Compare our best static caravan insurance

Find the right static caravan insurance to protect your caravan and its contents from the impacts of damage and theft, even while it is unoccupied.

  • Get a free quote in minutes
  • Compare deals from trusted leading providers
  • Compare static caravan insurance deals in the wider market
Sponsored by

Compare static caravan insurance from leading providers

You'll only find results from genuine companies. Our data experts check each company before we add them to our comparisons.

Kmg motor
lv-logo
misl-logo-ms
policyfast text xmas

How to compare static caravan insurance quotes

1

Enter your details

Enter a few details about yourself, your caravan type and your preferred start date to help us find you our best quotes.

2

Compare quotes

We'll search our database of leading providers and show you the best deals we can find. You can compare and add additional cover when it comes to insuring your static caravan.

3

Apply and save

Once you've reviewed the choices and extras, simply pick the best static caravan insurance quote for you and apply.

What is static caravan insurance?

Static caravan insurance policies are designed for non-touring caravans that reside semi-permanently in a single location, typically a static caravan park.

Most policies cover you for damage and destruction. This could be a result of fire, bad weather or vandalism. Many policies also include cover for contents, including personal possessions, but they don’t usually cover general wear and tear.

Because a static caravan is somewhere to live or stay rather than a vehicle in which to tour, static caravan insurance is more like home insurance than motor insurance. If your caravan is based outside the UK, you might need a specific European policy.

Am I legally required to have static caravan insurance?

No, static caravan insurance isn’t a legal requirement. But it could give you financial protection if your caravan was damaged, vandalised or stolen. Having static caravan insurance gives you peace of mind that you can replace whatever you need if disaster strikes.

What cover do I need?

Some static caravan insurance policies offer more cover and better benefits than others, so it’s essential to check carefully when comparing quotes. Look for the following types:

New for old cover

This allows you to claim for an equivalent – but brand-new – replacement if your caravan or any of its contents are stolen or damaged beyond repair.

Market value cover

Pays out the market value of your existing items, rather than giving you a new item

Contents cover

This protects all your personal belongings against damage and theft while they are in your caravan. Make sure you get a static caravan insurance policy with a claim limit that could replace them all if the worst were to happen


Storm damage

This covers the cost of any damage to your caravan caused by a storm or flood. Make sure it’s included if your caravan is in an area prone to either

Homecare emergency

This provides assistance if something goes wrong, such as your plumbing or drainage

Find out precisely what a static caravan insurance policy covers here.

Look out for policy exclusions

All static caravan insurance comes with things you can’t claim for. These are known as exclusions. There are also incidents that almost all policies cover as standard.

Covered

  • Contents cover (up to a specified value)

  • Storm cover

  • Flood cover

  • Theft

  • Damage from renters

  • Public liability while rented out

Not covered

  • Damage caused by wear and tear

  • Using your static caravan as your main home 

  • Theft if your caravan has been left unlocked 

  • Certain contents, including jewellery and electronic devices

  • Damage caused by insects or vermin 

  • Caravans kept outside of the UK (you might need a specialist European policy)

Check your static caravan insurance policy carefully to see what is excluded. That way, you’ll know exactly what you can and cannot claim for.

How do I get the best static caravan insurance?

Look for the policy that gives you the protection you want for the best price. The overall cost of your insurance will depend on several factors. These include:

  • how much your static caravan is worth

  • where you keep it

  • what security features your caravan has

  • the value of the possessions inside

  • your claims history

  • how much cover you want and whether you want any add-ons

Find out how caravan insurance works here.

Static caravan insurance FAQs

Static caravan insurance FAQs

Get caravan insurance quotes

Compare caravan insurance quotes to find a deal that works for you.

Sponsored by

Explore caravan insurance guides

See more guides

touring-caravan-in-a-field

What is caravan insurance and what does it cover?

Caravan insurance can protect your caravan in the event of an accident or theft. Read on to find out how it works and how to get the right policy to cover your caravan.

Read More

How do you make a car insurance claim?

Your car insurance is there to protect you and your finances. You hope you never have to, but making a claim is a key part of having a policy. This is how to make a claim on your car insurance policy.

Read More

What car insurance cover should you get?

You need a car insurance policy to drive on the roads, but you can choose the level of cover you get. Here is how to work out what cover is right for you.

Read More

Why compare caravan insurance with money.co.uk?

By comparing caravan insurance you could save money on the policy. The best value caravan insurance will offer you the cover you need, at a price you can afford. Choose a cover plan from the best UK insurance companies and see the online discounts they offer.

Proud to be award winning

We have always aimed to provide the best possible services to bridge the gap between our users and our clients. Over the years, we have been thrilled to be recognised by various prestigious bodies and organisations for those efforts.

stevie award
WMA 2021 Logo-768x632
nba logo
logo dma
ecommerce awards

Do you need another type of caravan insurance?

Last updated: 17 May, 2022