Choose an insurance policy with one of these providers to insure your car for just a month.
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Enter a few details as this helps us to find the right monthly car insurance so that we can provide our best quotes. Temporary car insurance gives you short-term cover for driving a car. It allows you to get fast, flexible cover for as little one day, or up to several months.
We'll search our database of leading providers and show you the best deals we can find. You can compare temporary car insurance policies and arrange cover in minutes. It’s quick and easy to compare temporary car insurance policies and there's no lengthy contract.
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Review all the details and simply pick the best monthly car insurance deal for you and apply. A temporary policy is separate to an annual policy, so it won’t affect your no claims bonus if you have to make a claim.
A short-term car insurance policy may be suitable if you only need to use your car for one month or less.
Most short-term car insurance policies can cover you for less than 30 days, but it’s not always the cheapest way to insure your car.
There are many reasons why you might need to take out short-term car insurance, including if:
you’re borrowing someone else’s car
you’ve bought a new car and need to drive it away
you’re taking a test drive
you’re lending your car to someone else
you want to improve the cover on a courtesy car
you own a car that you only occasionally drive
you’re driving someone else’s car in an emergency
A one-month policy may be more than you need in some situations. You can find out about one-day car insurance here.
It can sometimes be cheaper to take out and cancel an annual policy, even though you’ll incur an additional cost in the form of a cancellation fee.
To find out which insurance will suit you best you should get quotes for both short-term and annual car insurance (making sure to include the cancellation fee) to work out which is cheaper.
Short-term quote for 28 days of cover = £205.
Annual policy quote: Initial payment of £150, and a cancellation fee of £35. Total cost for one month's cover = £185.
In this example, it is £20 cheaper to take out and then cancel an annual policy.
Make sure you check the cancellation fee, as some insurers will charge up to £70 to cancel an annual policy.
If you need a vehicle for only a few days or weeks, it will almost always be cheaper to take out a short-term car insurance policy.
Whichever option you choose, make sure you get the right level of insurance, not just the cheapest.
This guide explains what car insurance protects you against.
When you make a claim, you’ll have to pay an excess, so check how much each policy charges when comparing quotes.
Some insurance companies charge an additional excess for inexperienced drivers, so make sure that you can afford the excess amount in the event of a claim.
Find out how car insurance excess works.
Cars with small engines and standard trim are the cheapest to insure because insurance companies consider them safer to drive and cheaper to repair.
Every car is put in one of 50 insurance groups, based on how much they cost to cover.
Group 1 cars
Group 1 cars are the cheapest to insure and include:
Group 50 cars
Group 50 cars are the most expensive to insure, and include:
Range Rover Sport 5L
Find out how car insurance groups work.
Yes, it can be, especially if you are a younger driver. Some insurers will set an excess of as much as £1,000 for short-term cover.
It is illegal to drive in the UK without insurance. You could face a fixed fine, six points on your licence and your car being seized and destroyed.
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By comparing car insurance, UK car owners could save money on their policy. The best value car insurance will offer the cover at an affordable price. Choose a cover plan from the best UK car insurance companies and see the online discounts they offer.
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Last updated: 20 May, 2022