Compare car insurance for over-70s

Compare quotes from leading providers to find out how much you could save on your car insurance if you're over 70.

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Compare car insurance for over 70s from leading providers

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How to compare car insurance for over 70s


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What’s different about car insurance for over-70s?

Car insurance premiums start to increase when you’re in your 70s

If you’ve just turned 70, your insurance is likely to still be cheaper than it would be for young drivers, due to your experience and the fact that you probably cover fewer miles each year.

As you get older, however, premiums rise. Insurers base this on fears that older drivers have slower reactions along with the increased likelihood that you suffer from medical problems.

Should I buy the cheapest car insurance for over-70s?

Never choose a car insurance policy on price alone.

Make sure the policy you buy provides all the cover you need because the wrong level of protection could cost you more in the long run.

Insurance policies for older drivers can offer extra benefits like:

  • Emergency any-driver cover: this means someone else can take over driving and take your car home in the event of a medical emergency

  • “Get you home” service: covers the cost of emergency travel or accommodation (up to a set limit) if you can’t drive your car following an accident

  • Message relay service: contacts a friend or relative if you’re involved in an accident

  • Limited mileage: insurers may lower premiums if you drive relatively few miles each year

How to pay less for pensioner car insurance

If you want to save money try:

  • paying annually for your cover, because monthly payments usually cost more

  • driving safely to keep or increase your no claims discount

  • investigating a multi-car insurance policy if you have more than one car in your household – though it can sometimes work out cheaper to insure your cars individually

  • not accepting your renewal quote – it’s unlikely to be the cheapest insurance available

Look at as many options as you can – enter your registration number above to compare quotes from a range of leading insurers.

Also, try these 10 ways to cut your car insurance costs to save more money.

Can I get insured after 80?

Many car insurers offer policies for people over 80 years old. Read our guide to car insurance for the over-80s.

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Last updated: 7 May 2022