Online DiscountMax Trip DurationMedical ExpensesCover 
EuropeWorldwide Incl. USAWorldwide Excl. USAWinter Sports
Flexicover
Travel Insurance
up to
10%
31
days
£10,000,000
Tel 0800 954 8850 0800 954 8850
Purchase any Flexicover policy online, get 10% discount with code "MY10" and an automatic chance to win a prize worth up to £1,000. money.co.uk exclusive products.
CoverForYou
Travel Insurance
0%
up to
548
days
up to
£20,000,000
Over half a million travellers covered in the last year. 5 Star Cover with 97% satisfaction [source: feefo].
JustTravelCover.com
 
Travel Insurance
10%
up to
365
days
£10,000,000
Tel 0800 9882843 0800 9882843
No Age Limit travel insurance. Cover available for pre-existing medical conditions. Quickly compare a range of insurers on one website. Use Voucher code: MONEY10 to receive an exclusive money.co.uk additional 10% discount.
Spectrum
Travel Insurance
10%
up to
547
days
up to
£25,000,000
Purchase any Spectrum policy online and get a money.co.uk exclusive 10% discount and an automatic chance to win a prize worth up to £1,000.
Staysure.co.uk
Travel Insurance
0%
up to
550
days
up to
£10,000,000
Tel 0800 652 8161 0800 652 8161
High quality cheap travel insurance designed specifically to meet the requirements of the more mature traveller - 50+.
Barclays
Travel Insurance
20%
up to
365
days
up to
£10,000,000
20% Online Discount. T&Cs and exclusions apply.
Columbus
Travel Insurance
0%
up to
365
days
up to
£15,000,000
FREE kids cover on annual policies.
TopDog
Travel Insurance
10%
up to
548
days
up to
£25,000,000
Purchase any TopDog policy online and get a Money.co.uk exclusive 10% discount and an automatic chance to win a prize worth up to £1,000!
Alpha Travel Insurance
 
Travel Insurance
15%
up to
364
days
£10,000,000
goodtogoinsurance.com
 
Travel Insurance
0%
up to
94
days
£10,000,000
Specialist cover for travellers with medical conditions - at a fair price. No age limits.
Explorer Travel Insurance
 
Travel Insurance
10%
up to
365
days
up to
£10,000,000
Choose from Single Trip, Annual, Cruise, Winter Sports, Backpacker and specialist Over 65's & Medical Conditions Travel Insurance.
LV=
Travel Insurance
10%
up to
366
days
£10,000,000
Get a 15% discount on our travel insurance when you buy a new policy online.
Virgin
Travel Insurance
0%
up to
548
days
up to
Unlimited
Kids are covered free, up to 3 kids under 18 per insured adult and they include lots of extras as standard - like cover for over 40 adventure activities and winter sports cover included automatically in annual policies.
Go Walkabout Travel Insurance
 
Travel Insurance
0%
31
days
£10,000,000
Saga
Travel Insurance
10%
90
days
£10,000,000
Aviva
Travel Insurance
20%
up to
120
days
£10,000,000
Travel insurance direct from Aviva - save up to 20% when you buy online (Minimum price applies).
Coverwise
Travel Insurance
0%
up to
90
days
up to
£20,000,000
insurefor.com
Travel Insurance
0%
up to
365
days
up to
£10,000,000
Get 13% Discount when using the code money13. T&c's apply. Offer ends 30/09/2014
Debenhams
Travel Insurance
0%
up to
365
days
up to
£10,000,000
Get a free £5 Debenhams gift card when you buy travel insurance. Over 40 adventure sports covered, unlimited cover for overseas medical expenses, plus kids go free! Terms and conditions apply.
Sainsbury's Bank
 
Travel Insurance
30%
up to
60
days
up to
£10,000,000
30% online discount on Sainsbury's annual travel insurance and 20% off single trip policies. Additional online discount exclusive to Nectar customers gives you 35% off your annual policy and 25% off your single trip policy.
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Why You Need Ski Insurance Before Hitting the Slopes

by NickC from money.co.uk

If you're off to the ski resorts this year and want to stay safe on the slopes then ski season insurance is a must that you won't want to be without. Here's how you can find the best skiing insurance deals.

Skiing

Few things are as thrilling as flying down the ski slopes dotted around the French, Swiss or Italian Alps, but before you strap on your skis you'll need to make sure you're covered by ski insurance cover.

Why is skiing different from other holidays?

When you search for travel insurance, you'll spot that winter sports cover is often only available as an added extra and not automatically included in standard holiday cover policies.

This is because insurers see skiing as much riskier than spending a week on the beach, due to the temperamental nature of slopes (if conditions are bad and skiing is called off, they may have to pay for cancellation claims) and the dangers associated with the sport.

This makes ski insurance more expensive but also even more essential to ensure you can enjoy the slopes without worrying about being adequately protected.

Check what's included with ski season insurance

To find the best and most affordable deal it's worth making a detailed ski insurance comparison.

For starters many insurers offer discounts if you buy their deals online as an added incentive - you can see which ones do by using our comparison table.

When you compare cheap ski travel insurance policies there are a number of factors to think about before settling on one, like how long you'll need to be covered for, how much money is offered to cover medical expenses and where the cover extends to (Europe, worldwide with USA or worldwide excluding USA).

If you're looking to family ski insurance you'll need to make sure it covers every member of your family, check if there are minimum age limits and whether the policy extends to grandparents, aunts and uncles as well as your nuclear family.

Other features that make ski season insurance indispensable that you'll need to check include:

  • Is your equipment covered against being stolen, damaged or lost?
  • Is hired winter sports equipment covered?
  • Can you get help covering accommodation / travel costs if your trip is impacted by an avalanche?
  • Can you claim if the piste is closed and you're unable to ski?
  • If you ski off piste will your still be covered? Or do you need separate cheap off piste ski insurance?

For more information, read our Winter sports travel insurance guide.

Number of winter sports days included

If you're likely to take more than one trip over the course of a year, including a skiing holiday, then it makes sense to consider annual multi trip insurance.

This not only includes an annual ski insurance allowance (the number of days offered as standard will vary between companies, so make sure you check you've got enough days' cover) but is also likely to be cheaper than buying two or more policies during the year.

If you find that you need cover for a longer period (months rather than weeks) then you should get quotes for single trip ski insurance cover from a number of different companies.

This will not only single out the ones that offer the number of days you need, but also let you see which is the most affordable (while providing the amount of cover you need).

Ski insurance cover for older skiers

Options are more limited for older skiers, as some insurance companies won't provide skiing insurance for anyone more than 65 years of age.

This isn't to say that none will, as some offer insurance to skiers up to 75, while others have specific over 65s insurance options that include winter and adventure sports cover, so it pays to get quotes from a number of insurance companies to see which ones provide it.

To learn more about getting cover skiing cover if you're finding it tricky due to age, you may find our guide How to compare travel insurance for over 75s useful.

Compare ski insurance quotes

Once you've settled on the type of cover you need for your skiing holiday you can start the search for the best price.

Make sure you only compare ski insurance policies that offer the cover you want, with an excess you're happy to pay to ensure you end up with the right cover for the cheapest possible price.