Think about the level of protection you want for your tourer. Touring caravan insurance can cover:

  • Accidental damage to both the inside of your caravan and the outside, but cover levels vary so check before you buy.

  • Your contents, including items you store locked inside your caravan overnight or while you travel.

  • Theft, which usually includes protection while your caravan is at home, and at UK campsites.

  • Overseas travel, which gives you the same level of protection if you take your caravan to Europe.

Most insurers also include public liability cover, in case your caravan damages someone's property or causes an injury.

Other optional extras you can choose to pay extra for can include:

  • Key cover

  • Legal expenses cover

  • Breakdown cover

Once you know what you are looking for you can compare touring caravan insurance policies and narrow down your options from different insurers.

Get the best price

The best way to find cheap touring caravan insurance is to shop around and get lots of quotes.

This comparison shows a range of touring caravan insurance companies and the levels of cover they offer, so you can get quotes for the cover you need.

You could also make your insurance cheaper by:

  • Storing your caravan off the road, perhaps on a private driveway or in your garage

  • Fitting an alarm to your caravan

  • Installing VIN Chip anti theft tracking on your touring caravan

Our touring caravan insurance comparison also mentions any other discounts that insurers may offer.

Check the excess

The excess is the amount you pay towards the cost of making a claim on your insurance policy.

Some insurers cut their premiums if you choose a higher excess - but this makes it more expensive to make a claim if you need to.

Always choose an excess you can afford to pay if you need to claim. Here is more on whether you should increase your insurance excess.

Touring caravan insurance FAQs

Q

Do I legally need touring caravan insurance?

A

No, you can tow a caravan under your car insurance policy, but it's unlikely to cover theft or damage to your tourer.

Q

Are there any weight restrictions for my touring caravan?

A

There could be, depending on your driving licence. If you passed after 1st January 1997, your car and caravan can weigh no more than 3,500kg.

Q

What is new for old cover?

A

It means an insurer will cover your caravan and contents up to the value of a new replacement, rather than the equivalent value of the item at the time.

Q

Can I choose to pay monthly or annually?

A

Yes, but if you choose to pay monthly the insurer may charge you interest, making your cover more expensive.

Q

Can I cover my awnings and other equipment?

A

Yes, but you may have to pay extra to include them in your cover.

About our caravan insurance comparison

Q

Who do we include in this comparison?

A

We include touring caravan insurance policies available from our panel of insurers and brokers. They are all regulated by the Financial Conduct Authority (FCA). Here is more information about how our website works.

Q

How do we make money from our comparison?

A

We have commercial agreements with some of the companies in this comparison and get paid commission if we help you take out one of their products or services. Find out more here.

You do not pay any extra and the deal you get is not affected.