Sharing a holiday with someone special can be very romantic and relaxing, but to make sure you can enjoy your journey worry free you'll need a joint travel insurance policy up to the task.

Here's how to find the cheapest travel insurance for couples that offers the financial protection you need.

Will they offer you cover?

Travel insurers will only offer you joint travel insurance if you both meet their insurance criteria and restrictions.

Where are you going?

Where you plan to visit on your travels will have a big impact on the type of joint policy travel insurance you'll need.

For example if you plan to traverse the Sahara, navigate the Amazon rainforest before taking in the sites of Tokyo city you'll need to look for worldwide couple travel insurance to ensure you're protected on each trip.

If your travel plans are based closer to home then opting for a European or UK policy may be the cheapest way to buy travel insurance for two people.

How long will you be away?

Most travel insurance policies will set a limit to how long you be out of the country in one trip.

If you plan to be away from the UK for several weeks you will need to check the maximum trip duration of each policy to ensure they will offer you cover for the duration of your holiday and exclude those that won't from your comparison.

Check age restrictions

This means that you will both need to be within their age limits to qualify for cover - most insurers offer joint travel insurance policies where both parties are aged under 65, some accept applicants up to 80 years+.

Check each travel insurance policy carefully and exclude those who won't cover you and your partner before you begin looking for the best price.

Declare medical conditions

If you, or your partner, have any existing medical conditions you should declare these upfront when you get a quote, fail to do so and your joint travel insurance policy may not cover you should you need to make a claim.

Some of the cheapest travel insurance for couples will not cover existing conditions, so double check this before you apply to make sure you're not caught out.

What travel insurance benefits do you need?

There are many different travel insurance features available with each policy, you need to decide which ones you need and which you can manage without.

For example, if you're hitting the slopes Winter Sports cover will be an essential addition to your policy but unnecessary if you plan on spending your holiday soaking up the sun on a beach.

Lost luggage and cash cover will offer financial protection should you or your partner's belongings go missing on your trip.

This needs to be sufficient to replace all your belongings you take with you - you must also check whether you items will be covered during transit as well as at your destination.

Find the best price

Now that you have set out exactly what you need from your couples' travel insurance policies you can start to look for cheap couples holiday insurance quotes from the policies you know meet your needs.

Use our couples travel insurance comparison table to compare policies side by side and get quotes directly from each provider.