Car insurance guides

Our guides cover a range of subjects that will help you understand how car insurance works, how to choose your policy excess, when you can claim and what is required of you legally to stay insured.

What cover do you need to drive abroad?

Driving overseas can be a great way to travel, but you need to make sure you are covered in case something goes wrong. Here is how to make sure you have the right insurance before you start your trip.

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What is caravan insurance?

Caravan insurance can protect your caravan, holiday and belongings in case something goes wrong. Here is how it works and how to get the right policy for your caravan.

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Car insurance experts reveal which country music stars love their trucks the most

Car insurance experts at money.co.uk explore the relationship between country music and trucks over the past 50 years.

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The most heart pumping car films revealed

Using heart monitor technology we analysed some of the world’s most prolific car scenes to a test audience of 100 people, to find the most scientifically exhilarating movie races ever filmed.

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Is it illegal to park on the pavement in the UK?

Discover where you can and can't park in the UK and how to avoid a fine or worse for parking on the pavement or other forbidden areas

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Claiming for whiplash

Discover the causes of whiplash, how easy it is to make a claim and what efforts are being made to stop fraudulent claims.

MOT checklist: how to prepare before your test

Discover everything you need to know about UK MOTs - how much it will cost, what is covered in the test, and the checks you can carry out at home to help your vehicle pass

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Factory fitted immobilisers explained

Discover what a factory-fitted immobiliser is and whether your car has one.

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UK car seats law

Make sure your child is safe and that you stay on the right side of the law with our guide to child booster seats in the UK.

Driving after a stroke

This guide explains what you need to know about driving in the UK after a stroke, a transient ischaemic attack (TIA, or ‘mini-stroke), or a heart attack and whether you have to tell the DVLA and your motor insurance provider.

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Pass Plus course explained

Find out about the Pass Plus driving course and what it means for the cost of your car insurance

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Advanced and intensive driving courses

Find out how advanced driving and intensive driving courses can improve your driving and help reduce the cost of car insurance

Tips if your car squeaks while driving

If your car is making a squeaking noise while driving, there’s something wrong. Learn more about the usual causes of those squeaks, squeals and screeches and what to do to fix them.

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How your occupation effects your car insurance premium

This guide explains why your occupation counts when looking for car insurance. It also reveals the job titles insurers like and dislike.

Driving at over 70

A complete guide to getting a new driving licence at 70, including the medical tests. We also explain how to give up your driving licence should you either want or need to.

A guide to road tax

A complete guide to who pays UK road tax - how to pay it, what documents you'll need and how much it costs for certain vehicles.

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Tesco Provider Page

Find out all about Tesco car insurance policies and see what customers think of their service

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More Than Provider Page

Find out all about More Than car insurance policies and see what customers think of their service

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Admiral Provider Page

Find out all about Admiral car insurance policies and see what customers think of their service

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AA Provider Page

Find out all about AA car insurance policies and see what customers think of their service

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Sheilas' Wheels Provider Page

Find out all about Sheilas' Wheels car insurance policies and see what customers think of their service

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GoSkippy Provider Page

Find out all about GoSkippy car insurance policies and see what customers think of their service

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General Accident Provider Page

Find out all about General Accident car insurance policies and see what customers think of their service

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Churchill Provider Page

Find out all about Churchill car insurance policies and see what customers think of their service

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One Call Provider Page

Find out all about One Call car insurance policies and see what customers think of their service

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Hastings Direct Provider Page

Find out all about Hastings Direct car insurance policies and see what customers think of their service

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Saga Provider Page

Find out all about Saga car insurance policies and see what customers think of their service

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Swinton Provider Page

Find out all about Swinton car insurance policies and see what customers think of their service

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Rias Provider Page

Find out all about Rias car insurance policies and see what customers think of their service

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Co-op Provider Page

Find out all about Co-op car insurance policies and see what customers think of their service

Car remapping – is it worth it and will it work for me?

Discover if it's worth remapping your car's engine to improve its economy and performance or whether the risks of a bad remap outweigh the benefits.

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OK Commuter: How much workers could save by ditching the daily commute

With more people than ever working from home, how much money could motorists stand to save by ditching the rat race for good?

What is car insurance?

We all need car insurance to drive, but with so much choice finding the right cover can be tricky. Understanding the basics is vital to finding the best policy.

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The Kinder Cars Index | Get around while reducing your impact on the planet

Whether you’re looking for a car that’s leather free or has low emissions, these are the top 50 cars that mindful motorists should consider.

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Pole Position: the best drivers in Formula 1 history revealed

From Nino Farino to Lewis Hamilton, car insurance experts crunched the numbers to find the greatest drivers of all time

Do you need short term car insurance?

If you only need a car for a few days, taking out a short term insurance policy is an affordable and convenient option — here is how to find the best policy.

How to save with multi car insurance

If you have more than one car at home, insuring them all on one policy is a great way to get a discount. Here is how you and your family could save with multi car insurance.

How to afford car insurance as a new driver

Passing your driving test is a great reason to celebrate, but before you hit the road you need to be insured to legally drive. As inexperienced drivers are often charged high premiums, it pays to do your research before you buy a policy.

How to manage your car insurance policy

Once you have car insurance you are financially protected when you drive on the roads, but you must keep it up to date. This guide explains how to renew your policy, upgrade your cover and tell your insurer about changes in your circumstances.

10 easy ways to cut your car insurance costs

Your car insurance is something you have to pay for, but there are plenty of things you can do to reduce your bill. Here are 10 top tips to cut the cost of your car insurance premiums.

Do I need car insurance when learning to drive?

Before you start learning to drive you will need to make sure you are covered when you practice on the roads. Here is what you need to know.

How do you make a car insurance claim?

Your car insurance is there to protect you and your finances. You hope you never have to, but making a claim is a key part of having a policy. This is how to make a claim on your car insurance policy.

What insurance do you need for your taxi?

If you are a new taxi driver looking for cover, or a seasoned pro looking for the best policy, here is everything you need to know about taxi insurance.

What car insurance cover should you get?

You need a car insurance policy to drive on the roads, but you can choose the level of cover you get. Here is how to work out what cover is right for you.

Can you put your child on your car insurance?

If your child has just started driving their insurance premiums will be sky-high. One way to help them pay less is to add them to your policy, but it comes with a number of risks.

When does your car need a SORN?

If you have a car you do not drive, you cannot leave it off the road without either insuring it or applying for a SORN. Here is what you need to know about declaring your car off the road.

How does a no claims bonus save you money?

Having a no claims bonus is one of the best ways to keep the cost of your car insurance as low as possible. But what is it, and how does it work? Here is how your no claims will save you money.

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How does gap insurance work?

If you have bought a new car, a gap insurance policy can cover the loss in value if your vehicle is written off. Here is how gap insurance works.

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Is it worth getting gap insurance?

Gap insurance can protect the value of your vehicle if you have an accident or it is stolen, but is it worth buying? Here is how to work out if gap insurance is right for you.

How to insure yourself to drive someone else's car

If you want to drive a car you do not own, you will still need cover in place. Here is how to make sure you are insured to drive someone else's car.

Should I buy additional legal cover on my car insurance policy?

Your car insurance policy will cover you against most costs, but what if you need to go to court following an accident? Legal cover could help — here is everything you need to know.

What to do if your car suffers flood damage

If your car has been damaged by flood water, you will need to contact your insurance company to see if they can cover the cost. Here is how to claim against flood damage.

Which car insurance extras are worth having?

You can pay extra for more features on your car insurance policy to tailor it to your needs, but are all worth the cost? Here is what you need to know to get a personalised level of cover.

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How does car insurance excess work?

When you claim on your car insurance, you usually still need to pay some money yourself. This is called your excess. Here is everything you need to know about car insurance excess.

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Can black box insurance save you money?

Black box insurance can be a great way to keep your premiums down, especially if you are a new or young driver. Here is everything you need to know about how it works, and how to find the best policy.