance as you get older, but there are still policies available that could give you peace of mind. Here are your options if you are over 50.

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What is term life insurance?

If you want to pay off a large debt when you die, a term life insurance policy could be for you. Here is what term life insurance is and how it works.

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How to cut the cost of your life insurance

You could save money on your life insurance by looking for policies that give you the cover you actually need. Here is how to get the right cover for the best price.

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What is a whole of life insurance policy?

If you take out a whole of life insurance policy, you are almost guaranteed to get a payout when you die. Here is how it works and what types you can choose from.

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The most important insurance you probably don't have

You may be used to sorting out cover for your car, home, pet, gadgets and more, but have you forgotten to sort out the most important insurance?

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What is rent guarantee insurance?

If you rely on your rental payments as income, you should consider insuring against your tenants failing to pay. Here is how rent guarantee insurance works and how to find cover.

5 things you need to know before you buy critical illness cover

Critical illness cover can give you the peace of mind that you will receive a payout if you unexpectedly fall ill. Here is how to find the right critical illness policy for your needs.

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How to claim on your critical illness cover

If you are diagnosed with a life changing condition, a successful critical illness claim can help take the financial strain off your recovery. Here is how to make a claim.

What to do if your vehicle breaks down

If you break down on the road it can be scary and stressful, but knowing what to do can help you stay safe while you get help. Here is what to do if your vehicle breaks down.