To find the best USA travel cover, you need to:

  • Decide what cover you want

  • Use this comparison to get quotes online

  • Pick the policy that offers what you need at the cheapest price

Which policy is best for you?

The type of travel insurance you need depends on how often you travel between the UK and the US:

  • Single trip policies cover you for one trip, for a set time frame (e.g. 90 days)

  • Annual policies cover you for multiple trips, over 12 months

Here is how to decide if you should get a single trip or annual travel policy.

You then need to decide what protection you want from your travel policy, like:

  • Medical insurance: This comes as standard with travel policies, and pays out if you are ill or injured while on holiday. Hospital bills are high in America, so you should consider medical expenses cover as a minimum.

  • Cancellation cover: This covers the cost of your holiday if you have to cancel it, or cut your trip short, e.g. if you or a family member are seriously ill or injured. Here is more information about cancellation cover.

  • Personal belongings and baggage: This covers accidental loss, theft or damage of your personal possessions while you are in the US. Check that the single item limit is enough to cover expensive items, like cameras or jewellery.

How much is travel insurance to the USA?

The cost of your US travel insurance is based on:

The high cost of medical treatment in the US also affects the price of your travel policy. Use this comparison to find cheap travel insurance that gives you the protection you need.

USA travel insurance FAQs


Am I covered for pre-existing medical conditions?


Check the policy documents, because some insurers do not cover pre-existing illnesses. You may be able to pay extra to add this to cover.


Can I use my EHIC when travelling to the US?


No, the European Health Insurance Card (EHIC) is only valid in European countries. You need separate travel cover if you visit the US.


Should I get single trip or annual cover?


It depends how frequently you go on holiday each year. If you travel regularly, it may be cheaper to get annual cover.


How long will I be covered for?


If you have single trip cover, you will usually be covered for 30 to 90 days. If you have an annual policy, cover lasts for multiple trips each year.


Am I covered if I travel to the US for business?


No, you will need to take out specialist business travel insurance if you are visiting the US for work. Speak to a broker for help finding a policy.

About our travel insurance comparison


Who do we include in this comparison?


We include every insurer that offers travel insurance policies that cover the USA in the UK. They are all regulated by the Financial Conduct Authority. Here is more information about how our website works.


How do we make money from our comparison?


We have commercial agreements with some of the companies in this comparison and get paid commission if we help you take out one of their products or services. Find out more here.

You do not pay any extra and the deal you get is not affected.