Saga Travel Insurance
 |  Compare Saga travel insurance details against other travel insurance or use our travel insurance comparison tables.Did you know Saga also provide credit cards, savings, pet insurance and breakdown cover? | ||
| Company: | Saga www.saga.co.uk | Saga www.saga.co.uk | Saga www.saga.co.uk |
| Product: | Single Trip Travel | Annual Travel (45 day trips) | Annual Travel (60 day trips) |
| details | details | details | |
| Quote via this site: |  | | |
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| Policy Details | |||
 Online Discount: | 0% | 0% | 0% |
| Underwriter: | London and Edinburgh Insurance Company Limited | London and Edinburgh Insurance Company Limited | London and Edinburgh Insurance Company Limited |
| Europe Destinations: | yes | yes | yes |
| Worldwide Destinations: | yes | yes | yes |
| USA Destinations: | yes | yes | no |
| Max Trip Duration: | 31 days | 45 days | 60 days |
| Discounts | |||
| No Claim Discount: | n/a | no | no |
| No Baggage Discount: | no | no | no |
| No Money Cover Discount: | no | no | no |
| Member Discount: | 0% | 0% | 0% |
| No Cancellation Discount: | no | n/a | n/a |
| Child Discount: | yes | yes | yes |
| NCD - 1 Year: | n/a | 0% | 0% |
| NCD - 2 Years: | n/a | 0% | 0% |
| NCD - 3 Years: | n/a | 0% | 0% |
| Application Criteria | |||
| Min Adult Age: | 50 years | 50 years | 50 years |
| Max Adult Age: | Unlimited | Unlimited | Unlimited |
| Max w/s Age: | Unlimited | Unlimited | Unlimited |
| Medical Cover | |||
| Medical Screening: | yes | yes | yes |
| Medical Expenses: | £10,000,000 | £10,000,000 | £10,000,000 |
| PA - Death: | £30,000 | £30,000 | £30,000 |
| PA - PTD: | £30,000 | £30,000 | £30,000 |
| Hospital Benefit - Max: | £1000.00 | £1000.00 | £1000.00 |
| Hospital Benefit - Day: | £25.00 | £25.00 | £25.00 |
| Cosmetic Surgery: | £0.00 | £0.00 | £0.00 |
| Dental Emergency: | £350.00 | £350.00 | £350.00 |
| UK Physiotherapy: | £0.00 | £0.00 | £0.00 |
| Overseas Funeral Costs: | £5000.00 | £5000.00 | £5000.00 |
| Remains Transportation: | £7500.00 | £7500.00 | £7500.00 |
| Financial Loss Cover | |||
| Money - Max: | £500.00 | £500.00 | £500.00 |
| Money - Cash: | £300.00 | £300.00 | £300.00 |
| Cash Advance: | 0 | 0 | 0 |
| Legal Expenses: | £50,000 | £50,000 | £50,000 |
| Loss of Passport: | £350.00 | £350.00 | £350.00 |
| Loss of Driving Licence: | £500.00 | £500.00 | £500.00 |
| Mugging: | £1000.00 | £1000.00 | £1000.00 |
| Hijack Benefit: | £1000.00 | £1000.00 | £1000.00 |
| Wintersports Cover | |||
| Winter Sports Cover: | optional | optional | optional |
| Winter Sports Equipment: | £750.00 | £750.00 | £750.00 |
| W/S Baggage Basis: | additional | additional | additional |
| Own Equipment: | £750.00 | £750.00 | £750.00 |
| Hired Equipment: | £550.00 | £550.00 | £550.00 |
| Ski Pack: | £350.00 | £350.00 | £350.00 |
| Loss of Ski Pass: | £200.00 | £200.00 | £200.00 |
| Piste Closure - Total: | £400.00 | £400.00 | £400.00 |
| Piste Closure - Per Day: | £40.00 | £40.00 | £40.00 |
| Piste Closure - Travel: | £30.00 | £30.00 | £30.00 |
| Avalanche Delay: | £300.00 | £300.00 | £300.00 |
| Ski Hire - Total: | £200.00 | £200.00 | £200.00 |
 Off Piste Allowed?: | restricted | restricted | restricted |
| Other Cover | |||
| Repatriation Service: | yes | yes | yes |
| Baggage - Basis: | wear and tear | wear and tear | wear and tear |
| Baggage - Total: | £2500.00 | £2500.00 | £2500.00 |
| Baggage - Single Article: | £300.00 | £300.00 | £300.00 |
| Baggage - Valuables: | £500.00 | £500.00 | £500.00 |
| Baggage - Delay: | £250.00 | £250.00 | £250.00 |
| Cancellation/Curtailment: | £5000.00 | £5000.00 | £5000.00 |
| Missed Departure: | £1000.00 | £1000.00 | £1000.00 |
| Delay - Max: | £215.00 | £215.00 | £215.00 |
| Delay - 1st 12 hours: | £35.00 | £35.00 | £35.00 |
| Delay - subs 12 hours: | £15.00 | £15.00 | £15.00 |
| Travel Abandonment: | £5000.00 | £5000.00 | £5000.00 |
| Personal Liability: | £2,000,000 | £2,000,000 | £2,000,000 |
| Extended Kennel Fees: | £300.00 | £300.00 | £300.00 |
| Catastrophe Delay: | £0.00 | £0.00 | £0.00 |
| Pre-Travel Service: | yes | yes | yes |
| Emergency Assistance: | yes | yes | yes |
| Additional Activities: | yes | no | no |
| Claims Receipt Limit: | £0.00 | £0.00 | £0.00 |
| General Exclusions: | click here | click here | click here |
| Terrorism Exclusion: | no exclusion | no exclusion | no exclusion |
| Extent of Terrorism cover: | full cover | full cover | full cover |
| Date Exclusion?: | yes | yes | yes |
| Claims | |||
| Basis of Settlement: | click here | click here | click here |
| General Conditions: | click here | click here | click here |
| Excess | |||
| Excess Basis: | person | person | person |
| Medical Expenses XS: | £50.00 | £50.00 | £50.00 |
| EHIC Medical XS Waiver: | yes | yes | yes |
| Baggage XS: | £50.00 | £50.00 | £50.00 |
| Money XS: | £50.00 | £50.00 | £50.00 |
| Cancellation XS: | £50.00 | £50.00 | £50.00 |
| Curtailment XS: | £50.00 | £50.00 | £50.00 |
| Abandonment XS: | £50.00 | £50.00 | £50.00 |
| Delayed Baggage XS: | £0.00 | £0.00 | £0.00 |
| Loss of Deposit XS: | £10.00 | £10.00 | £10.00 |
| Personal Liability XS: | £0.00 | £0.00 | £0.00 |
| Legal Expenses XS: | £0.00 | £0.00 | £0.00 |
| Australia & New Zealand Example Quotes | |||
| Auz/NZ - Single 7 Day: | £31.70 | n/a | n/a |
| Auz/NZ - Single 17 day: | £37.29 | n/a | n/a |
| Auz/NZ - Family 7 Day: | £101.10 | n/a | n/a |
| Auz/NZ - Family 17 day: | £113.83 | n/a | n/a |
| Auz/NZ - Single: | n/a | £59.68 | £79.82 |
| Auz/NZ - Couple: | n/a | £122.05 | £163.00 |
| Auz/NZ - Family: | n/a | £183.81 | £244.91 |
| Auz/NZ - Single & w/s: | n/a | £81.27 | £109.06 |
| Auz/NZ - Couple & w/s: | n/a | £166.39 | £222.91 |
| Auz/NZ - Family & w/s: | n/a | £249.74 | £334.05 |
| Europe Example Quotes | |||
| Europe - Single 7 days: | £17.96 | n/a | n/a |
| Europe - Single 17 Days: | £20.38 | n/a | n/a |
| Europe - Family 7 Days: | £54.72 | n/a | n/a |
| Europe - Family 17 Days: | £61.42 | n/a | n/a |
| Europe - Single: | n/a | £52.48 | £68.92 |
| Europe - Couple: | n/a | £104.56 | £104.56 |
| Europe - Family: | n/a | £159.12 | £159.12 |
| Europe - Single & w/sport: | n/a | £71.33 | £94.01 |
| Europe - Couple & w/sport: | n/a | £142.25 | £187.85 |
| Europe - Family & w/sport: | n/a | £215.66 | £283.94 |
| UK Example Quotes | |||
| UK - Single 7 Days: | £12.43 | n/a | n/a |
| UK - Single 17 Days: | £15.00 | n/a | n/a |
| UK - Family 7 Days: | £37.99 | n/a | n/a |
| UK - Family 17 Days: | £46.04 | n/a | n/a |
| UK - Single: | n/a | £52.48 | £68.92 |
| UK - Couple: | n/a | £104.56 | £104.56 |
| UK - Family: | n/a | £159.12 | £159.12 |
| UK - Single & w/sport: | n/a | £71.33 | £94.01 |
| UK - Couple & w/sport: | n/a | £142.25 | £187.85 |
| UK - Family & w/sport: | n/a | £215.66 | £283.94 |
| USA Example Quotes | |||
| USA - Single 7 Days: | £40.69 | n/a | n/a |
| USA - Single 17 Days: | £44.90 | n/a | n/a |
| USA - Family 7 Days: | £122.77 | n/a | n/a |
| USA - Family 17 Days: | £139.87 | n/a | n/a |
| USA - Single: | n/a | £71.74 | n/a |
| USA - Couple: | n/a | £143.08 | n/a |
| USA - Family: | n/a | £216.91 | n/a |
| USA - Single & w/sport: | n/a | £97.91 | n/a |
| USA - Couple & w/sport: | n/a | £195.42 | n/a |
| USA - Family & w/sport: | n/a | £295.41 | n/a |
| Worldwide Example Quotes | |||
| Wwide - Single 7 Days: | £31.70 | n/a | n/a |
| Wwide - Single 17 Days: | £37.29 | n/a | n/a |
| Wwide - Family 7 Days: | £101.10 | n/a | n/a |
| Wwide - Family 17 Days: | £113.83 | n/a | n/a |
| Wwide ex USA - Single: | n/a | £59.68 | £79.82 |
| Wwide ex USA - Couple: | n/a | £122.05 | £163.00 |
| Wwide ex USA - Family: | n/a | £183.81 | £244.91 |
| Wwide ex USA - Single & w: | n/a | £81.27 | £109.06 |
| Wwide ex USA - Couple & w: | n/a | £166.39 | £222.91 |
| Wwide ex USA - Family & w: | n/a | £249.74 | £334.05 |
Compare Saga Travel Insurance
Over-65s 'Can Find Travel Insurance'
Travel insurance for pensioners is easier to find than received wisdom suggests, Saga said today.
The advice was issued by the insurer following speculation that many older Britons are being denied cover due to the increased risk they pose to firms of suffering an accident or illness during their trip.
Recent research by charity Age Concern previously confirmed that upper age limits are imposed by 92 per cent of travel insurers, making it especially hard for people of especially advanced years to find cover.
However, Saga said today that these upper limits are likely to be raised in years to come due to increasing longevity rates among Britons. A representative of the insurer also emphasised that over-65s should be able to find travel insurance if they looked in the "right place".
Paul Green, head of Saga Group Communications, added: “As the population ages and remains healthier for longer we would expect the general insurers to increase their age limits. This is also because insurers now have a better understanding and improved systems; they are more sophisticated on how they rate older ages and include cover for pre-existing conditions."
Mr Green also confirmed that the oldest person he knew of who had been granted travel insurance "was a lady celebrating her 100th birthday".
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