Protecting your car from the rigours of wear and tear with a good used car warranty could end up saving you a bundle should something go wrong.
Here’s how to find the best car warranty with wear and tear cover for your vehicle.
Check the level of cover
Many standard used vehicle warranties will not extend to cover damage deemed to be cause by wear and tear.
This means that if something does go wrong with your vehicle you could face paying steep repair costs if it is judged to be caused by day to day usage.
A good way to avoid this is to pick a car warranty with wear and tear specifically included in the policy.
However, you will need to take extra care when you choose your policy as the extent of the wear and tear cover offered will differ dramatically from one warranty company to another.
You may find that you need to pay extra if you want to be protected by a comprehensive level of wear and tear insurance, but comparing warranty policies and shopping around for quotes will mean you don't pay more than you need to.
If you’ve decided you want wear and tear cover the next step is to check what else you want to be protected by your warranty.
Most standard wear and tear warranties for cars will include damage to your vehicle’s engine and other major parts, although you may need extended cover to include other areas such as your suspension and steering.
Check exactly what is included in each warranty policy and exclude those that don’t give you the cover you want.
Make sure you find out whether you will be able to get repairs carried out at a garage that's local to you, that common issues with your particular make and model of vehicle are protected by the warranty, and that a sufficient amount is provided for parts and labour.
Weigh up you excess
When you’re looking for a cheap warranty with wear and tear cover it is important to bear in mind the minimum excess level that's set by the warranty company.
As with most types of insurance, if you need to make a claim on your used car warranty policy you will be expected to contribute towards the first part of the claim.
While increasing the excess is one way of reducing the cost of your used car wear and tear premiums, if you have to claim you may end up out of pocket.
Set your excess at a level you can comfortable afford to ensure that you'll be able to make a claim if you need to.
Once you know exactly what you need from your used car wear and tear warranty you should compare the different policies available and narrow down your options to the warranty companies that offer suitable cover. Once you've done this you are free to start looking for the cheapest policy.
All the warranties featured in our wear and tear warranty comparison table include warranty for wear and tear, so you can easily compare the other listed features and look for the cheapest suitable cover.