This is a list of all travel insurance companies that offer cover in the USA.
You can visit each insurer's website to view policy details and get quotes. How our site works.
Virgin Travel Insurance
Maximum Travel Cover
Medical: Unlimited, Cancellation: £7,500
Cover Options
Airline Failure, Baggage, Pre-Existing Medical Conditions & Cancellation
Maximum Single Trip Cover
365 days
Maximum Annual Cover
90 days per trip
Kids are covered free, up to 3 kids under 18 per insured adult and Virgin include lots of extras as standard - like cover for over 40 adventure activities and winter sports cover included automatically in annual policies.
CoverForYou Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Single Trip Cover
365 days
Maximum Annual Cover
62 days per trip
Special offer: free zero excess on all policies. Exclusive money.co.uk 10% Discount. Over 1 million travellers covered. Over 8,000 Positive Reviews in 2014. Up to £3,000 gadget cover. T&Cs apply.
JustTravelCover.com Travel Insurance
0800 9882843
Maximum Travel Cover
Medical: £10,000,000
Cover Options
Pre-Existing Medical Conditions
Maximum Single Trip Cover
365 days
Maximum Annual Cover
93 days per trip
No Age Limit travel insurance. Cover available for pre-existing medical conditions. Quickly compare a range of insurers on one website. Use Voucher code: MONEY10 to receive an exclusive money.co.uk additional 10% discount.
Staysure.co.uk Travel Insurance
0800 652 8161
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Single Trip Cover
104 days
Maximum Annual Cover
100 days per trip & 183 per year
Get 5% off all Travel Insurance covers with the code M5OFF. Terms & Conditions apply. Available until 31/12/2015.
Flexicover Travel Insurance
0800 954 8850
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £2,500
Cover Options
Airline Failure, Baggage, Pre-Existing Medical Conditions & Cancellation
Maximum Single Trip Cover
31 days
Maximum Annual Cover
31 days per trip
Purchase any Flexicover policy online, get 10% discount with code "MY10" and an automatic chance to win a prize worth up to £1,000. money.co.uk exclusive products.
Sainsbury's Bank Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage, Pre-Existing Medical Conditions & Cancellation
Maximum Single Trip Cover
59 days
Maximum Annual Cover
60 days per trip
25% discount for Nectar customers online. Choose from Annual Cover or Single Trip policies.
Discount doesn't apply to part of premium paid to cover pre-existing medical conditions.
AA Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Single Trip Cover
185 days
Maximum Annual Cover
45 days per trip
Great cover from the brand you can trust. Online discounts and discounts for couples and families available.
LV= Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage, Pre-Existing Medical Conditions & Cancellation
Maximum Single Trip Cover
366 days
Maximum Annual Cover
90 days per trip
10% online discount, choose from LV= Essential or 5 star Defaqto rated Premier cover. Cruise cover automatically included on annual policies. Plus a range of additional extras to give you cover for your baggage and cover for winter sports.
Spectrum Travel Insurance
Maximum Travel Cover
Medical: £25,000,000, Cancellation: £10,000
Cover Options
Airline Failure, Baggage, Pre-Existing Medical Conditions & Cancellation
Maximum Single Trip Cover
100 days
Maximum Annual Cover
100 days per trip
Purchase any Spectrum policy online and get a money.co.uk exclusive 10% discount and an automatic chance to win a prize worth up to £1,000.
Saga Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £10,000
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Single Trip Cover
120 days
Maximum Annual Cover
90 days per trip & 120 per year
Aviva Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Baggage & Cancellation
Maximum Single Trip Cover
120 days
Maximum Annual Cover
90 days per trip
You could save up to 20% when you buy online - 32% of customers are expected to receive the maximum saving. Emergency Medical expenses to £10m, lost passport to £750, lost money to £500, legal expenses to £50,000, trip cancellation to £5,000. T&Cs apply.
Discount does not apply to optional covers.
Alpha Travel Insurance Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £1,500
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Single Trip Cover
364 days
Maximum Annual Cover
31 days per trip
Rated 5/5 Stars by our customers on Trustpilot – Choose your own policy excess. Kids go free, plus discounts for couples.
goodtogoinsurance.com Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage, Pre-Existing Medical Conditions & Cancellation
Maximum Single Trip Cover
94 days
Maximum Annual Cover
31 days per trip
Specialist cover for travellers with medical conditions – at a fair price. No age limits.
Columbus Travel Insurance
Maximum Travel Cover
Medical: £15,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage, Pre-Existing Medical Conditions & Cancellation
Maximum Single Trip Cover
365 days
Maximum Annual Cover
60 days per trip
Free kids cover on annual policies.
MORE TH>N Travel Insurance
Maximum Travel Cover
Medical: £20,000,000, Cancellation: £7,500
Cover Options
Airline Failure, Baggage, Pre-Existing Medical Conditions & Cancellation
Maximum Single Trip Cover
94 days
Maximum Annual Cover
62 days per trip
Up to 6 Kids under 18 go free on a Family Policy. Some existing medical conditions are chargeable. Above cover levels based on Diamond Policy. T&Cs apply.
Leisure Guard Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Single Trip Cover
548 days
Maximum Annual Cover
93 days per trip & 183 per year
Cruise cover included on all policies for no additional premium. Competitive rates for Over 65s starting at £47.40. 4 Star Defaqto Rated.
Insure For Travel Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Pre-Existing Medical Conditions
Maximum Single Trip Cover
122 days
Maximum Annual Cover
45 days per trip
Cruise cover included on all policies at no extra cost. Cover available for pre-existing medical conditions & reduced couple rates to age 74
American Express Travel Insurance
Maximum Travel Cover
Medical: £15,000,000, Cancellation: £12,500
Cover Options
Airline Failure, Baggage & Cancellation
Maximum Single Trip Cover
93 days
Maximum Annual Cover
120 days per trip & 240 per year
20% online discount. £50 excess on Travel Insurance policies. Online medical screening available.
Go Walkabout Travel Insurance Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage, Pre-Existing Medical Conditions & Cancellation
Maximum Single Trip Cover
558 days
Maximum Annual Cover
31 days per trip
Debenhams Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Baggage & Cancellation
Maximum Single Trip Cover
365 days
Maximum Annual Cover
31 days per trip
Get a free £5 Debenhams gift card when you buy travel insurance. Over 40 adventure sports covered, unlimited cover for overseas medical expenses, plus kids go free. Terms and conditions apply.

We provide an independent comparison service free of charge but we may receive a commission from some of the companies we refer you to. These are indicated with purple buttons.

3 Simple Steps to the Best Travel Insurance for USA Holidays

Travelling across the pond to the other side of the Atlantic can make a magnificent holiday, whether it's to take in a show on Broadway, enjoy the glamour of Vegas or chill out on the beaches of California.

However, although the US is often considered to be very similar to the UK, the health system is very different. And the potential costs of getting medical treatment, let alone the other risks such as losing luggage or cancelled flights, mean USA holiday insurance is an absolute necessity.

The good news is that it is possible to get cheap travel insurance to USA without compromising on quality.

We take a look at how to find the best travel insurance when going to the USA from UK in these three simple steps.

Compare US cover options

When you are booking your holiday, it's very easy to take out travel insurance for America at the same time.

However, whilst that might be a convenient option, it's never been simpler to compare travel insurance to the USA and this is the way you are likely to find the best USA travel insurance.

Cheap travel insurance to America is bound to be one of your priorities but it's important to look at the quality of the cover too.

When carrying out a travel insurance to USA comparison, make sure you look at what's included in the price. As well as medical treatment, cancelled flights, dental treatment, delays, volcanic ash and terrorism can all be included but won't be covered by everyone.

Taking out cheap holiday insurance for America might seem like a great money-saving idea but if you end up not being able to claim, you could well regret not having more inclusive cover.

Consider your gadgets

If the notion of taking a trip without your iPhone or tablet fills you with dread, you need to make sure that all of your beloved electronic gadgets are adequately covered whilst you are away.

Not all insurers cover items such as laptops, tablet PCs or mobile phones so you will need to check the fine print before signing on the dotted line.

If you find cheap American travel insurance but it doesn't include cover for your toys, you could consider taking out separate gadget insurance as well.

You will need to compare travel insurance for America to see whether this works out cheaper than taking out a single more comprehensive policy.

Does the travel cover suit your plans?

To get the best holiday insurance for USA, it's a good idea to think about how often you might travel and also what you plan on doing once you get there.

For travel insurance USA and Canada often come grouped together so if you plan on crossing the border during your stay the chances are you will be covered. However, if you plan on taking some time out for snow sports, you might not be insured unless your policy specifically includes sporting injuries.

As a general rule, most insurers cover low risk and casual sporting activities such as banana boats and sometimes bungee jumping but for anything more involved, you usually have to upgrade. However, it's fairly easy to do this even if you bought your insurance online.

If you travel frequently you may have taken out an annual policy. This can be a very cost-effective way of getting holiday insurance and means you don't have to worry about your cover every time you plan a trip.

Holiday insurance USA visitor cover often means upgrading your existing annual policy but most providers will be happy to do this if you decide you want to travel further afield than you originally planned.

It's easy to get the most comprehensive cover for the lowest price if you take the above three points into account. Never be tempted to travel without insurance as it only takes a small mishap for you to be left facing a bill for thousands of pounds...a longer lasting reminder of your holiday that you won't want to have.

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