How to get the best iPad insurance
iPad insurance can help with the cost of repairing or replacing your device if it’s lost or damaged. To get the best policy, you should:
decide the level of cover you need
compare quotes to find the best deal
Our comparison can help you find what you need for the lowest monthly price.
Find out more about how gadget insurance works here.
Get the cover you need
You can build your own policy with most insurers by selecting only the cover you need. Ask yourself the following questions:
Where do you use your iPad? If you take your iPad out of the house, it’s important to make sure that it’s covered for theft. If you take it on holiday, a worldwide policy gives you up to 90 days of overseas protection
Are you accident prone? Accidental damage covers things like cracked screens, drops and liquid damage. Most policies include this as standard
Do you lose things easily? Most insurers charge more to add loss cover. Think about paying higher premiums if you have a habit of losing your gadgets
Do you use your iPad for work? You may not be covered by a standard gadget policy if you use your iPad for work. Compare business gadget insurance instead
How long could you go without your iPad? Sometimes an iPad can take weeks to repair. Look for an insurer that lets you get your iPad fixed at your nearest Apple store to save time
If you own more than one Apple device, like an iPhone or MacBook, consider a multi-gadget policy. Most insurers offer a discount if you add two or more devices to one policy.
Are you already covered?
Depending on the level of cover you need, you may already have adequate iPad cover as part of one of the following:
Home insurance: your contents cover may protect your iPad against theft or accidental damage at home. However, mechanical breakdown isn’t covered
Travel insurance: this could protect your iPad if you take it on holiday, but check to see if your policy’s limit for gadget claims is enough to pay for a replacement
Apple warranty: if your iPad is still under warranty, it’s covered for mechanical breakdowns or faults. However, a warranty won’t cover accidental damage, loss or theft
You can find out how to decide if you need gadget insurance here.
Shop around for the best deal
Get as many quotes as possible using our comparison and check the following:
The maximum cover: this should be no less than the cost of your iPad
The excess: beware of £0 excesses because they could increase the cost of your policy’s premiums
The monthly cost: look for the cheapest policy that offers what you need
Most insurers offer a discount when buying your policy online while paying in full could also be cheaper than choosing to pay monthly premiums.
When you’ve found the cover you need, check to see if your insurer offers any extra discounts.
