Compare one-day car insurance

Compare quotes from these providers to find the cheapest one-day car insurance with all the features you need.

  • Get a free quote in minutes
  • Compare cheap one-day car insurance deals from leading providers
  • Simple, fast and reliable service at no extra cost to you

Compare one day car insurance from leading providers

You'll only find results from genuine companies. Our data experts check each company before we add them to our comparisons.

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How to compare cheap one day car insurance

1

Get permission before you get behind the wheel

Before you do anything else make sure you have permission from the vehicle's registered owner to drive it

2

Select a one day insurance provider

Look at what's included, as well as any age restrictions and maximum vehicle values that might apply

3

Enter a few details about the car and yourself

Nothing complex here, just a brief account of who you are and your driving history

4

Apply for the policy and wait for confirmation

One day car insurance takes just a few minutes to apply for and be confirmed in most cases

One day car insurance providers

7 results found, sorted by affiliated products first. How we order our comparisons. Commission earned affects the table's sort order.
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Safely Insured Short Term Car Insurance
Minimum age
19 years
Policy term
1 day to 84 days
Standard excess
£500
Maximum vehicle value
£60,000
Safely Insured Short Term Car Insurance
Safely Insured compares quotes from the UK’s leading temporary insurers, you can find the right policy for a price that suits you. Comprehensive cover from 1-84 days for drivers between the ages of 19-75, Also offering Impound & Learner Driver Cover.
This is an insurance broker.
Eligibility
Available Direct
Available Online
Minimum Age19 years
Maximum Age76 years
Permanent UK Resident
Sterling Short-Term Car Insurance
Minimum age
21 years
Policy term
1 day to 30 days
Standard excess
Varies
Maximum vehicle value
£40,000
Sterling Short-Term Car Insurance
Download Sterling's short term app. Sterling's temporary car and van insurance offers the same protection and level of cover of an annual policy, and is brilliant value for money. Sterling covers a wide variety of vehicles and drivers aged 21 or over.
This is an insurance broker.
Eligibility
Available Direct
Available Online
Minimum Age21 years
Maximum Age79 years
Permanent UK Resident
dayinsure.com Short Term Car Insurance
Minimum age
18 years
Policy term
1 hour to 30 days
Standard excess
£250
Maximum vehicle value
£60,000
dayinsure.com Short Term Car Insurance
For peace of mind all dayinsure's temporary insurance policies are underwritten by Aviva, their key partner, or other insurers and breakdown cover is provided by RAC. Dayinsure covers drivers aged 18 to 75 and is available for Cars, Vans and Motorhomes.
Eligibility
Available Direct
Available Online
Minimum Age18 years
Maximum Age75 years
Permanent UK Resident
Online User Experience Award Winner: Digital Experience Awards 2020
Tempcover.com Short Term Car Insurance
Minimum age
17 years
Policy term
1 hour to 28 days
Standard excess
Varies
Maximum vehicle value
£80,000
Tempcover.com Short Term Car Insurance
Find flexible temporary car and van insurance from Tempcover in just 90 seconds. From just 1 hour up to 28 days, drivers aged 17-78 can find a policy to suit hundreds of everyday situations when a few hours, days or weeks insurance is all you need.
This is an insurance broker.
Eligibility
Available Direct
Available Online
Minimum Age17 years
Maximum Age78 years
Permanent UK Resident
dayinsure.com Learner Driver Insurance
Minimum age
17 years
Policy term
2 hours to 5 months
Standard excess
£250
Maximum vehicle value
£30,000
dayinsure.com Learner Driver Insurance
For peace of mind all dayinsure's temporary insurance policies are underwritten by Aviva, their key partner, or other insurers and breakdown cover is provided by RAC. Dayinsure covers drivers aged 18 to 75 and is available for Cars, Vans and Motorhomes.
Exclusively available to learner drivers.
Eligibility
Available Direct
Available Online
Minimum Age17 years
Maximum Age35 years
Permanent UK Resident

What is one-day car insurance?

One-day car insurance is a type of temporary or short-term car insurance that covers you to drive a car for 24 hours. 

Why do I need one-day car insurance?

It’s illegal to drive in the UK without insurance, but if you only need cover for a very short period, a one-day policy may be a convenient way to ensure you’re driving legally.

One-day car insurance could be a good option if you are:

  • borrowing a car from a family member or friend

  • driving a car you’ve just bought from a seller

  • driving someone else’s car in an emergency

  • learning to drive in a family member’s or friend’s car

  • hiring a car to go on a trip

  • test-driving a car before buying

  • looking to go beyond third-party cover when using a courtesy car

  • driving a vehicle you only use occasionally, like a classic car

If you have comprehensive annual car insurance, you may already be insured to drive another car, but this protection is likely limited to third-party cover – meaning there’s no payout if you injure yourself or damage the car you’re driving.

Can I temporarily insure a car?

Not everyone, or every vehicle, is eligible for one-day car insurance. There are specialist policies available that cover most of the population, but before you apply it’s worth considering:

Your age

Insurers may set a minimum and maximum age to take out a one-day policy.

The car’s value

The maximum vehicle value you can get cover for – as cars costing more than this won’t be covered.

The excess

The standard excess that’s payable in the event of a claim. Here’s how car insurance excess works.

Car insurance 4:3

Where can I get one-day car insurance?

Short-term policies are available from several brokers, a few of which are listed above. Temporary car insurance may be able to cover you from one hour up to 28 days depending on the provider and policy.

Is temporary car insurance expensive?

The average cost for a one-day policy is just £42¹, but how much you pay will depend on how much of a risk the insurance company considers you to be. If you’re younger or have less experience, then you may end up paying more than an older driver.

There are ways to bring the cost down, such as paying a larger up-front fee, opting for a higher excess or driving a less valuable or less powerful car.

What about three- to six-month car insurance?

If you need short-term cover for longer – for example, for three to six months – it can be cheaper to take out and subsequently cancel an annual policy, but you do need to factor in cancellation costs.

Find out whether you need short term car insurance

Alternatives to one-day car insurance

There are a few ways to cover yourself to drive a car in the short term. You could:

  • Take out a full insurance policy that you later cancel. However, cancellation fees as high as £70 mean this method generally costs more than a one-day policy

  • Be added as a named driver to a policy already existing on the car. However, this may incur a policy alteration charge, and it could cause the policy to rise in cost if you are deemed a greater risk than its current drivers

  • Use a ‘drive any car’ clause if you have one on another policy. This will mean you’re legally allowed to drive the car, but these clauses generally only offer third-party cover

Existing policies can also come with restrictions regarding your age and profession that can see some drivers excluded:

1 day car insuranceAdded as named driverDrive any car clause
Cover levelFully comprehensiveSame as the main policyThird party only
No claims impactNoneYes - but on their policyYes
Age restrictionNoNoOver-25s
Work restrictionsNoNoSome jobs excluded
Car restrictionsLimited by valueNoNo

"One-day car insurance can be a great option if you need to drive someone else’s car for a short period - especially as you can generally sign up in a few minutes.

"Just be aware that the cheapest one-day car insurance quote isn’t always the best one. So make sure you check it’s the best policy for your needs first. Breakdown cover, for example, is often an optional extra rather than included as standard."

One day car insurance FAQs

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Why compare car insurance with money.co.uk?

By comparing car insurance, UK car owners could save money on their policy. The best value car insurance will offer the cover at an affordable price. Choose a cover plan from the best UK car insurance companies and see the online discounts they offer.

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¹Figure from Tempcover for average policy purchases in December 2020


Last updated: 27 April, 2022