Under 25 car insurance

See if you can save on your car insurance if you're a younger driver, by comparing quotes for under 25s.

  • Get a free quote in minutes
  • Compare deals from trusted leading providers
  • Our service is simple, fast, reliable and at no extra cost to you
Powered By

Compare under-25s car insurance from leading providers

You'll only find results from genuine companies. Our data experts check each company before we add them to our comparisons.

Hasting Direct
More than logo
AXA Logo

How to compare car insurance quotes for under-25s


Enter your details

Enter a few details about yourself, your car and driving history as this helps us to find the right car insurance so that we can provide our best quotes.


Compare quotes

We'll search our database of leading providers and show you the best deals we can find. You can choose from three main types of covers when it comes to insuring your car.


Apply and save

Once you've reviewed the choices and add ons, simply pick the best car insurance quote for you and apply.

Car insurance for under-25s

Car insurance is a legal requirement to drive on UK roads, but since young drivers are deemed riskier by insurers it can prove expensive. Comparing policies is the best way to find the best deal for you – enter your registration number above to get started.

Can I get cheap car insurance if I am under 25?

Because of the risks insurers associate with your age, you’ll probably be charged more for cover than older or more experienced drivers. 

However, it’s possible to get cheaper car insurance as a younger driver by opting for the correct policy and driving the right car.

Go comprehensive

Some insurers recognise that high-risk drivers choose lower levels of cover to try to save money and adjust their premiums accordingly.

This has led to insurers increasing premiums for third-party cover, to the point that comprehensive cover is often cheaper even though it provides greater levels of protection.

Here’s everything you need to know about the different levels of car insurance cover

Pick the right car

The price of your insurance quote is based on the car your drive. Insurance companies consider cars with small engines and standard trim safer to drive and cheaper to repair.

Every car is put in one of 50 car insurance groups, based on how much they cost to cover. 

Group one cars are the cheapest to insure. These include: 

  • Vauxhall Corsa

  • Fiat Panda

  • Citroen C1

Group 50 cars are the most expensive to insure. These include: 

  • Range Rover Sport 5L 

  • BMW M6

The smaller and less powerful your car is, the cheaper your insurance will be.

Find out how car insurance groups work

More ways to save on car insurance if you’re under 25

Increase the excess on your policy

Agreeing to pay a higher excess means you pay a cheaper monthly premium. Make sure you can afford the excess level you choose because you can’t pay the excess, any claim is likely to be rejected. 

Discover how car insurance excess works

Shop around

Compare as many quotes as you can. You should always shop around for car insurance, as certain insurers may assess your home location, car or personal circumstances differently to others. 

Be a named driver

If you can’t find affordable insurance, try being added as a named driver on someone else's policy. You’ll need the policyholder’s permission to do this.

This isn’t always a suitable option, because the policyholder must be the main driver of the vehicle. For example, if your parent insures your vehicle but doesn’t drive it, your insurer may count this as fraud. 

Adding you as a named driver could also mean the policyholder’s insurance premiums go up, and their no-claims bonus could be at risk.

Add a black box

Black box insurance measures your style of driving through a device attached to your car. If you drive safely, your insurer may be willing to offer you a better deal.

Build up a no-claims bonus

Staying claim-free earns you a no-claims discount on your premiums, which rises over time. Some policies even let you grow this discount more quickly – you may be able to earn a year's bonus after nine months.

Pick different cover

A standard insurance policy may not be the best fit. 

If you’ve not passed your driving test, look for specialist learner driver insurance

If you think you’ll need cover for the long term, get an annual young drivers policy.

 Save more money with our top 10 tips to cut your car insurance costs

Under-25s car insurance FAQs

Get car insurance quotes

Compare quotes to protect your car with the right cover.

Explore car insurance guides


How driving an electric vehicle can save you money

Driving an electric vehicle is a great option for those looking to reduce their carbon footprint. However, it can also be a great option if you are hoping to keep your driving costs low.

Read More
Disabled driver, woman, wheelchair

Disabled drivers' car insurance rules explained

How does having a disability impact what you pay for insurance and are there any financial benefits or services available to help? We explain all

Read More
Footballers kicking ball

How your occupation effects your car insurance premium

This guide explains why your occupation counts when looking for car insurance. It also reveals the job titles insurers like and dislike.

Read More

Why compare car insurance with money.co.uk?

By comparing car insurance, UK car owners could save money on their policy. The best value car insurance will offer the cover at an affordable price. Choose a cover plan from the best UK car insurance companies and see the online discounts they offer.

Proud to be award winning

We have always aimed to provide the best possible services to bridge the gap between our users and our clients. Over the years, we have been thrilled to be recognised by various prestigious bodies and organisations for those efforts.

stevie award
WMA 2021 Logo-768x632
nba logo
logo dma
ecommerce awards

Car Insurance comparison is provided by Confused.com which is a trading name of Inspop.com Limited who are authorised and regulated by the Financial Conduct Authority. Registered office; Greyfriars House, Greyfriars Road, Cardiff, CF10 3AL, registered in England and Wales 03857130. Please note, we cannot be held responsible for the content of external websites and by using the links stated to access these separate websites you will be subject to the terms of use applying to those sites. By using this system you are also agreeing to our Terms and Conditions and Privacy Policy. money.co.uk is an intermediary and receives a percentage of the commission if you decide to buy through us.

Last updated: 7 May 2022