|Minimum Age||18 years|
|Permanent UK Resident|
Last updated: 15 September 2020
Use this comparison to get quotes from as many insurers as possible, to find the camera insurance you need at the cheapest price.
Cameras and their accessories can be expensive to replace if they break or are stolen, so it is important to find a camera and camera equipment insurance policy that gives you the protection you need.
The camera insurance policy with the cover you need, might not necessarily be the cheapest option. Decide exactly what level of camera and camera equipment insurance cover you need and what you want to protect.
That way, for your personal circumstances, you will be able to find the best camera insurance. UK insurers will usually also offer a variety of optional extras.
You can get the following types of cover for your camera:
Accidental damage, which covers the cost of repairing or replacing your camera if you or someone else breaks it accidentally. For example, you drop or spill liquid on it.
Breakdown, which covers your camera when it is no longer under warranty. It includes repairs and replacements if your camera stops working.
Theft, which covers your camera if you are burgled, or if you have it stolen from you when you are away from your home.
Loss, which covers accidentally losing your camera. You may need to pay extra to include loss cover, and claims where you have been careless will not be paid.
Worldwide cover, which covers your camera anywhere in the world for 90 days each year.
When you buy camera insurance, UK providers will usually also cover your accessories, including:
Dark room equipment
Check the maximum cover included on each policy to make sure you have the right level of replacement cover if you need a new camera.
Most insurers offer cover for amateur and professional photographers, and you can include extra cover if you use your camera for work:
Hire of equipment: This camera insurance provides you with a replacement camera if yours is lost or damaged. For example, if you are due to shoot an event and your camera breaks.
Personal accident: This camera insurance cover provides you with a fixed payment if you suffer an injury which results in your death or permanent disability, for example loss of a limb.
Public liability: This covers you if you injure anybody or damage their property because of your photography. For example, tripping over your camera equipment.
Yes, most policies cover camcorders, digital cameras and SLRs. Some video cameras cost thousands to replace, so check the maximum cover is enough.
Most insurers do not cover second hand cameras. But some offer specialist cover for vintage cameras, so compare policies to find the cover you need.
Yes, most insurers include extra cover if you use your camera for work. For example, hire equipment cover if you need a replacement for an event.
Yes, most camera insurance policies include cover anywhere in the world for 90 days each year.
We have commercial agreements with some of the companies in this comparison and get paid commission if we help you take out one of their products or services. Find out more here.
You do not pay any extra and it does not affect the deal you get.
By comparing gadget insurance you could save money on the policy. The best value gadget insurance will offer you the cover you need, at a price you can afford. Choose a cover plan from the best UK insurance companies and see the online discounts they offer.
We have always aimed to provide the best possible services to bridge the gap between our users and our clients. Over the years, we have been thrilled to be recognised by various prestigious bodies and organisations for those efforts.