ACE Travel Insurance
Full product details for the ACE Travel Insurance, including policy details, discounts, application criteria, medical cover, financial loss cover, wintersports cover, other cover, claims, excess, australia & new zealand example quotes, europe example quotes, uk example quotes, usa example quotes and worldwide example quotes.
 |  Compare ACE travel insurance details against other travel insurance or use our travel insurance comparison tables. | ||
| Company: | ACE European Group Ltd www.acetravelinsurance.com | ACE European Group Ltd www.acebackpackerinsurance.com | ACE European Group Ltd www.acetravelinsurance.com |
| Product: | Budget (Inc. Winter Sports) | Traveller - Standard | Standard |
| details | details | details | |
| Quote via this site: | Not available | Not available | Not available |
| | | |
| Policy Details | |||
 Online Discount: | 0% | 0% | 0% |
| Underwriter: | ACE Insurance S.A.-N.V | ACE European Group Limited | ACE Insurance S.A.-N.V |
| Europe Destinations: | yes | yes | yes |
| Worldwide Destinations: | yes | yes | yes |
| USA Destinations: | yes | yes | yes |
| Max Trip Duration: | 31 | 395 | 31 |
| Discounts | |||
| No Baggage Discount: | n/a | no | no |
| No Money Cover Discount: | n/a | no | no |
| Member Discount: | 0% | n/a | 0% |
| No Cancellation Discount: | no | n/a | no |
| Child Discount: | yes | n/a | yes |
| Application Criteria | |||
| Min Adult Age: | 18 years | 18 years | 18 years |
| Max Adult Age: | 64 years | 44 years | 64 years |
| Max w/s Age: | 64 | n/a | n/a |
| Medical Cover | |||
| Medical Screening: | yes | yes | yes |
| Medical Expenses: | £5000000 | £5000000 | £5000000 |
| PA - Death: | £25000 | £15000 | £25000 |
| PA - PTD: | £25000 | £15000 | £25000 |
| Hospital Benefit - Max: | £400 | £200 | £400 |
| Hospital Benefit - Day: | £20 | £20 | £20 |
| Cosmetic Surgery: | £0 | £0 | £0 |
| Dental Emergency: | up to medical si | £250 | up to medical si |
| UK Physiotherapy: | £0 | £0 | £0 |
| Overseas Funeral Costs: | £1500 | £1500 | £5000 |
| Remains Transportation: | £1500 | £1500 | £5000 |
| Financial Loss Cover | |||
| Money - Max: | £0 | £200 | £500 |
| Money - Cash: | £0 | £200 | £500 |
| Cash Advance: | 250 | 250 | 250 |
| Legal Expenses: | £25000 | £10000 | £25000 |
| Loss of Passport: | £250 | £200 | £250 |
| Loss of Driving Licence: | £250 | £200 | £250 |
| Mugging: | £0 | £500 | £0 |
| Hijack Benefit: | £500 | £500 | £500 |
| Wintersports Cover | |||
| Max Winter Sports Total: | n/a | 0 days | n/a |
| Winter Sports Cover: | standard | no | no |
| Winter Sports Equipment: | £1500 | £0 | £0 |
| W/S Baggage Basis: | included | no cover | no cover |
| Own Equipment: | £1500 | £0 | £0 |
| Hired Equipment: | £1500 | £0 | £0 |
| Ski Pack: | £0 | £0 | £0 |
| Loss of Ski Pass: | £300 | £0 | £0 |
| Piste Closure - Total: | £200 | £0 | £0 |
| Piste Closure - Per Day: | £20 | £0 | £0 |
| Piste Closure - Travel: | £0 | £0 | £0 |
| Avalanche Delay: | £100 | £0 | £0 |
| Ski Hire - Total: | £200 | £0 | £0 |
| Ski Hire - Daily: | £20 | £0 | £0 |
| Off Piste Allowed?: | yes | n/a | n/a |
| Other Cover | |||
| UK Return: | n/a | yes | n/a |
| Repatriation Service: | yes | yes | yes |
| Baggage - Basis: | n/a | wear and tear | wear and tear |
| Baggage - Total: | £0 | £1000 | £1500 |
| Baggage - Single Article: | £0 | £150 | £250 |
| Baggage - Valuables: | £0 | £150 | £250 |
| Baggage - Delay: | £0 | £100 | £100 |
| Cancellation/Curtailment: | £3000 | £2000 | £3000 |
| Missed Departure: | £500 | £0 | £500 |
| Delay - Max: | £100 | £100 | £100 |
| Delay - 1st 12 hours: | £20 | £20 | £20 |
| Delay - subs 12 hours: | £10 | £10 | £10 |
| Travel Abandonment: | £3000 | £2000 | £3000 |
| Personal Liability: | £2000000 | £2000000 | £2000000 |
| Extended Kennel Fees: | £0 | £0 | £0 |
| Catastrophe Delay: | £0 | £500 | £0 |
| Pre-Travel Service: | no | no | no |
| Emergency Assistance: | yes | yes | yes |
| Additional Activities: | no | no | no |
| Claims Receipt Limit: | £0 | £0 | £0 |
| General Exclusions: | click here | click here | click here |
| Terrorism Exclusion: | no exclusion | no exclusion | no exclusion |
| Extent of Terrorism cover: | full cover | full cover | full cover |
| Date Exclusion?: | no | no | no |
| Claims | |||
| Basis of Settlement: | click here | click here | click here |
| General Conditions: | click here | click here | click here |
| Excess | |||
| Excess Basis: | person | section | person |
| Medical Expenses XS: | £60 | £75 | £60 |
| EHIC Medical XS Waiver: | yes | yes | yes |
| Baggage XS: | n/a | £75 | £60 |
| Money XS: | n/a | £75 | £60 |
| Cancellation XS: | £60 | £75 | £60 |
| Curtailment XS: | £60 | £75 | £60 |
| Abandonment XS: | £60 | £100 | £60 |
| Delayed Baggage XS: | n/a | £0 | £0 |
| Loss of Deposit XS: | £10 | £75 | £10 |
| Personal Liability XS: | £0 | £0 | £0 |
| Legal Expenses XS: | £0 | £0 | £0 |
| Australia & New Zealand Example Quotes | |||
| Aus/NZ - Single 1 month: | n/a | £33 | n/a |
| Aus/NZ - Single 3 months: | n/a | £49 | n/a |
| Aus/NZ - Single 6 months: | n/a | £85 | n/a |
| Aus/NZ - Single 12 months: | n/a | £162 | n/a |
| Aus/NZ - Couple 1 month: | n/a | £66 | n/a |
| Aus/NZ - Couple 3 months: | n/a | £98 | n/a |
| Aus/NZ - Couple 6 months: | n/a | £170 | n/a |
| Aus/NZ - Couple 12 months: | n/a | £324 | n/a |
| Auz/NZ - Single 7 Day: | £39 | n/a | £25 |
| Auz/NZ - Single 17 day: | £45 | n/a | £29 |
| Auz/NZ - Family 7 Day: | £80 | n/a | £62 |
| Auz/NZ - Family 17 day: | £96 | n/a | £73 |
| Europe Example Quotes | |||
| Europe - Single 1 month: | n/a | £22 | n/a |
| Europe - Single 3 months: | n/a | £35 | n/a |
| Europe - Single 6 months: | n/a | £63 | n/a |
| Europe - Single 12 months: | n/a | £123 | n/a |
| Europe - Couple 1 month: | n/a | £44 | n/a |
| Europe - Couple 3 months: | n/a | £70 | n/a |
| Europe - Couple 6 months: | n/a | £126 | n/a |
| Europe - Couple 12 months: | n/a | £246 | n/a |
| Europe - Single 7 days: | £19 | n/a | £13 |
| Europe - Single 17 Days: | £22 | n/a | £15 |
| Europe - Family 7 Days: | £41 | n/a | £27 |
| Europe - Family 17 Days: | £49 | n/a | £33 |
| UK Example Quotes | |||
| UK - Single 7 Days: | £19 | n/a | £13 |
| UK - Single 17 Days: | £22 | n/a | £15 |
| UK - Family 7 Days: | £41 | n/a | £27 |
| UK - Family 17 Days: | £49 | n/a | £33 |
| USA Example Quotes | |||
| USA - Single 1 month: | n/a | £39 | n/a |
| USA - Single 3 months: | n/a | £61 | n/a |
| USA - Single 6 months: | n/a | £106 | n/a |
| USA - Single 12 months: | n/a | £203 | n/a |
| USA - Couple 1 month: | n/a | £78 | n/a |
| USA - Couple 3 months: | n/a | £122 | n/a |
| USA - Couple 6 months: | n/a | £212 | n/a |
| USA - Couple 12 months: | n/a | £406 | n/a |
| USA - Single 7 Days: | £39 | n/a | £25 |
| USA - Single 17 Days: | £45 | n/a | £29 |
| USA - Family 7 Days: | £80 | n/a | £62 |
| USA - Family 17 Days: | £96 | n/a | £73 |
| Worldwide Example Quotes | |||
| Wwide - Single 1 month: | n/a | £36 | n/a |
| Wwide - Single 3 months: | n/a | £55 | n/a |
| Wwide - Single 6 months: | n/a | £94 | n/a |
| Wwide - Single 12 months: | n/a | £178 | n/a |
| Wwide - Couple 1 month: | n/a | £72 | n/a |
| Wwide - Couple 3 months: | n/a | £110 | n/a |
| Wwide - Couple 6 months: | n/a | £188 | n/a |
| Wwide - Couple 12 months: | n/a | £356 | n/a |
| Wwide - Single 7 Days: | £39 | n/a | £25 |
| Wwide - Single 17 Days: | £45 | n/a | £29 |
| Wwide - Family 7 Days: | £80 | n/a | £62 |
| Wwide - Family 17 Days: | £96 | n/a | £73 |
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