Compare goods in transit insurance & public liability

Compare policies that include goods in transit and public liability cover to give you protection if someone claims against your business or if a courier loses your goods.

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Premierline Business Insurance
Policies for
Tradesman & contractors, Shops & retailers, Offices, Surgeries & more
Maximum goods in transit cover
£5,000,000
Liability options
Public & employers' liability up to £10,000,000
Premierline works with some of the UK’s most trusted insurers. Compare and buy insurance online or alternatively, speak to an advisor over the phone for insurance recommendations based on your individual circumstances and requirements.
This is an insurance broker.
Eligibility
Available online
Permanent UK Resident
Prefer to Call? Contact us now on 0800 035 9662
Bionic Business Insurance
Policies for
Shops, Restaurants, Pubs and Hotels, Property Owners, Tradesmen and Construction, Offices & more
Maximum goods in transit cover
-
Liability options
Public & employers' liability up to £10,000,000
Bionic works closely with a range of insurers to find cover that meets the unique needs of your business. We’ll help you understand exactly what your policy includes and translate it into simple language. No hidden extras. No jargon. Just quality cover.
Eligibility
Available online
Permanent UK Resident
92% 5 Star Customer Rating – Independent Feefo Reviews
Compare My Insurance Business Insurance
Policies for
Tradesman, Construction, Offices, Professionals, Shops, Cafes, Gyms and more
Maximum goods in transit cover
Unlimited
Liability options
Public & employers' liability up to Unlimited
As an Online Broker, they compare AXA through to Zurich – offer the most competitive rates and INSTANT COVER. Business Insurance for; Shops, Offices, Restaurants, Gyms and all businesses - ensuring you have a suitable policy, at the right price!
Eligibility
Available online
Permanent UK Resident

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How to get the best goods in transit and public liability cover

The best goods in transit and public liability policy is the one that offers the cover your business needs, at the lowest price.

You can use goods in transit insurance (GIT insurance) to protect your business from losses caused when you transport or deliver goods.

The cover applies if they are stolen, lost or damaged, including by accidental collisions. Your standard car or van insurance might not cover any goods you carry.

Work out what protection your business needs, and use this comparison to save money on your insurance.

How to get the cover you need

Use this comparison to find the right insurance for your business, by checking the:

  • Types of business insured: Check your business can be covered by the policies in this comparison. For example, some insurers offer specialist cover for couriers and haulage services, but others only cover smaller businesses.

  • Goods in transit cover: This covers theft, loss or damage to goods being moved from one place to another. Most policies have a maximum cover limit, e.g. £10,000, so make sure this is enough to cover what you need.

  • Public liability options: This covers injury, illness and death to third parties caused by your business. It also covers damage to other people's property, and you can usually choose a limit of liability between £1 million and £5 million.

If you are unsure what cover your business needs, use this comparison to contact a broker. They can compare quotes for you, and advise you on what levels of cover you should get.

Here is more on how to get the right insurance for your business

How to save money

Once you have worked out what cover you need, you can save money on your policy if you:

  • Compare quotes online: Use this comparison to get as many quotes as possible, so you can get what you need at the best price. You can then haggle with insurers to get the cheapest premium.

  • Take a higher voluntary excess: Picking a higher excess could save you money on your policy, but you should still choose an amount you can afford to pay if you need to claim.

  • Pay for you policy up front in full: Most insurers charge interest if you split the cost of your premium over monthly payments. If you can afford to pay in one go, your insurance will cost less.

Goods in transit and public liability FAQs

If your goods fall off the vehicle and cause an accident, your public liability will cover this. Otherwise, the vehicle's motor insurance will cover road accidents.

Goods you are hired to move, stock being delivered to customers, and contents or equipment being moved from one location to another.

No, it only covers goods once they have left a location and are already in transit. You need separate contents insurance to cover this.

It is not a legal requirement, but it provides essential cover if your business gets sued for causing injury, illness or death to a third party.

Yes, but it is usually cheaper to combine your business insurance in one policy.

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Why compare business insurance with money.co.uk?

By comparing business insurance you could save money on the policy. The best value business insurance will offer you the cover you need, at a price you can afford. Choose a cover plan from the best UK insurance companies and see the online discounts they offer.

Proud to be award winning

We have always aimed to provide the best possible services to bridge the gap between our users and our clients. Over the years, we have been thrilled to be recognised by various prestigious bodies and organisations for those efforts.

Explore business insurance guides

See more guides

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Business insurance is essential if you run your own company, and you could be breaking the law without it. Here is how business insurance works.

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Whether you are a sole trader or you own a large company, business insurance is a must. Here is why you need insurance and how to get the right cover.

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If your business suffers a financial loss, your insurance could cover the cost. Here is what you need to know about making a claim on your business insurance.

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Why compare business insurance with money.co.uk?

By comparing business insurance you could save money on the policy. The best value business insurance will offer you the cover you need, at a price you can afford. Choose a cover plan from the best UK insurance companies and see the online discounts they offer.

Proud to be award winning

We have always aimed to provide the best possible services to bridge the gap between our users and our clients. Over the years, we have been thrilled to be recognised by various prestigious bodies and organisations for those efforts.