Just because you can collect a free bus pass doesn't mean you should have to retire your passport; in fact you will now have more time than ever to enjoy travelling!
However, that means that you will need to track down the best travel insurance for OAPs as you won't want to risk being stranded overseas if the worst happens.
But let's be honest, insurance isn't something to get excited about and finding cheap travel insurance for pensioners which doesn't compromise on quality is really what you want.
We take a look at some of the secrets to finding cheap holiday insurance for pensioners that doesn't leave you high and dry when you need it the most.
Shop around for elderly travel insurance
When you book your holiday you might be tempted to take out insurance at the same time, especially if they offer reasonable travel insurance for the elderly.
However, you may be better off if you take some time to look around and compare travel insurance for pensioners, rather than taking out a policy on the spot.
Whether you are over 65, over 70 or even over 80 there are plenty of travel insurers willing to offer cover so you don't have to simply accept the first quote you get.
Pay only for the insurance you need
If you are looking to find the cheapest travel insurance for pensioners, one way to slice the price is by making sure that your policy doesn't include unnecessary cover.
For example, do you have worldwide insurance when you only plan on visiting Europe? Or perhaps sports cover is included; by opting to remove this you could find the premium drops. Check what your insurance covers; you could well be paying for extras you won't ever need.
One size insurance policy doesn't fit all
Just because you qualify for travel insurance with a certain provider doesn't mean that they are offering you the best type of cover.
Just ticking a box to add insurance to your holiday can seem like the easiest option but you might find that you aren't covered quite as comprehensively as you thought.
For example, travel insurance for pensioners with health problems often requires a specialist provider. Mainstream providers often just exclude existing medical conditions which means you could be left to pick up the bill if you fall ill overseas.
You might even want to consider taking out annual travel insurance for pensioners if you take more frequent holidays or trips. It doesn't only work out cheaper but saves the hassle of arranging insurance each time you want to go overseas.
Supplement your travel insurance
Travel insurance is an essential wherever you are holidaying but if you are staying in Europe, it's a good idea to get an EHIC too.
The European Health Insurance Card – known as EHIC for short – is a document which proves you are a UK national and entitles you to receive free or subsidised medical treatment in EU member countries plus Switzerland.
There may be times when you don't need to claim on your pensioner travel insurance, particularly if you only have a minor injury or illness.
An EHIC will allow you to get the treatment you need as if you were a national of the country you are staying in. It is also useful even if you do want to claim on your cover as the EHIC can cut through red tape and make the whole process much quicker. Some travel insurers will require you to have a valid EHIC before you travel before they will offer cover.
An EHIC can't ever replace travel insurance as there's many things it doesn't cover but it can certainly help speed things up if the worst happens.