Think about the level of protection you want for your tourer. Touring caravan insurance can cover:

  • Accidental damage to both the inside of your caravan and the outside, but cover levels vary so check before you buy.

  • Your contents, including items you store locked inside your caravan overnight or while you travel.

  • Theft, which usually includes protection while your caravan is at home, and at UK campsites.

  • Overseas travel, which gives you the same level of protection if you take your caravan to Europe.

Most insurers also include public liability cover, in case your caravan damages someone's property or causes an injury.

Other optional extras you can choose to pay extra for can include:

  • Key cover

  • Legal expenses cover

  • Breakdown cover

Once you know what you are looking for you can compare touring caravan insurance policies and narrow down your options from different insurers.

Get the best price

The best way to find cheap touring caravan insurance is to shop around and get lots of quotes.

You could also make your insurance cheaper by:

  • Storing your caravan off the road, perhaps on a private driveway or in your garage

  • Fitting an alarm to your caravan

  • Installing VIN Chip anti theft tracking on your touring caravan

Check the excess

The excess is the amount you pay towards the cost of making a claim on your insurance policy.

Some insurers cut their premiums if you choose a higher excess - but this makes it more expensive to make a claim if you need to.

Always choose an excess you can afford to pay if you need to claim. Here is more on whether you should increase your insurance excess.