This is a list of all travel insurance companies that offer winter sports cover.
You can visit each insurer's website to view policy details and get quotes. How our site works.
Virgin Travel Insurance
Maximum Travel Cover
Medical: Unlimited, Cancellation: £7,500
Maximum Equipment Cover
Personal: £1,500 & Hired: £750
Cover Options
Airline Failure, Baggage, Pre-Existing Medical Conditions & Cancellation
Winter Sports Maximum Age
75 years
Kids are covered free, up to 3 kids under 18 per insured adult and Virgin include lots of extras as standard - like cover for over 40 adventure activities and winter sports cover included automatically in annual policies.
CoverForYou Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Maximum Equipment Cover
Personal: £1,000 & Hired: £400
Cover Options
Airline Failure, Baggage & Cancellation
Winter Sports Maximum Age
65 years
Special offer: free zero excess on all policies. Exclusive money.co.uk 10% Discount. Over 1 million travellers covered. Over 8,000 Positive Reviews in 2014. Up to £3,000 gadget cover. T&Cs apply.
JustTravelCover.com Travel Insurance
0800 9882843
Maximum Travel Cover
Medical: £10,000,000
Maximum Equipment Cover
-
Cover Options
Pre-Existing Medical Conditions
Winter Sports Maximum Age
-
No Age Limit travel insurance. Cover available for pre-existing medical conditions. Quickly compare a range of insurers on one website. Use Voucher code: MONEY10 to receive an exclusive money.co.uk additional 10% discount.
Staysure.co.uk Travel Insurance
0800 652 8161
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Maximum Equipment Cover
Personal: £500 & Hired: £500
Cover Options
Airline Failure, Baggage & Cancellation
Winter Sports Maximum Age
70 years
Get 5% off all Travel Insurance covers with the code M5OFF. Terms & Conditions apply. Available until 31/12/2015.
Flexicover Travel Insurance
0800 954 8850
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £2,500
Maximum Equipment Cover
Personal: £500 & Hired: £250
Cover Options
Airline Failure, Baggage, Pre-Existing Medical Conditions & Cancellation
Winter Sports Maximum Age
65 years
Purchase any Flexicover policy online, get 10% discount with code "MY10" and an automatic chance to win a prize worth up to £1,000. money.co.uk exclusive products.
Sainsbury's Bank Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Maximum Equipment Cover
Personal: £500 & Hired: £100
Cover Options
Airline Failure, Baggage, Pre-Existing Medical Conditions & Cancellation
Winter Sports Maximum Age
65 years
25% discount for Nectar customers online. Choose from Annual Cover or Single Trip policies.
Discount doesn't apply to part of premium paid to cover pre-existing medical conditions.
AA Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Maximum Equipment Cover
Personal: £500 & Hired: £250
Cover Options
Airline Failure, Baggage & Cancellation
Winter Sports Maximum Age
Unlimited
Great cover from the brand you can trust. Online discounts and discounts for couples and families available.
LV= Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Maximum Equipment Cover
Personal: £3,000 & Hired: £3,000
Cover Options
Airline Failure, Baggage, Pre-Existing Medical Conditions & Cancellation
Winter Sports Maximum Age
Unlimited
10% online discount, choose from LV= Essential or 5 star Defaqto rated Premier cover. Cruise cover automatically included on annual policies. Plus a range of additional extras to give you cover for your baggage and cover for winter sports.
Spectrum Travel Insurance
Maximum Travel Cover
Medical: £25,000,000, Cancellation: £10,000
Maximum Equipment Cover
Personal: £1,200 & Hired: £600
Cover Options
Airline Failure, Baggage, Pre-Existing Medical Conditions & Cancellation
Winter Sports Maximum Age
65 years
Purchase any Spectrum policy online and get a money.co.uk exclusive 10% discount and an automatic chance to win a prize worth up to £1,000.
Saga Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £10,000
Maximum Equipment Cover
Personal: £750 & Hired: £550
Cover Options
Airline Failure, Baggage & Cancellation
Winter Sports Maximum Age
Unlimited
Aviva Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Maximum Equipment Cover
Personal: £500 & Hired: £400
Cover Options
Baggage & Cancellation
Winter Sports Maximum Age
79 years
You could save up to 20% when you buy online - 32% of customers are expected to receive the maximum saving. Emergency Medical expenses to £10m, lost passport to £750, lost money to £500, legal expenses to £50,000, trip cancellation to £5,000. T&Cs apply.
Discount does not apply to optional covers.
Alpha Travel Insurance Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £1,500
Maximum Equipment Cover
Personal: £500 & Hired: £200
Cover Options
Airline Failure, Baggage & Cancellation
Winter Sports Maximum Age
79 years
Rated 5/5 Stars by our customers on Trustpilot – Choose your own policy excess. Kids go free, plus discounts for couples.
goodtogoinsurance.com Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Maximum Equipment Cover
Personal: £500 & Hired: £250
Cover Options
Airline Failure, Baggage, Pre-Existing Medical Conditions & Cancellation
Winter Sports Maximum Age
Unlimited
Specialist cover for travellers with medical conditions – at a fair price. No age limits.
Columbus Travel Insurance
Maximum Travel Cover
Medical: £15,000,000, Cancellation: £5,000
Maximum Equipment Cover
Personal: £1,000 & Hired: £300
Cover Options
Airline Failure, Baggage, Pre-Existing Medical Conditions & Cancellation
Winter Sports Maximum Age
85 years
Free kids cover on annual policies.
MORE TH>N Travel Insurance
Maximum Travel Cover
Medical: £20,000,000, Cancellation: £7,500
Maximum Equipment Cover
Personal: £1,000 & Hired: £400
Cover Options
Airline Failure, Baggage, Pre-Existing Medical Conditions & Cancellation
Winter Sports Maximum Age
65 years
Up to 6 Kids under 18 go free on a Family Policy. Some existing medical conditions are chargeable. Above cover levels based on Diamond Policy. T&Cs apply.
Leisure Guard Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Maximum Equipment Cover
Personal: £2,000 & Hired: £2,000
Cover Options
Airline Failure, Baggage & Cancellation
Winter Sports Maximum Age
64 years
Cruise cover included on all policies for no additional premium. Competitive rates for Over 65s starting at £47.40. 4 Star Defaqto Rated.
Insure For Travel Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Maximum Equipment Cover
Personal: £500 & Hired: £250
Cover Options
Pre-Existing Medical Conditions
Winter Sports Maximum Age
74 years
Cruise cover included on all policies at no extra cost. Cover available for pre-existing medical conditions & reduced couple rates to age 74
EHIC Plus Travel Insurance
Maximum Travel Cover
Medical: £2,000,000, Cancellation: £5,000
Maximum Equipment Cover
Personal: £500
Cover Options
Airline Failure, Baggage, Pre-Existing Medical Conditions & Cancellation
Winter Sports Maximum Age
69 years
American Express Travel Insurance
Maximum Travel Cover
Medical: £15,000,000, Cancellation: £12,500
Maximum Equipment Cover
Personal: £750 & Hired: £750
Cover Options
Airline Failure, Baggage & Cancellation
Winter Sports Maximum Age
69 years
20% online discount. £50 excess on Travel Insurance policies. Online medical screening available.
Go Walkabout Travel Insurance Travel Insurance
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £3,000
Maximum Equipment Cover
-
Cover Options
Airline Failure, Baggage, Pre-Existing Medical Conditions & Cancellation
Winter Sports Maximum Age
75 years

We provide an independent comparison service free of charge but we may receive a commission from some of the companies we refer you to. These are indicated with purple buttons.

Why you need ski insurance before hitting the slopes

If you're off to the ski resorts this year and want to stay safe on the slopes then ski season insurance is a must that you won't want to be without. Here's how you can find the best skiing insurance deals.

Few things are as thrilling as flying down the ski slopes dotted around the French, Swiss or Italian Alps, but before you strap on your skis you'll need to make sure you're covered by ski insurance cover.

Why is skiing different from other holidays?

When you search for travel insurance, you'll spot that winter sports cover is often only available as an added extra and not automatically included in standard holiday cover policies.

This is because insurers see skiing as much riskier than spending a week on the beach, due to the temperamental nature of slopes (if conditions are bad and skiing is called off, they may have to pay for cancellation claims) and the dangers associated with the sport.

This makes ski insurance more expensive but also even more essential to ensure you can enjoy the slopes without worrying about being adequately protected.

Check what's included with ski season insurance

To find the best and most affordable deal it's worth making a detailed ski insurance comparison.

For starters many insurers offer discounts if you buy their deals online as an added incentive - you can see which ones do by using our comparison table.

When you compare cheap ski travel insurance policies there are a number of factors to think about before settling on one, like how long you'll need to be covered for, how much money is offered to cover medical expenses and where the cover extends to (Europe, worldwide with USA or worldwide excluding USA).

If you're looking to family ski insurance you'll need to make sure it covers every member of your family, check if there are minimum age limits and whether the policy extends to grandparents, aunts and uncles as well as your nuclear family.

Other features that make ski season insurance indispensable that you'll need to check include:

  • Is your equipment covered against being stolen, damaged or lost?
  • Is hired winter sports equipment covered?
  • Can you get help covering accommodation / travel costs if your trip is impacted by an avalanche?
  • Can you claim if the piste is closed and you're unable to ski?
  • If you ski off piste will your still be covered? Or do you need separate cheap off piste ski insurance?

For more information, read our Winter sports travel insurance guide.

Number of winter sports days included

If you're likely to take more than one trip over the course of a year, including a skiing holiday, then it makes sense to consider annual multi trip insurance.

This not only includes an annual ski insurance allowance (the number of days offered as standard will vary between companies, so make sure you check you've got enough days' cover) but is also likely to be cheaper than buying two or more policies during the year.

If you find that you need cover for a longer period (months rather than weeks) then you should get quotes for single trip ski insurance cover from a number of different companies.

This will not only single out the ones that offer the number of days you need, but also let you see which is the most affordable (while providing the amount of cover you need).

Ski insurance cover for older skiers

Options are more limited for older skiers, as some insurance companies won't provide skiing insurance for anyone more than 65 years of age.

This isn't to say that none will, as some offer insurance to skiers up to 75, while others have specific over 65s insurance options that include winter and adventure sports cover, so it pays to get quotes from a number of insurance companies to see which ones provide it.

To learn more about getting cover skiing cover if you're finding it tricky due to age, you may find our guide How to compare travel insurance for over 75s useful.

Compare ski insurance quotes

Once you've settled on the type of cover you need for your skiing holiday you can start the search for the best price.

Make sure you only compare ski insurance policies that offer the cover you want, with an excess you're happy to pay to ensure you end up with the right cover for the cheapest possible price.

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