Inghams Travel Insurance
Full product details for the Inghams Travel Insurance, including policy details, discounts, application criteria, medical cover, financial loss cover, wintersports cover, other cover, claims, excess, australia & new zealand example quotes, europe example quotes, uk example quotes, usa example quotes and worldwide example quotes.
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| Company: | Inghams www.inghams.co.uk | Inghams www.inghams.co.uk | |
| Product: | Lakes and Mountains Travel Insurance | Ski 06/07 | |
| details | details | ||
| Quote via this site: | Not available | Not available | |
| | ||
| Policy Details | |||
 Underwriter: | CNA Insurance Company Ltd | CNA Insurance Company Ltd | |
| Europe Destinations: | yes | yes | |
| Worldwide Destinations: | no | yes | |
| USA Destinations: | yes | yes | |
| Max Trip Duration: | 31 | 31 | |
| Discounts | |||
| No Baggage Discount: | no | no | |
| No Money Cover Discount: | no | no | |
| Member Discount: | 0% | 0% | |
| No Cancellation Discount: | no | no | |
| Child Discount: | yes | yes | |
| Application Criteria | |||
| Min Adult Age: | 17 years | 18 years | |
| Max Adult Age: | Unlimited | 85 years | |
| Max w/s Age: | n/a | 85 | |
| Medical Cover | |||
| Medical Screening: | yes | yes | |
| Medical Expenses: | £5000000 | £5000000 | |
| PA - Death: | £15000 | £15000 | |
| PA - PTD: | £15000 | £25000 | |
| Hospital Benefit - Max: | £1000 | £600 | |
| Hospital Benefit - Day: | £15 | £15 | |
| Cosmetic Surgery: | £0 | £0 | |
| Dental Emergency: | £250 | up to medical si | |
| UK Physiotherapy: | £0 | £300 | |
| Overseas Funeral Costs: | £1500 | £2000 | |
| Remains Transportation: | up to medical si | up to medical si | |
| Financial Loss Cover | |||
| Money - Max: | £500 | £500 | |
| Money - Cash: | £250 | £250 | |
| Cash Advance: | 0 | 0 | |
| Legal Expenses: | £0 | £50000 | |
| Loss of Passport: | £250 | £250 | |
| Loss of Driving Licence: | £0 | £0 | |
| Mugging: | £0 | £0 | |
| Hijack Benefit: | £500 | £0 | |
| Wintersports Cover | |||
| Winter Sports Cover: | no | standard | |
| Winter Sports Equipment: | £0 | £500 | |
| W/S Baggage Basis: | no cover | included | |
| Own Equipment: | £0 | £500 | |
| Hired Equipment: | £0 | £500 | |
| Ski Pack: | £0 | £500 | |
| Loss of Ski Pass: | £0 | £500 | |
| Piste Closure - Total: | £0 | Unlimited | |
| Piste Closure - Per Day: | £0 | £30 | |
| Piste Closure - Travel: | £0 | Unlimited | |
| Avalanche Delay: | £0 | £200 | |
| Ski Hire - Total: | £0 | £125 | |
| Ski Hire - Daily: | £0 | n/a | |
| Off Piste Allowed?: | n/a | restricted | |
| Other Cover | |||
| Repatriation Service: | yes | yes | |
| Baggage - Basis: | wear and tear | wear and tear | |
| Baggage - Total: | £1750 | £1500 | |
| Baggage - Single Article: | £200 | £200 | |
| Baggage - Valuables: | £250 | £200 | |
| Baggage - Delay: | £150 | £250 | |
| Cancellation/Curtailment: | up to holiday cost | up to holiday cost | |
| Missed Departure: | £800 | £800 | |
| Delay - Max: | £200 | £100 | |
| Delay - 1st 12 hours: | £22.50 | £37.50 | |
| Delay - subs 12 hours: | £10 | £25 | |
| Travel Abandonment: | up to holiday cost | up to holiday cost | |
| Personal Liability: | £2000000 | £2000000 | |
| Extended Kennel Fees: | £0 | £0 | |
| Catastrophe Delay: | £400 | £0 | |
| Pre-Travel Service: | no | no | |
| Emergency Assistance: | yes | yes | |
| Additional Activities: | no | yes | |
| Claims Receipt Limit: | £0 | £0 | |
| General Exclusions: | click here | click here | |
| Terrorism Exclusion: | total exclusion | total exclusion | |
| Extent of Terrorism cover: | no cover | no cover | |
| Date Exclusion?: | yes | yes | |
| Claims | |||
| Basis of Settlement: | click here | click here | |
| General Conditions: | click here | click here | |
| Excess | |||
| Excess Basis: | section | section | |
| Medical Expenses XS: | £50 | £40 | |
| EHIC Medical XS Waiver: | no | no | |
| Baggage XS: | £50 | £40 | |
| Money XS: | £50 | £40 | |
| Cancellation XS: | £50 | £45 | |
| Curtailment XS: | £50 | £45 | |
| Abandonment XS: | £50 | £45 | |
| Delayed Baggage XS: | £0 | £0 | |
| Loss of Deposit XS: | £15 | £15 | |
| Personal Liability XS: | £0 | £40 | |
| Legal Expenses XS: | n/a | £0 | |
| Europe Example Quotes | |||
| Europe - Single 7 days: | £23.50 | £52 | |
| Europe - Single 17 Days: | £34.50 | £61 | |
| Europe - Family 7 Days: | £47 | £104 | |
| Europe - Family 17 Days: | £69 | £122 | |
| USA Example Quotes | |||
| USA - Single 7 Days: | £47 | £74 | |
| USA - Single 17 Days: | £69 | £88 | |
| USA - Family 7 Days: | £94 | £148 | |
| USA - Family 17 Days: | £138 | £176 | |
| Worldwide Example Quotes | |||
| Wwide - Single 7 Days: | n/a | £74 | |
| Wwide - Single 17 Days: | n/a | £88 | |
| Wwide - Family 7 Days: | n/a | £148 | |
| Wwide - Family 17 Days: | n/a | £176 | |
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