Matt Fernell spent 6 years covering personal finance for money.co.uk.
During his time with us he wrote extensively on car and travel insurance, as well as covering consumer rights, investing and more.
Matt Left money.co.uk in 2019.
Here is how the number of cards you have can affect your finances and credit record, and what you can do about it.
It can take up to 10 working days for your credit card to arrive in the post. But you may be approved for the card on the same day you apply.
Here are the credit card charges you need to know about and how to avoid them.