This is a list of all travel insurance companies that offer winter sports cover.
You can visit each insurer's website to view policy details and get quotes. How our site works.
Virgin Travel Insurance
Maximum Travel Cover
Medical: Unlimited, Cancellation: £7,500
Maximum Equipment Cover
Personal: £1,500 & Hired: £750
Cover Options
Airline Failure, Baggage, Pre-Existing Medical Conditions & Cancellation
Winter Sports Maximum Age
75 years
Kids are covered free, up to 3 kids under 18 per insured adult and Virgin include lots of extras as standard - like cover for over 40 adventure activities and winter sports cover included automatically in annual policies.
CoverForYou Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Maximum Equipment Cover
Personal: £1,000 & Hired: £400
Cover Options
Airline Failure, Baggage & Cancellation
Winter Sports Maximum Age
65 years
Special offer: free zero excess on all policies. Exclusive money.co.uk 10% Discount. Over 1 million travellers covered. Over 8,000 Positive Reviews in 2014. Up to £3,000 gadget cover. T&Cs apply.
JustTravelCover.com Travel Insurance
0800 9882843
Maximum Travel Cover
Medical: £10,000,000
Maximum Equipment Cover
-
Cover Options
Pre-Existing Medical Conditions
Winter Sports Maximum Age
-
No Age Limit travel insurance. Cover available for pre-existing medical conditions. Quickly compare a range of insurers on one website. Use Voucher code: MONEY10 to receive an exclusive money.co.uk additional 10% discount.
Staysure.co.uk Travel Insurance
0800 652 8161
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Maximum Equipment Cover
Personal: £500 & Hired: £500
Cover Options
Airline Failure, Baggage & Cancellation
Winter Sports Maximum Age
70 years
Get 5% off all Travel Insurance covers with the code M5OFF. Terms & Conditions apply. Available until 31/12/2015.
Flexicover Travel Insurance
0800 954 8850
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £2,500
Maximum Equipment Cover
Personal: £500 & Hired: £250
Cover Options
Airline Failure, Baggage, Pre-Existing Medical Conditions & Cancellation
Winter Sports Maximum Age
65 years
Purchase any Flexicover policy online, get 10% discount with code "MY10" and an automatic chance to win a prize worth up to £1,000. money.co.uk exclusive products.
Sainsbury's Bank Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Maximum Equipment Cover
Personal: £500 & Hired: £100
Cover Options
Airline Failure, Baggage, Pre-Existing Medical Conditions & Cancellation
Winter Sports Maximum Age
65 years
25% discount for Nectar customers online. Choose from Annual Cover or Single Trip policies.
Discount doesn't apply to part of premium paid to cover pre-existing medical conditions.
AA Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Maximum Equipment Cover
Personal: £500 & Hired: £250
Cover Options
Airline Failure, Baggage & Cancellation
Winter Sports Maximum Age
Unlimited
Great cover from the brand you can trust. Online discounts and discounts for couples and families available.
LV= Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Maximum Equipment Cover
Personal: £3,000 & Hired: £3,000
Cover Options
Airline Failure, Baggage, Pre-Existing Medical Conditions & Cancellation
Winter Sports Maximum Age
Unlimited
10% online discount, choose from LV= Essential or 5 star Defaqto rated Premier cover. Cruise cover automatically included on annual policies. Plus a range of additional extras to give you cover for your baggage and cover for winter sports.
Spectrum Travel Insurance
Maximum Travel Cover
Medical: £25,000,000, Cancellation: £10,000
Maximum Equipment Cover
Personal: £1,200 & Hired: £600
Cover Options
Airline Failure, Baggage, Pre-Existing Medical Conditions & Cancellation
Winter Sports Maximum Age
65 years
Purchase any Spectrum policy online and get a money.co.uk exclusive 10% discount and an automatic chance to win a prize worth up to £1,000.
Saga Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £10,000
Maximum Equipment Cover
Personal: £750 & Hired: £550
Cover Options
Airline Failure, Baggage & Cancellation
Winter Sports Maximum Age
Unlimited
Aviva Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Maximum Equipment Cover
Personal: £500 & Hired: £400
Cover Options
Baggage & Cancellation
Winter Sports Maximum Age
79 years
You could save up to 20% when you buy online - 32% of customers are expected to receive the maximum saving. Emergency Medical expenses to £10m, lost passport to £750, lost money to £500, legal expenses to £50,000, trip cancellation to £5,000. T&Cs apply.
Discount does not apply to optional covers.
Alpha Travel Insurance Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £1,500
Maximum Equipment Cover
Personal: £500 & Hired: £200
Cover Options
Airline Failure, Baggage & Cancellation
Winter Sports Maximum Age
79 years
Rated 5/5 Stars by our customers on Trustpilot – Choose your own policy excess. Kids go free, plus discounts for couples.
goodtogoinsurance.com Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Maximum Equipment Cover
Personal: £500 & Hired: £250
Cover Options
Airline Failure, Baggage, Pre-Existing Medical Conditions & Cancellation
Winter Sports Maximum Age
Unlimited
Specialist cover for travellers with medical conditions – at a fair price. No age limits.
Columbus Travel Insurance
Maximum Travel Cover
Medical: £15,000,000, Cancellation: £5,000
Maximum Equipment Cover
Personal: £1,000 & Hired: £300
Cover Options
Airline Failure, Baggage, Pre-Existing Medical Conditions & Cancellation
Winter Sports Maximum Age
85 years
Free kids cover on annual policies.
MORE TH>N Travel Insurance
Maximum Travel Cover
Medical: £20,000,000, Cancellation: £7,500
Maximum Equipment Cover
Personal: £1,000 & Hired: £400
Cover Options
Airline Failure, Baggage, Pre-Existing Medical Conditions & Cancellation
Winter Sports Maximum Age
65 years
Up to 6 Kids under 18 go free on a Family Policy. Some existing medical conditions are chargeable. Above cover levels based on Diamond Policy. T&Cs apply.
Leisure Guard Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Maximum Equipment Cover
Personal: £2,000 & Hired: £2,000
Cover Options
Airline Failure, Baggage & Cancellation
Winter Sports Maximum Age
64 years
Cruise cover included on all policies for no additional premium. Competitive rates for Over 65s starting at £47.40. 4 Star Defaqto Rated.
Insure For Travel Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Maximum Equipment Cover
Personal: £500 & Hired: £250
Cover Options
Pre-Existing Medical Conditions
Winter Sports Maximum Age
74 years
Cruise cover included on all policies at no extra cost. Cover available for pre-existing medical conditions & reduced couple rates to age 74
EHIC Plus Travel Insurance
Maximum Travel Cover
Medical: £2,000,000, Cancellation: £5,000
Maximum Equipment Cover
Personal: £500
Cover Options
Airline Failure, Baggage, Pre-Existing Medical Conditions & Cancellation
Winter Sports Maximum Age
69 years
American Express Travel Insurance
Maximum Travel Cover
Medical: £15,000,000, Cancellation: £12,500
Maximum Equipment Cover
Personal: £750 & Hired: £750
Cover Options
Airline Failure, Baggage & Cancellation
Winter Sports Maximum Age
69 years
20% online discount. £50 excess on Travel Insurance policies. Online medical screening available.
Go Walkabout Travel Insurance Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £3,000
Maximum Equipment Cover
-
Cover Options
Airline Failure, Baggage, Pre-Existing Medical Conditions & Cancellation
Winter Sports Maximum Age
75 years

We provide an independent comparison service free of charge but we may receive a commission from some of the companies we refer you to. These are indicated with purple buttons.

Winter Sports Travel Insurance Guide

Hitting the slopes can make for an exciting and thrill seeking break but without winter sports holiday insurance you could face a hefty bill if you’re injured while you’re away. Here’s how to pick comprehensive cheap winter sports insurance cover.

Winter sports can be great fun, but they can also be hazardous too. If you have not had an accident indulging in winter sports, you will probably know someone who has.

Most basic travel insurance policies exclude winter sports as they are far more likely to result in an accident than a beach or sightseeing holiday.

If you go away on a regular basis then looking for the best annual travel insurance with winter sports is a must, fail to check you’re covered and you may end up spending far more than you anticipated for your winter sports experience.

There is no such thing as a totally risk free winter sports holiday. Last year there were more than 400,000 travel insurance claims by UK holiday makers and business travellers, according to the Association of British Insurers.

Winter sport travel insurance is an integral part of any winter sports break. Specialist winter ski travel insurance and snowboarding insurance policies cover the obvious problems, such as an accident or an illness, a stolen wallet or camera. Plus a winter sports policy will also provide cover for all your winter sports equipment.

Winter sports insurance will also provide compensation for delays and cancellation, for damaged or lost luggage, and even a telephone help line for emergencies.

The traditional way to buy winter sports insurance is to take out cover for each trip. If you only plan to make one or possibly two trips abroad a year, this might be the cheapest way to get the cover you need.

However, if you travel overseas several times a year annual travel insurance that includes winter sports insurance cover may be the cheapest option.

Winter sports insurance is often part of an annual travel insurance policy and provides up to a maximum number of days ski insurance and snowboarding insurance cover at no extra cost.

Winter Sports Cover Usually Includes:

  • Skiing (including cross-country skiing and off-piste skiing)
  • Snowboarding
  • Ice skating
  • Tobogganing
  • Cat skiing
  • Glacier skiing
  • Heli-skiing
  • Ice hockey
  • Mono skiing
  • Ski boarding
  • Ski-doos
  • Ski racing (Non FIS)
  • Sledging
  • Snowblading
  • Snow mobiling
  • Zorbing

To find the a travel insurance winter sports policy that meets you needs use our best winter sports travel insurance comparison table, which includes details of the best winter sports insurance deals on the market, so you find the cover you need in a matter of minutes.

Featured guide

10 top tips for cutting the cost of travel insurance

If you're planning a trip abroad it's vital to be adequately covered. We share our top ten tips for getting the best value from your travel insurance.

Popular guides

Emigrating? How to prepare your finances for moving overseas

Starting your new life in some far flung corner of the world is both thrilling and daunting in equal measure. Here's how to prepare your finances for the move, wherever you're emigrating to.

How to get a fair financial divorce settlement

Divorcing may be something you never thought you'd experience, but even if it's unexpected you'll need to protect your finances as well as your heart. We examine how to organise your finances through a divorce.

How to spend less on entertainment

Where would you be without modern entertainment, but have the rising costs left you unable to join in your favourite leisure activities? We look at ways you can spend less and still enjoy the entertainment you love.

Related categories