Compare one-month car insurance

Choose an insurance policy with one of these providers to insure your car for just a month.

  • Get a free quote in minutes
  • Simple, fast, reliable at no extra cost to you
  • Compare and find great one month car insurance deals from leading providers

Compare monthly car insurance deals from leading providers

You'll only find results from genuine companies. Our data experts check each company before we add them to our comparisons.

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How to compare monthly car insurance

1

Enter your details

Enter a few details as this helps us to find the right monthly car insurance so that we can provide our best quotes. Temporary car insurance gives you short-term cover for driving a car. It allows you to get fast, flexible cover for as little one day, or up to several months.

2

Compare quotes

We'll search our database of leading providers and show you the best deals we can find. You can compare temporary car insurance policies and arrange cover in minutes. It’s quick and easy to compare temporary car insurance policies and there's no lengthy contract.

3

Apply and save

Review all the details and simply pick the best monthly car insurance deal for you and apply. A temporary policy is separate to an annual policy, so it won’t affect your no claims bonus if you have to make a claim.

Monthly car insurance deals

8 results found, sorted by affiliated products first. How we order our comparisons. Commission earned affects the table's sort order.
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Safely Insured Short Term Car Insurance
Minimum age
19 years
Policy term
1 day to 84 days
Maximum vehicle value
£60,000
Standard excess
£500
Safely Insured Short Term Car Insurance
Safely Insured compares quotes from the UK’s leading temporary insurers, you can find the right policy for a price that suits you. Comprehensive cover from 1-84 days for drivers between the ages of 19-75, Also offering Impound & Learner Driver Cover.
This is an insurance broker.
Eligibility
Available Direct
Available Online
Minimum Age19 years
Maximum Age76 years
Permanent UK Resident
Sterling Short-Term Car Insurance
Minimum age
21 years
Policy term
1 day to 30 days
Maximum vehicle value
£40,000
Standard excess
Varies
Sterling Short-Term Car Insurance
Download Sterling's short term app. Sterling's temporary car and van insurance offers the same protection and level of cover of an annual policy, and is brilliant value for money. Sterling covers a wide variety of vehicles and drivers aged 21 or over.
This is an insurance broker.
Eligibility
Available Direct
Available Online
Minimum Age21 years
Maximum Age79 years
Permanent UK Resident
dayinsure.com Short Term Car Insurance
Minimum age
18 years
Policy term
1 hour to 30 days
Maximum vehicle value
£60,000
Standard excess
£250
dayinsure.com Short Term Car Insurance
For peace of mind all dayinsure's temporary insurance policies are underwritten by Aviva, their key partner, or other insurers and breakdown cover is provided by RAC. Dayinsure covers drivers aged 18 to 75 and is available for Cars, Vans and Motorhomes.
Eligibility
Available Direct
Available Online
Minimum Age18 years
Maximum Age75 years
Permanent UK Resident
Online User Experience Award Winner: Digital Experience Awards 2020
Tempcover.com Short Term Car Insurance
Minimum age
17 years
Policy term
1 hour to 28 days
Maximum vehicle value
£80,000
Standard excess
Varies
Tempcover.com Short Term Car Insurance
Find flexible temporary car and van insurance from Tempcover in just 90 seconds. From just 1 hour up to 28 days, drivers aged 17-78 can find a policy to suit hundreds of everyday situations when a few hours, days or weeks insurance is all you need.
This is an insurance broker.
Eligibility
Available Direct
Available Online
Minimum Age17 years
Maximum Age78 years
Permanent UK Resident
dayinsure.com Learner Driver Insurance
Minimum age
17 years
Policy term
2 hours to 5 months
Maximum vehicle value
£30,000
Standard excess
£250
dayinsure.com Learner Driver Insurance
For peace of mind all dayinsure's temporary insurance policies are underwritten by Aviva, their key partner, or other insurers and breakdown cover is provided by RAC. Dayinsure covers drivers aged 18 to 75 and is available for Cars, Vans and Motorhomes.
Exclusively available to learner drivers.
Eligibility
Available Direct
Available Online
Minimum Age17 years
Maximum Age35 years
Permanent UK Resident

Should you get short-term insurance to drive for one month?

A short-term car insurance policy may be suitable if you only need to use your car for one month or less.

Most short-term car insurance policies can cover you for less than 30 days, but it’s not always the cheapest way to insure your car.

Do I need short-term car insurance?

There are many reasons why you might need to take out short-term car insurance, including if:

  • you’re borrowing someone else’s car

  • you’ve bought a new car and need to drive it away

  • you’re taking a test drive

  • you’re lending your car to someone else

  • you want to improve the cover on a courtesy car

  • you own a car that you only occasionally drive

  • you’re driving someone else’s car in an emergency

A one-month policy may be more than you need in some situations. You can find out about one-day car insurance here.

Short-term car insurance versus annual car insurance

Most car insurance policies can cover you for at least 28 days, but short-term cover usually works out more expensive on a per-day basis than annual car insurance.

It can sometimes be cheaper to take out and cancel an annual policy, even though you’ll incur an additional cost in the form of a cancellation fee.

Getting cheaper short-term car insurance

To find out which insurance will suit you best you should get quotes for both short-term and annual car insurance (making sure to include the cancellation fee) to work out which is cheaper.

For example:

  • Short-term quote for 28 days of cover = £205.

  • Annual policy quote: Initial payment of £150, and a cancellation fee of £35. Total cost for one month's cover = £185.

In this example, it is £20 cheaper to take out and then cancel an annual policy.

Make sure you check the cancellation fee, as some insurers will charge up to £70 to cancel an annual policy.

Here’s how to work out if you need short term cover.

If you need a vehicle for only a few days or weeks, it will almost always be cheaper to take out a short-term car insurance policy.

Whichever option you choose, make sure you get the right level of insurance, not just the cheapest.

This guide explains what car insurance protects you against.

How to save on one-month car insurance

Be a named driver

If you're looking to get short-term insurance – for example for your child – you might want to consider adding drivers to your existing policy.

This guide has more tips on finding the right cover as a new driver.

Pay a larger excess

When you make a claim, you’ll have to pay an excess, so check how much each policy charges when comparing quotes.

Some insurance companies charge an additional excess for inexperienced drivers, so make sure that you can afford the excess amount in the event of a claim.

Find out how car insurance excess works.

Go for a cheaper car

Cars with small engines and standard trim are the cheapest to insure because insurance companies consider them safer to drive and cheaper to repair.

Every car is put in one of 50 insurance groups, based on how much they cost to cover.

Group 1 cars

Group 1 cars are the cheapest to insure and include: 

  • Vauxhall Corsa

  • Fiat Panda

  • Citroen C1

Group 50 cars

Group 50 cars are the most expensive to insure, and include: 

  • Range Rover Sport 5L

  • BMW M6

One month car insurance FAQs

Get car insurance quotes

Compare quotes to protect your car with the right cover.

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Why compare car insurance with money.co.uk?

By comparing car insurance, UK car owners could save money on their policy. The best value car insurance will offer the cover at an affordable price. Choose a cover plan from the best UK car insurance companies and see the online discounts they offer.

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Last updated: 20 May, 2022