Max AgeOnline DiscountMax Trip DurationMedical ExpensesCover 
EuropeWorldwide Incl. USAWorldwide Excl. USAWinter Sports
Flexicover
Travel Insurance
75
years
up to
10%
31
days
£10,000,000
Tel 0800 954 8850 0800 954 8850
Purchase any Flexicover policy online, get 10% discount with code "MY10" and an automatic chance to win a prize worth up to £1,000. money.co.uk exclusive products.
CoverForYou
Travel Insurance
75
years
0%
up to
365
days
up to
£20,000,000
Over half a million travellers covered in the last year. 5 Star Cover with 97% satisfaction [source: feefo].
JustTravelCover.com
 
Travel Insurance
Unlimited10%
up to
365
days
£10,000,000
Tel 0800 9882843 0800 9882843
No Age Limit travel insurance. Cover available for pre-existing medical conditions. Quickly compare a range of insurers on one website. Use Voucher code: MONEY10 to receive an exclusive money.co.uk additional 10% discount.
Spectrum
Travel Insurance
up to
85
years
10%
up to
547
days
up to
£25,000,000
Purchase any Spectrum policy online and get a money.co.uk exclusive 10% discount and an automatic chance to win a prize worth up to £1,000.
Columbus
Travel Insurance
up to
85
years
0%
up to
365
days
up to
£15,000,000
FREE kids cover on annual policies.
Barclays
Travel Insurance
up to
79
years
20%
up to
60
days
up to
£10,000,000
20% Online Discount. T&Cs and exclusions apply.
Staysure.co.uk
Travel Insurance
up to
85
years
0%
up to
550
days
up to
£10,000,000
Tel 0800 652 8161 0800 652 8161
High quality cheap travel insurance designed specifically to meet the requirements of the more mature traveller - 50+.
TopDog
Travel Insurance
up to
85
years
10%
up to
548
days
up to
£25,000,000
Purchase any TopDog policy online and get a Money.co.uk exclusive 10% discount and an automatic chance to win a prize worth up to £1,000!
Alpha Travel Insurance
 
Travel Insurance
up to
115
years
15%
up to
744
days
£10,000,000
goodtogoinsurance.com
 
Travel Insurance
Unlimited0%
up to
94
days
£10,000,000
Specialist cover for travellers with medical conditions - at a fair price. No age limits.
Explorer Travel Insurance
 
Travel Insurance
up to
Unlimited
10%
up to
365
days
up to
£10,000,000
Choose from Single Trip, Annual, Cruise, Winter Sports, Backpacker and specialist Over 65's & Medical Conditions Travel Insurance.
LV=
Travel Insurance
up to
Unlimited
10%
up to
366
days
£10,000,000
Get a 15% discount on our travel insurance when you buy a new policy online.
Virgin
Travel Insurance
75
years
0%
up to
365
days
up to
Unlimited
Kids are covered free, up to 3 kids under 18 per insured adult and they include lots of extras as standard - like cover for over 40 adventure activities and winter sports cover included automatically in annual policies.
Go Walkabout Travel Insurance
 
Travel Insurance
up to
85
years
0%
up to
558
days
up to
£10,000,000
Saga
Travel Insurance
Unlimited10%
90
days
£10,000,000
Aviva
Travel Insurance
up to
79
years
20%
up to
120
days
£10,000,000
Travel insurance direct from Aviva - save up to 20% when you buy online (Minimum price applies).
Post Office
Travel Insurance
up to
Unlimited
up to
10%
up to
365
days
up to
£10,000,000
Post Office Travel Insurance - buy the cover to suit you today. Post Office Travel Insurance is underwritten by AXA Insurance UK Plc.
Coverwise
Travel Insurance
up to
75
years
0%
up to
90
days
up to
£20,000,000
insurefor.com
Travel Insurance
up to
74
years
up to
13%
up to
365
days
up to
£10,000,000
Get 13% Discount when using the code money13. T&c's apply. Offer ends 30/09/2014
Debenhams
Travel Insurance
up to
84
years
0%
up to
365
days
up to
£10,000,000
Get a free £5 Debenhams gift card when you buy travel insurance. Over 40 adventure sports covered, unlimited cover for overseas medical expenses, plus kids go free! Terms and conditions apply.
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How to Find the Best Over 50 Travel Insurance

by DaisyLill

If you are 50 years young, you may well be eying up all of the countries you want to visit and the things you want to try.

Older Couple Laughing

In your 20s, 30s and 40s, it can be difficult to get away, with work pressures and the possibility of younger children still living at home. But as you grow older, it's easier to enjoy your independence and you're certainly still young enough to have a whale of a time!

However, before you clip yourself into that bungee cord Down Under, take a moment to think about finding over 50s travel insurance. The chances are that you will never need it but if you do, you'll be glad you took the time to find the best 50 plus travel insurance.

Call in the experts

As a 50-something, you could still take out a standard travel insurance policy without having to revert to a specialist provider.

However, the facts are that as the years pass, there is a greater chance that you will fall ill or have an accident whilst you are away. Some insurers have rather rigid rates for older customers as they are cautious about offering cover where they think the risk is higher.

By considering a holiday insurance over 50 specific plan, you could find that you get far more competitive rates for the same level of cover.

When you compare travel insurance over 50 quotes, don't rule out standard providers but make sure you check what's included in the cost.

Medical conditions

Even if you feel in tip top condition now, you may well have experienced some illnesses in your past or you might be taking medication to control a condition such as high blood pressure.

Whilst this shouldn't stop you travelling - providing your doctor gives you the all-clear of course! - you could find that these conditions are excluded from your cover.

What this means is that the very thing which could be the most likely to make you ill will not be covered! This could mean you end up facing a medical bill for thousands and thousands of pounds if the worst happens.

As an alternative you could take out travel insurance for over 50s with pre existing medical conditions.

If you are considering travel insurance over 50 with medical conditions included, you will have to complete a far more in-depth application and provide information relating to your medical history. Don't be tempted to withhold any details or tell a few fibs because if you need to claim and the insurer finds out you haven't been entirely honest, they won't pay up.

Spreading your wings

If you suspect you might be taking more frequent holidays and trips, you might want to consider annual travel insurance for over 50 year olds. It might not only work out cheaper, but you will be covered from the moment you book the trip and you won't have to sort out insurance each time you travel.

Of course, everyone's situation is different but if you compare travel insurance over 50 and take a look at both single trips and annual cover, you'll be able to see which one works out the most cost-effective.

If you are looking to keep costs low and find cheap over 50s holiday insurance, make sure that you de-select any unnecessary add-ons - such as winter sports for example - as this will help to reduce the premium.

Another key to cheap travel insurance for over 55s is making sure you don't waste money on cover you already have elsewhere. If your baggage is already protected by your home insurance policy, then you don't necessarily need to pay double by getting your travel insurance to cover you suitcase and its contents.

The same applies to valuables like jewellery and gadgets like phones and laptops if you already have a gadget insurance policy in place.

However, don't be tempted to skimp on essentials such as personal liability, medical costs and cancellation cover; this can be a false economy if things go wrong. Another common mistake is to increase the excess to lower the cost; it's a great idea, but you have to be able to afford to pay the excess otherwise the insurance is pointless.

If you carry out an over 50 holiday insurance comparison, you will be able to specify the features you want and compare the relative costs to find a provider who is offering the best deal.