Esure Travel Insurance
 |  Compare Esure travel insurance details against other travel insurance or use our travel insurance comparison tables.Did you know Esure also provide pet insurance and breakdown cover? | ||
| Company: | Esure www.esure.co.uk | Esure www.esure.co.uk | |
| Product: | Single Trip Travel Insurance | Annual Travel Insurance | |
| details | details | ||
| Quote via this site: | Not available | Not available | |
| | ||
| Policy Details | |||
 Online Discount: | 10% | 10% | |
| Underwriter: | St Andrew's Insurance plc | St Andrew's Insurance Plc | |
| Europe Destinations: | yes | yes | |
| Worldwide Destinations: | yes | yes | |
| USA Destinations: | yes | yes | |
| Max Trip Duration: | 31 | 45 | |
| Discounts | |||
| No Claim Discount: | n/a | no | |
| No Baggage Discount: | yes | yes | |
| No Money Cover Discount: | yes | yes | |
| Member Discount: | 0% | 0% | |
| No Cancellation Discount: | yes | n/a | |
| Child Discount: | no | no | |
| NCD - 1 Year: | n/a | 0% | |
| NCD - 2 Years: | n/a | 0% | |
| NCD - 3 Years: | n/a | 0% | |
| Application Criteria | |||
| Min Adult Age: | 16 years | 16 years | |
| Max Adult Age: | 74 years | 64 years | |
| Max w/s Age: | 74 | 64 | |
| Medical Cover | |||
| Medical Screening: | yes | yes | |
| Medical Expenses: | £10,000,000 | £10,000,000 | |
| PA - Death: | £30,000 | £30,000 | |
| PA - PTD: | £30,000 | £30,000 | |
| Hospital Benefit - Max: | £1,500 | £1,500 | |
| Hospital Benefit - Day: | £25 | £25 | |
| Cosmetic Surgery: | £0 | £0 | |
| Dental Emergency: | £500 | £500 | |
| UK Physiotherapy: | £0 | £0 | |
| Overseas Funeral Costs: | up to medical si | up to medical si | |
| Remains Transportation: | up to medical si | up to medical si | |
| Financial Loss Cover | |||
| Money - Max: | £500 | £500 | |
| Money - Cash: | £300 | £300 | |
| Cash Advance: | 0 | 0 | |
| Legal Expenses: | £50,000 | £50,000 | |
| Loss of Passport: | £500 | £500 | |
| Loss of Driving Licence: | £500 | £500 | |
| Mugging: | £1,000 | £1,000 | |
| Hijack Benefit: | £0 | £0 | |
| Wintersports Cover | |||
| Winter Sports Cover: | optional | optional | |
| Winter Sports Equipment: | £500 | £500 | |
| W/S Baggage Basis: | additional | additional | |
| Own Equipment: | £500 | £500 | |
| Hired Equipment: | £100 | £100 | |
| Ski Pack: | £300 | £300 | |
| Loss of Ski Pass: | £300 | £300 | |
| Piste Closure - Total: | £250 | £250 | |
| Piste Closure - Per Day: | £30 | £30 | |
| Piste Closure - Travel: | £25 | £25 | |
| Avalanche Delay: | £250 | £250 | |
| Ski Hire - Total: | £300 | £300 | |
| Ski Hire - Daily: | £20 | £20 | |
| Off Piste Allowed?: | restricted | restricted | |
| Other Cover | |||
| Repatriation Service: | yes | yes | |
| Baggage - Basis: | wear and tear | wear and tear | |
| Baggage - Total: | £1,500 | £1,500 | |
| Baggage - Single Article: | £500 | £500 | |
| Baggage - Valuables: | £500 | £500 | |
| Baggage - Delay: | £200 | £200 | |
| Cancellation/Curtailment: | £5,000 | £5,000 | |
| Missed Departure: | £800 | £800 | |
| Delay - Max: | £250 | £250 | |
| Delay - 1st 12 hours: | £30 | £30 | |
| Delay - subs 12 hours: | £20 | £20 | |
| Travel Abandonment: | £5,000 | £5,000 | |
| Personal Liability: | £2,000,000 | £2,000,000 | |
| Extended Kennel Fees: | £0 | £0 | |
| Catastrophe Delay: | £500 | £500 | |
| Pre-Travel Service: | yes | yes | |
| Emergency Assistance: | yes | yes | |
| Additional Activities: | yes | yes | |
| Claims Receipt Limit: | £0 | £0 | |
| General Exclusions: | click here | click here | |
| Terrorism Exclusion: | partial exclusion | partial exclusion | |
| Extent of Terrorism cover: | medical,pa | medical,pa | |
| Date Exclusion?: | yes | yes | |
| Claims | |||
| Basis of Settlement: | click here | click here | |
| General Conditions: | click here | click here | |
| Excess | |||
| Excess Basis: | person | person | |
| Medical Expenses XS: | £35 | £35 | |
| EHIC Medical XS Waiver: | yes | yes | |
| Baggage XS: | £35 | £35 | |
| Money XS: | £35 | £35 | |
| Cancellation XS: | £35 | £35 | |
| Curtailment XS: | £35 | £35 | |
| Abandonment XS: | £35 | £35 | |
| Delayed Baggage XS: | £0 | £0 | |
| Loss of Deposit XS: | £35 | £35 | |
| Personal Liability XS: | £35 | £35 | |
| Legal Expenses XS: | £0 | £0 | |
| Australia & New Zealand Example Quotes | |||
| Auz/NZ - Single 7 Day: | £30.53 | n/a | |
| Auz/NZ - Single 17 day: | £35.46 | n/a | |
| Auz/NZ - Family 7 Day: | £60.47 | n/a | |
| Auz/NZ - Family 17 day: | £70.72 | n/a | |
| Auz/NZ - Single: | n/a | £63.90 | |
| Auz/NZ - Couple: | n/a | £122.10 | |
| Auz/NZ - Family: | n/a | £122.10 | |
| Auz/NZ - Single & w/s: | n/a | £79.20 | |
| Auz/NZ - Couple & w/s: | n/a | £141.90 | |
| Auz/NZ - Family & w/s: | n/a | £141.90 | |
| Europe Example Quotes | |||
| Europe - Single 7 days: | £15.60 | n/a | |
| Europe - Single 17 Days: | £18.53 | n/a | |
| Europe - Family 7 Days: | £30.75 | n/a | |
| Europe - Family 17 Days: | £36.90 | n/a | |
| Europe - Single: | n/a | £42.32 | |
| Europe - Couple: | n/a | £83.16 | |
| Europe - Family: | n/a | £83.16 | |
| Europe - Single & w/sport: | n/a | £53.36 | |
| Europe - Couple & w/sport: | n/a | £104.76 | |
| Europe - Family & w/sport: | n/a | £104.76 | |
| UK Example Quotes | |||
| UK - Single 7 Days: | £9 | n/a | |
| UK - Single 17 Days: | £11 | n/a | |
| UK - Family 7 Days: | £18 | n/a | |
| UK - Family 17 Days: | £22 | n/a | |
| UK - Single: | n/a | £42.32 | |
| UK - Couple: | n/a | £83.16 | |
| UK - Family: | n/a | £83.16 | |
| UK - Single & w/sport: | n/a | £53.36 | |
| UK - Couple & w/sport: | n/a | £104.76 | |
| UK - Family & w/sport: | n/a | £104.76 | |
| USA Example Quotes | |||
| USA - Single 7 Days: | £35.10 | n/a | |
| USA - Single 17 Days: | £46.80 | n/a | |
| USA - Family 7 Days: | £69.70 | n/a | |
| USA - Family 17 Days: | £92.25 | n/a | |
| USA - Single: | n/a | £63.90 | |
| USA - Couple: | n/a | £122.10 | |
| USA - Family: | n/a | £122.10 | |
| USA - Single & w/sport: | n/a | £79.20 | |
| USA - Couple & w/sport: | n/a | £141.90 | |
| USA - Family & w/sport: | n/a | £141.90 | |
| Worldwide Example Quotes | |||
| Wwide - Single 7 Days: | £30.53 | n/a | |
| Wwide - Single 17 Days: | £35.46 | n/a | |
| Wwide - Family 7 Days: | £60.47 | n/a | |
| Wwide - Family 17 Days: | £70.72 | n/a | |
| Wwide ex USA - Single: | n/a | £63.90 | |
| Wwide ex USA - Couple: | n/a | £122.10 | |
| Wwide ex USA - Family: | n/a | £122.10 | |
| Wwide ex USA - Single & w: | n/a | £79.20 | |
| Wwide ex USA - Couple & w: | n/a | £141.90 | |
| Wwide ex USA - Family & w: | n/a | £141.90 | |
Compare Esure Travel Insurance
Insurer Warns on 'Adventure Holidays'
As many as one in six Britons would not know if they were covered for injuries sustained on holiday by their travel insurance policy.
This is the main finding of a new poll from travel insurance provider esure, which focused on potentially dangerous adventure holidays. The firm said that around 25 per cent of UK holidaymakers pick their destination based on its access to activities such as scuba diving and bungee jumping. Around nine in ten people were also shown to have previously taken an adventure holiday.
However, travellers were found to exhibit much less vigour when it came to checking up on the small print of their travel insurance: as well as the one in six who were uncertain about injury cover, ten per cent of poll respondents (wrongly) thought that "all" travel cover policies automatically cover adventurous activities as standard.
This lackadaisical attitude could lead to trouble if an accident occurs, and holidaymakers are left to pay for medical treatment out of their own pockets. Mike Pickard at esure advised: "It's crucial for holidaymakers to take out travel insurance and check they're covered before they try out the likes of white water rafting in Australia or shark-feeding in the Bahamas. Get injured and the medical bills could turn a paradise trip into a nightmare."
He added: "Brits want more from their holidays nowadays and appear to be swapping the sun lounger for the bungee cord. It's not where they've been on holiday but what they've done that seems to be important."
The esure poll also found that the three most popular adventure activities among UK holidaymakers are off-road mountain biking, scuba diving and jet skiing, in that order.
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