Find the right static caravan insurance to protect your caravan and its contents from the impacts of damage and theft, even while it is unoccupied.
You'll only find results from genuine companies. Our data experts check each company before we add them to our comparisons.
1
Enter your details
Enter a few details about yourself, your caravan type and your preferred start date to help us find you our best quotes.
2
Compare quotes
We'll search our database of leading providers and show you the best deals we can find. You can compare and add additional cover when it comes to insuring your static caravan.
3
Apply and save
Once you've reviewed the choices and extras, simply pick the best static caravan insurance quote for you and apply.
Static caravan insurance policies are designed for non-touring caravans that reside semi-permanently in a single location, typically a static caravan park.
Most policies cover you for damage and destruction. This could be a result of fire, bad weather or vandalism. Many policies also include cover for contents, including personal possessions, but they don’t usually cover general wear and tear.
Because a static caravan is somewhere to live or stay rather than a vehicle in which to tour, static caravan insurance is more like home insurance than motor insurance. If your caravan is based outside the UK, you might need a specific European policy.
No, static caravan insurance isn’t a legal requirement. But it could give you financial protection if your caravan was damaged, vandalised or stolen. Having static caravan insurance gives you peace of mind that you can replace whatever you need if disaster strikes.
Some static caravan insurance policies offer more cover and better benefits than others, so it’s essential to check carefully when comparing quotes. Look for the following types:
New for old cover
This allows you to claim for an equivalent – but brand-new – replacement if your caravan or any of its contents are stolen or damaged beyond repair.
Market value cover
Pays out the market value of your existing items, rather than giving you a new item
Contents cover
This protects all your personal belongings against damage and theft while they are in your caravan. Make sure you get a static caravan insurance policy with a claim limit that could replace them all if the worst were to happen
Storm damage
This covers the cost of any damage to your caravan caused by a storm or flood. Make sure it’s included if your caravan is in an area prone to either
Homecare emergency
This provides assistance if something goes wrong, such as your plumbing or drainage
Find out precisely what a static caravan insurance policy covers here.
All static caravan insurance comes with things you can’t claim for. These are known as exclusions. There are also incidents that almost all policies cover as standard.
Contents cover (up to a specified value)
Storm cover
Flood cover
Theft
Damage from renters
Public liability while rented out
Damage caused by wear and tear
Using your static caravan as your main home
Theft if your caravan has been left unlocked
Certain contents, including jewellery and electronic devices
Damage caused by insects or vermin
Caravans kept outside of the UK (you might need a specialist European policy)
Check your static caravan insurance policy carefully to see what is excluded. That way, you’ll know exactly what you can and cannot claim for.
Look for the policy that gives you the protection you want for the best price. The overall cost of your insurance will depend on several factors. These include:
how much your static caravan is worth
where you keep it
what security features your caravan has
the value of the possessions inside
your claims history
how much cover you want and whether you want any add-ons
Compare caravan insurance quotes to find a deal that works for you.
Caravan insurance can protect your caravan in the event of an accident or theft. Read on to find out how it works and how to get the right policy to cover your caravan.
Read MoreYour car insurance is there to protect you and your finances. You hope you never have to, but making a claim is a key part of having a policy. This is how to make a claim on your car insurance policy.
Read MoreYou need a car insurance policy to drive on the roads, but you can choose the level of cover you get. Here is how to work out what cover is right for you.
Read MoreBy comparing caravan insurance you could save money on the policy. The best value caravan insurance will offer you the cover you need, at a price you can afford. Choose a cover plan from the best UK insurance companies and see the online discounts they offer.
We have always aimed to provide the best possible services to bridge the gap between our users and our clients. Over the years, we have been thrilled to be recognised by various prestigious bodies and organisations for those efforts.
Last updated: 17 May, 2022