Online DiscountMax Trip DurationMedical ExpensesCover 
EuropeWorldwide Incl. USAWorldwide Excl. USAWinter Sports
Go Walkabout Travel Insurance
 
Travel Insurance
0%
31
days
£10,000,000
Coverwise
Travel Insurance
0%
up to
90
days
up to
£20,000,000
American Express
 
Travel Insurance
20%
730
days
£10,000,000
5% online discount. £50 excess on Travel Insurance policies. Online medical screening available.
1Stop
Travel Insurance
0%
up to
365
days
£10,000,000
Insure For You
Travel Insurance
0%
up to
122
days
£5,000,000
Insure For Travel
 
Travel Insurance
0%
45
days
£5,000,000
Cheaptravelinsurance.com
 
Travel Insurance
0%
up to
45
days
£10,000,000
Able2Travel
Travel Insurance
---
up to
45
days
up to
£10,000,000
ACE
Travel Insurance
10%
30
days
Unlimited
Bennett Gould & Partners Ltd.
 
Travel Insurance
0%
up to
183
days
£5,000,000
Citi
Travel Insurance
---
30
days
£2,000,000
Compass Underwriting
 
Travel Insurance
---
up to
450
days
£10,000,000
Cover-More
Travel Insurance
0%
up to
365
days
up to
£15,000,000
DogTag
Travel Insurance
0%
up to
548
days
up to
£10,000,000
ETA
Travel Insurance
0%
up to
87
days
up to
£10,000,000
Globelink International
 
Travel Insurance
0%
up to
548
days
up to
£100,000,000
Golfguard
Travel Insurance
0%
up to
93
days
£10,000,000
Intasure
Travel Insurance
0%
up to
180
days
£5,000,000
Lifesure Group
Travel Insurance
0%
42
days
£10,000,000
Navigator
Travel Insurance
0%
up to
456
days
up to
£10,000,000
 Next Page  >

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Off Piste Ski Insurance: Is it Worth Paying Extra For?

by DominicJ from money.co.uk

If you're bored skiing prepared slopes or fancy a new challenge, going off piste can be tempting. Off piste ski insurance offers the cover you need to take that extra adrenaline journey, here's what to look out for.

Skiing

What is Off Piste Skiing?

If you go piste skiing it means that you are skiing down slopes that are maintained and designed for your fun and safety.

Off piste skiing is when you choose to ski down slopes or areas that are not maintained or prepared for commercial skiing. You may have seen the famous ski chase in James Bond's The Spy Who Loved me, well, 007 would have needed the best off piste ski insurance to cover him while skiing down that mountain!

Why does off piste skiing cost more?

You will likely pay more for adding off piste ski cover due to the risks involved.

While skiing off piste is thrilling, it's also much riskier than sticking to the professionally maintained ski routes with injuries and accidents much more common.

The extensive rescue facilities required should you have an accident skiing down a slope or mountain that isn't professionally cleared of dangerous obstacles also push up the price.

The injuries you get as a result of off piste skiing are much more severe than on a normal skiing slope. This is because there won't be security and safety measures in place to come to your aide at the time of your accident when you are in the wilderness.

Read the guide 8 Things To Check When You Buy Ski Insurance for more information.

Should you bother with off piste cover?

If you are tempted to avoid off piste ski cover altogether then you need to consider the cost implications if you do need to claim.

If you were to have an accident while off piste skiing then the search and rescue costs would come to a huge amount, plus the medical costs associated with any injuries you have. The overall cost could be enough to cover the cost of off piste ski cover a thousand times over.

Where can you get cover?

When you shop around for off piste skiing insurance you will firstly need to search for travel insurance. The reason for this is that ski insurance is a feature inside a travel insurance policy.

These are the types of travel insurance you should look out for:

European Travel Insurance - If you only want cover in Europe.

Worldwide Travel Insurance - If you want to extend your cover to anywhere in the world.

Winter Sports Travel Insurance - Specialised travel insurance designed for all varieties of winter sports.

When it comes to the cost of your policy make sure that you add the "off piste skiing" feature otherwise you'll find that you are paying for an insurance that won't cover you on your adrenaline trip. You can read the guide If The Worst Happens On Your Skiing Holiday - Will You Be Covered to find out more.

Compare prices

It is easy to forget about adding "off piste ski cover" but without it the cost to you could exceed 1000's.

Once you have decided to take out a travel insurance policy with off piste skiing cover you can search online and compare the cover between several providers to find the best price.

Travel Insurance Comparison