Safely Insured Short Term Car Insurance

Available Direct | |
Available Online | |
Minimum Age | 19 years |
Maximum Age | 76 years |
Permanent UK Resident |
Choose an insurance policy with one of these providers to insure your car for just a month.
You'll only find results from genuine companies. Our data experts check each company before we add them to our comparisons.
1
Enter your details
Enter a few details as this helps us to find the right monthly car insurance so that we can provide our best quotes. Temporary car insurance gives you short-term cover for driving a car. It allows you to get fast, flexible cover for as little one day, or up to several months.
2
Compare quotes
We'll search our database of leading providers and show you the best deals we can find. You can compare temporary car insurance policies and arrange cover in minutes. It’s quick and easy to compare temporary car insurance policies and there's no lengthy contract.
3
Apply and save
Review all the details and simply pick the best monthly car insurance deal for you and apply. A temporary policy is separate to an annual policy, so it won’t affect your no claims bonus if you have to make a claim.
Available Direct | |
Available Online | |
Minimum Age | 19 years |
Maximum Age | 76 years |
Permanent UK Resident |
Available Direct | |
Available Online | |
Minimum Age | 21 years |
Maximum Age | 79 years |
Permanent UK Resident |
Available Direct | |
Available Online | |
Minimum Age | 18 years |
Maximum Age | 75 years |
Permanent UK Resident |
Available Direct | |
Available Online | |
Minimum Age | 18 years |
Maximum Age | 75 years |
Permanent UK Resident |
Available Direct | |
Available Online | |
Minimum Age | 17 years |
Maximum Age | 78 years |
Permanent UK Resident |
Available Direct | |
Available Online | |
Minimum Age | 19 years |
Maximum Age | 65 years |
Permanent UK Resident |
Available Direct | |
Available Online | |
Minimum Age | 17 years |
Maximum Age | 35 years |
Permanent UK Resident |
Available Direct | |
Available Online | |
Minimum Age | 17 years |
Maximum Age | 30 years |
Permanent UK Resident |
A short-term car insurance policy may be suitable if you only need to use your car for one month or less.
Most short-term car insurance policies can cover you for less than 30 days, but it’s not always the cheapest way to insure your car.
There are many reasons why you might need to take out short-term car insurance, including if:
you’re borrowing someone else’s car
you’ve bought a new car and need to drive it away
you’re taking a test drive
you’re lending your car to someone else
you want to improve the cover on a courtesy car
you own a car that you only occasionally drive
you’re driving someone else’s car in an emergency
A one-month policy may be more than you need in some situations. You can find out about one-day car insurance here.
Most car insurance policies can cover you for at least 28 days, but short-term cover usually works out more expensive on a per-day basis than annual car insurance.
It can sometimes be cheaper to take out and cancel an annual policy, even though you’ll incur an additional cost in the form of a cancellation fee.
To find out which insurance will suit you best you should get quotes for both short-term and annual car insurance (making sure to include the cancellation fee) to work out which is cheaper.
For example:
Short-term quote for 28 days of cover = £205.
Annual policy quote: Initial payment of £150, and a cancellation fee of £35. Total cost for one month's cover = £185.
In this example, it is £20 cheaper to take out and then cancel an annual policy.
Make sure you check the cancellation fee, as some insurers will charge up to £70 to cancel an annual policy.
If you need a vehicle for only a few days or weeks, it will almost always be cheaper to take out a short-term car insurance policy.
Whichever option you choose, make sure you get the right level of insurance, not just the cheapest.
This guide explains what car insurance protects you against.
If you're looking to get short-term insurance – for example for your child – you might want to consider adding drivers to your existing policy.
This guide has more tips on finding the right cover as a new driver.
When you make a claim, you’ll have to pay an excess, so check how much each policy charges when comparing quotes.
Some insurance companies charge an additional excess for inexperienced drivers, so make sure that you can afford the excess amount in the event of a claim.
Find out how car insurance excess works.
Cars with small engines and standard trim are the cheapest to insure because insurance companies consider them safer to drive and cheaper to repair.
Every car is put in one of 50 insurance groups, based on how much they cost to cover.
Group 1 cars
Group 1 cars are the cheapest to insure and include:
Vauxhall Corsa
Fiat Panda
Citroen C1
Group 50 cars
Group 50 cars are the most expensive to insure, and include:
Range Rover Sport 5L
BMW M6
Find out how car insurance groups work.
Compare quotes to protect your car with the right cover.
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Last updated: 20 May, 2022