This is a list of all travel insurance companies that offer cover in the USA.
You can visit each insurer's website to view policy details and get quotes. How our site works.
CoverForYou Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Trip Length
365 days
Special offer: free zero excess on all policies. Exclusive Money.co.uk 10% Discount. Over 1 million travellers covered. Over 8,000 Positive Reviews in 2014. Up to £3,000 gadget cover. T&Cs apply.
JustTravelCover.com Travel Insurance
0800 9882843
Maximum Travel Cover
Medical: £10,000,000
Cover Options
Existing Medical Conditions
Maximum Trip Length
365 days
No Age Limit travel insurance. Cover available for pre-existing medical conditions. Quickly compare a range of insurers on one website. Use Voucher code: MONEY10 to receive an exclusive money.co.uk additional 10% discount.
Virgin Travel Insurance
Maximum Travel Cover
Medical: Unlimited, Cancellation: £7,500
Cover Options
Airline Failure, Baggage, Existing Medical Conditions & Cancellation
Maximum Trip Length
365 days
Kids are covered free, up to 3 kids under 18 per insured adult and Virgin include lots of extras as standard - like cover for over 40 adventure activities and winter sports cover included automatically in annual policies.
Sainsbury's Bank Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage, Existing Medical Conditions & Cancellation
Maximum Trip Length
60 days
25% discount for Nectar customers online. Discount doesn't apply to part of premium paid to cover pre-existing medical conditions.
Staysure.co.uk Travel Insurance
0800 652 8161
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Trip Length
104 days
Get 5% off all Travel Insurance covers with the code M5OFF. Terms & Conditions apply. Available until 31/12/2015.
Discount Insurance Travel Insurance
Maximum Travel Cover
Medical: £5,000,000, Cancellation: £5,000
Cover Options
Baggage & Cancellation
Maximum Trip Length
60 days
Flexicover Travel Insurance
0800 954 8850
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £2,500
Cover Options
Airline Failure, Baggage, Existing Medical Conditions & Cancellation
Maximum Trip Length
31 days
Purchase any Flexicover policy online, get 10% discount with code "MY10" and an automatic chance to win a prize worth up to £1,000. money.co.uk exclusive products.
LV= Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage, Existing Medical Conditions & Cancellation
Maximum Trip Length
366 days
10% online discount, choose from LV= Essential or 5 star Defaqto rated Premier cover. Cruise cover automatically included on annual policies. Plus a range of additional extras to give you cover for your baggage and cover for winter sports.
Spectrum Travel Insurance
Maximum Travel Cover
Medical: £25,000,000, Cancellation: £10,000
Cover Options
Airline Failure, Baggage, Existing Medical Conditions & Cancellation
Maximum Trip Length
100 days
Purchase any Spectrum policy online and get a money.co.uk exclusive 10% discount and an automatic chance to win a prize worth up to £1,000.
Saga Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £10,000
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Trip Length
120 days
Aviva Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Baggage & Cancellation
Maximum Trip Length
120 days
Travel insurance direct from Aviva - save up to 20% when you buy online. Minimum price applies. See website for details.
Alpha Travel Insurance Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £1,500
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Trip Length
364 days
Rated 5/5 Stars by our customers on Trustpilot – Choose your own policy excess. Kids go free, plus discounts for couples.
TopDog Travel Insurance
Maximum Travel Cover
Medical: £25,000,000, Cancellation: £10,000
Cover Options
Airline Failure, Baggage, Existing Medical Conditions & Cancellation
Maximum Trip Length
100 days
Purchase any TopDog policy online and get a Money.co.uk exclusive 10% discount and an automatic chance to win a prize worth up to £1,000. T&Cs apply.
goodtogoinsurance.com Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage, Existing Medical Conditions & Cancellation
Maximum Trip Length
94 days
Specialist cover for travellers with medical conditions – at a fair price. No age limits.
Columbus Travel Insurance
Maximum Travel Cover
Medical: £15,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage, Existing Medical Conditions & Cancellation
Maximum Trip Length
365 days
Free kids cover on annual policies.
Insure For All Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage, Existing Medical Conditions & Cancellation
Maximum Trip Length
365 days
10% discount when you buy online. Plus an extra 5% discount using the exclusive Money.co.uk discount code MON5PC when you apply.
AA Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Trip Length
185 days
Great cover from the brand you can trust. Online discounts and discounts for couples and families available.
American Express Travel Insurance
Maximum Travel Cover
Medical: £15,000,000, Cancellation: £12,500
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Trip Length
120 days
20% online discount. £50 excess on Travel Insurance policies. Online medical screening available.
Coverwise Travel Insurance
Maximum Travel Cover
Medical: £20,000,000, Cancellation: £6,000
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Trip Length
90 days
Debenhams Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Baggage & Cancellation
Maximum Trip Length
365 days
Get a free £5 Debenhams gift card when you buy travel insurance. Over 40 adventure sports covered, unlimited cover for overseas medical expenses, plus kids go free. Terms and conditions apply.

We provide an independent comparison service free of charge but we may receive a commission from some of the companies we refer you to. These are indicated with purple buttons.

3 Simple Steps to the Best Travel Insurance for USA Holidays

Travelling across the pond to the other side of the Atlantic can make a magnificent holiday, whether it's to take in a show on Broadway, enjoy the glamour of Vegas or chill out on the beaches of California.

However, although the US is often considered to be very similar to the UK, the health system is very different. And the potential costs of getting medical treatment, let alone the other risks such as losing luggage or cancelled flights, mean USA holiday insurance is an absolute necessity.

The good news is that it is possible to get cheap travel insurance to USA without compromising on quality.

We take a look at how to find the best travel insurance when going to the USA from UK in these three simple steps.

Compare US cover options

When you are booking your holiday, it's very easy to take out travel insurance for America at the same time.

However, whilst that might be a convenient option, it's never been simpler to compare travel insurance to the USA and this is the way you are likely to find the best USA travel insurance.

Cheap travel insurance to America is bound to be one of your priorities but it's important to look at the quality of the cover too.

When carrying out a travel insurance to USA comparison, make sure you look at what's included in the price. As well as medical treatment, cancelled flights, dental treatment, delays, volcanic ash and terrorism can all be included but won't be covered by everyone.

Taking out cheap holiday insurance for America might seem like a great money-saving idea but if you end up not being able to claim, you could well regret not having more inclusive cover.

Consider your gadgets

If the notion of taking a trip without your iPhone or tablet fills you with dread, you need to make sure that all of your beloved electronic gadgets are adequately covered whilst you are away.

Not all insurers cover items such as laptops, tablet PCs or mobile phones so you will need to check the fine print before signing on the dotted line.

If you find cheap American travel insurance but it doesn't include cover for your toys, you could consider taking out separate gadget insurance as well.

You will need to compare travel insurance for America to see whether this works out cheaper than taking out a single more comprehensive policy.

Does the travel cover suit your plans?

To get the best holiday insurance for USA, it's a good idea to think about how often you might travel and also what you plan on doing once you get there.

For travel insurance USA and Canada often come grouped together so if you plan on crossing the border during your stay the chances are you will be covered. However, if you plan on taking some time out for snow sports, you might not be insured unless your policy specifically includes sporting injuries.

As a general rule, most insurers cover low risk and casual sporting activities such as banana boats and sometimes bungee jumping but for anything more involved, you usually have to upgrade. However, it's fairly easy to do this even if you bought your insurance online.

If you travel frequently you may have taken out an annual policy. This can be a very cost-effective way of getting holiday insurance and means you don't have to worry about your cover every time you plan a trip.

Holiday insurance USA visitor cover often means upgrading your existing annual policy but most providers will be happy to do this if you decide you want to travel further afield than you originally planned.

It's easy to get the most comprehensive cover for the lowest price if you take the above three points into account. Never be tempted to travel without insurance as it only takes a small mishap for you to be left facing a bill for thousands of pounds...a longer lasting reminder of your holiday that you won't want to have.

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Why Travel Insurance Is a MUST!

If you've booked a holiday but don't have travel insurance, you need to get it sorted right away.

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