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Our guides

Our guides show you the best ways to make your money go further and work harder. They contain all the latest financial information and are set out clearly to help you make smart decisions.

How to apply for a loan

You can apply for a loan online, by phone, by post or in branch, depending on the lender. Here's how the loan application process works and what you need to do.

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How to get a mortgage if you are an older borrower

Getting a mortgage can be more difficult when you get closer to retirement. Here is how to find one whether you want to move house or remortgage your current home.

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How to get your first credit card

Here is how to prepare yourself for your first credit card application.

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How to choose health insurance

The right health insurance policy can save you money if you need private treatment for an illness or injury. Here is how to find health insurance that covers everything you need.

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What does building insurance cover?

Protecting your home with buildings insurance can save you a lot of money if something goes wrong. If you're asking yourself "what does building insurance cover?" this guide has the answers.

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Should you be a guarantor for a loan?

Being a guarantor means helping someone else get a loan. If they fail to meet the repayments, you'll have to pay them instead. It's a serious financial responsibility and one that should not be taken lightly. Before you agree to become a guarantor, you need to consider the risks.

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How to understand credit card charges

Here are the credit card charges you need to know about and how to avoid them.

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How to claim on your bicycle insurance

If you have bicycle insurance and your bike gets damaged, stolen or you are injured while riding, you can claim to cover the cost. Here is how to make a bike insurance claim.

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Revealed: The life threatening bacteria on your cash

We've teamed up with the London Metropolitan University to put cash under the microscope and the results are shocking. Here are the facts about how dirty money is.

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How to claim on your health insurance

Your health insurance could pay out if you need private medical treatment or an appointment. Here is how to claim and how much it costs.

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How to get health insurance when you are older

You can still get health insurance as you get older, but it can be more expensive and difficult to find. Here is where to find it and how to cut the cost.

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What is the best way to pay for a new car?

Buying a new car is exciting but deciding how to pay for your new pride and joy can be tricky. Here is how to find the best way to finance your new vehicle.

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