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Compare our best static caravan insurance
Find the right static caravan insurance to protect your caravan and its contents from the impacts of damage and theft, even while it is unoccupied.
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Compare static caravan insurance from leading providers
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How to compare static caravan insurance quotes
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Enter a few details about yourself, your caravan type and your preferred start date to help us find you our best quotes.
2
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We'll search our database of leading providers and show you the best deals we can find. You can compare and add additional cover when it comes to insuring your static caravan.
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Once you've reviewed the choices and extras, simply pick the best static caravan insurance quote for you and apply.
What is static caravan insurance?
Static caravan insurance policies are designed for non-touring caravans that reside semi-permanently in a single location, typically a static caravan park.
Most policies cover you for damage and destruction. This could be a result of fire, bad weather or vandalism. Many policies also include cover for contents, including personal possessions, but they don’t usually cover general wear and tear.
Because a static caravan is somewhere to live or stay rather than a vehicle in which to tour, static caravan insurance is more like home insurance than motor insurance. If your caravan is based outside the UK, you might need a specific European policy.
Am I legally required to have static caravan insurance?
No, static caravan insurance isn’t a legal requirement. But it could give you financial protection if your caravan was damaged, vandalised or stolen. Having static caravan insurance gives you peace of mind that you can replace whatever you need if disaster strikes.
What cover do I need?
Some static caravan insurance policies offer more cover and better benefits than others, so it’s essential to check carefully when comparing quotes. Look for the following types:
New for old cover
This allows you to claim for an equivalent – but brand-new – replacement if your caravan or any of its contents are stolen or damaged beyond repair.
Market value cover
Pays out the market value of your existing items, rather than giving you a new item
Contents cover
This protects all your personal belongings against damage and theft while they are in your caravan. Make sure you get a static caravan insurance policy with a claim limit that could replace them all if the worst were to happen
Storm damage
This covers the cost of any damage to your caravan caused by a storm or flood. Make sure it’s included if your caravan is in an area prone to either
Homecare emergency
This provides assistance if something goes wrong, such as your plumbing or drainage
Find out precisely what a static caravan insurance policy covers here.
Look out for policy exclusions
All static caravan insurance comes with things you can’t claim for. These are known as exclusions. There are also incidents that almost all policies cover as standard.
Covered
Contents cover (up to a specified value)
Storm cover
Flood cover
Theft
Damage from renters
Public liability while rented out
Not covered
Damage caused by wear and tear
Using your static caravan as your main home
Theft if your caravan has been left unlocked
Certain contents, including jewellery and electronic devices
Damage caused by insects or vermin
Caravans kept outside of the UK (you might need a specialist European policy)
Check your static caravan insurance policy carefully to see what is excluded. That way, you’ll know exactly what you can and cannot claim for.
How do I get the best static caravan insurance?
Look for the policy that gives you the protection you want for the best price. The overall cost of your insurance will depend on several factors. These include:
how much your static caravan is worth
where you keep it
what security features your caravan has
the value of the possessions inside
your claims history
how much cover you want and whether you want any add-ons
Static caravan insurance FAQs
Static caravan insurance FAQs
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Last updated: 17 May, 2022