Compare Savings Accounts 2012

Compare the best savings accounts 2012 has to offer side by side using our top savings accounts 2012 comparison and find the best savings account interest rates 2012 can give you in minutes. Whether you're looking for a childrens, regular savings or an instant access account you'll be able to secure high interest here.
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AccountHeadline InterestInterest PaidAccessMin 1st Deposit 
TypeTermRateBalanceWebBranchTel 
Promoted Results
Lloyds TSB
5 Year Fixed Term Deposit
Offshore Term
5
years
(26 May 2017)
4.5%£10,000annually
n/a
n/a
n/a
£10,000
Governor Money
Progressive BS 4 Year Fixed Rate Savings
Fixed Bond
4
years
(13 Jun 2016)
4%£100annually£100
Santander
2 Year Fixed Rate Major ISA
Cash ISA
2
years
(01 Jun 2014)
4%£1annually£1
Plus an additional one-off bonus of 0.10% tax free if Rory McIlroy wins an eligible golf Major*.
Skipton International Limited
 
3 Year International Reserve Bond Issue 1
Offshore Term
3
years
(30 Jun 2015)
4%£10,000choice
n/a
n/a
n/a
£10,000
Lloyds TSB
3 Year Fixed Term Deposit
Offshore Term
3
years
(26 May 2015)
4%£10,000annually
n/a
n/a
n/a
£10,000
Scottish Widows Bank
 
5 Year Fixed Term Deposit
Fixed Bond
5
years
(14 Jun 2017)
4%£10,000choice£10,000
Governor Money
Saffron BS 3 Year Fixed Rate Cash ISA
Cash ISA
3
years
(08 Jun 2015)
3.75%£100annually£100
Governor Money
Saffron BS 3 Year Fixed Rate Savings
Fixed Bond
3
years
(08 Jun 2015)
3.75%£100annually£100
Post Office
3 Year Online Bond Issue 7
Fixed Bond
3
years
3.72%£500choice£500
Post Office
2 Year Online Bond Issue 7
Fixed Bond
2
years
3.63%£500choice£500
Vanquis
3 Year High Yield Bond
Fixed Bond
3
years
3.61%£1,000choice£1,000
Skipton International Limited
 
2 Year International Reserve Bond Issue 5
Offshore Term
2
years
3.6%£10,000choice
n/a
n/a
n/a
£10,000
Lloyds TSB
2 Year Fixed Term Deposit
Offshore Term
2
years
(26 May 2014)
3.55%£10,000annually
n/a
n/a
n/a
£10,000
Scottish Widows Bank
 
3 Year Fixed Term Deposit
Fixed Bond
3
years
(01 Jun 2015)
3.5%£10,000choice£10,000
Governor Money
Progressive BS 2 Year Fixed Rate Savings
Fixed Bond
2
years
(11 Jun 2014)
3.4%£100annually£100
Lloyds TSB
1 Year Fixed Term Deposit
Offshore Term
1
year
(26 May 2013)
3.4%£10,000maturity
n/a
n/a
n/a
£10,000
Cheshire
Direct Cash ISA (Issue 3)
Cash ISA
n/a
3.35%£1,000annually£1,000
Santander
Direct ISA Issue 9
Cash ISA
n/a
3.3%£2,500annually£2,500
Skipton International Limited
 
1 Year International Reserve Bond Issue 8
Offshore Term
1
years
3.3%£10,000choice
n/a
n/a
n/a
£10,000
Post Office
1 Year Online Bond Issue 7
Fixed Bond
1
year
3.27%£500choice£500
Chelsea Building Society
 
3.20% Fixed Rate ISA to 31/05/2013
Cash ISA
1
years
3.2%£100choice£100
Governor Money
Clydesdale Bank 14 Month Fixed Rate Savings
Fixed Bond31 Jul
2013
3.2%£100annually£100
Post Office
Online Saver Issue 5
Instant Access
n/a
3.17%£1choice£1
To open the account you need to hold a UK current account in your name (with a cheque book and direct debit facility).
Nationwide
MySave Online Plus
Easy Access
n/a
3.17%£25,000monthly£1,000
1 free withdrawal each year. Subsequent withdrawals incur loss of interest in that month.
United National Bank
 
10th Anniversary 90 Day Notice Account
Notice
n/a
3.12%£2,000half-yearly£2,000
ING Direct
Savings Account
Easy Access
n/a
3.1%£1monthly£1
3.10% AER* (3.06% gross p.a.) variable including a 2.56% gross p.a. bonus fixed for 12 months, on balances up to £250,000. To apply you must hold a UK current account (with a personal cheque book and Direct Debit facility).
Derbyshire Building Society
 
NetSaver (Issue 3)
Easy Access
n/a
3.06%£1,000annually£1,000
ING Direct
Cash Isa
Cash ISA
n/a
3%£1monthly£1
This account is available to both new and existing savings customers.
To apply you must hold a UK current account (with a personal cheque book and Direct Debit facility). Rate guaranteed for 12 months from account opening.
Cater Allen
1 Year Fixed Term Deposit
Business Term Account
1
year
2.9%£50,000
n/a
n/a
n/a
n/a
£50,000
Virgin
Easy Access Cash E-ISA
Cash ISA
n/a
2.85%£1choice£1
Skipton International Limited
 
International Select 180
Offshore Notice
n/a
2.75%£100,000choice
n/a
n/a
£10,000
Principality Building Society
 
18 Month Business Bond
Business Term Account
18
months
2.7%£10,000
n/a
n/a
n/a
n/a
£10,000
Virgin
Easy Access eSaver Issue 2
Easy Access
n/a
2.6%£1choice£1
Cater Allen
3 Year Fixed Term Deposit
Business Term Account
3
years
2.6%£50,000
n/a
n/a
n/a
n/a
£50,000
Barnsley Building Society
 
Online Saver Account Issue 2
Easy Access
n/a
2.5%£1choice£1
Nationwide
Regular Savings
Regular Saver
n/a
2.5%£1annually£1
This is a regular savings account. To achieve the interest rates shown investors must increase their monthly balance by £500-£1,000 per... more
This a is regular savings account. to achieve the interest rates shown...
Barclays Wealth
Fixed Deposit 1yr Bond
Offshore Term
1
year
2.5%£10,000annually
n/a
n/a
n/a
£10,000
Cater Allen
2 Year Fixed Term Deposit
Business Term Account
2
years
2.5%£50,000
n/a
n/a
n/a
n/a
£50,000
Skipton International Limited
 
International Select 120
Offshore Notice
n/a
2.5%£100,000choice
n/a
n/a
£10,000
Lloyds TSB
International Incentive Saver
Offshore Instant Access
n/a
2.42%£10,000
n/a
n/a
n/a
£10,000
Skipton International Limited
 
International Select 80
Offshore Notice
n/a
2.15%£100,000choice
n/a
n/a
£10,000
Lloyds TSB
International Bonus Saver
Offshore Instant Access
n/a
2.01%£100,000
n/a
n/a
n/a
£5,000
Principality Building Society
 
9 Month Business Bond
Business Term Account
9
months
2%£10,000
n/a
n/a
n/a
n/a
£10,000
Skipton International Limited
 
International Select 40
Offshore Notice
n/a
2%£100,000choice
n/a
n/a
£10,000
Barclays Wealth
Fixed Deposit 6mth Bond
Offshore Term
6
months
1.65%£10,000
6
months
n/a
n/a
n/a
£10,000
Skipton International Limited
 
International Access Plus
Offshore Instant Access
n/a
1.6%£100,000
n/a
n/a
n/a
£10,000
Skipton International Limited
 
International Easy Access
Offshore Instant Access
n/a
1.25%£100,000
n/a
n/a
n/a
£10,000
SVS Securities
FTSE 350 Stocks & Shares ISA
Investment ISA
n/a
n/a
n/a
n/a
n/a
n/a
n/a
£50
Alliance Trust
Stocks & Shares ISA
Investment ISA
n/a
n/a
n/a
n/a
n/a
n/a
n/a
£50
Hargreaves Lansdown
 
HL Vantage Stocks & Shares ISA
Investment ISA
n/a
n/a
n/a
n/a
n/a
n/a
n/a
£50
Virgin
Climate Change ISA
Investment ISA
n/a
n/a
n/a
n/a
n/a
n/a
n/a
£500
Climate Change ISA - An environmental fund with a difference.
Barclays
Investment ISA
Investment ISA
n/a
n/a
n/a
n/a
n/a
n/a
n/a
£3,000
With a broad range of funds( including low cost trackers) and easy selection process, you can now benefit from 0% initial charge on all funds.
Virgin
FTSE Tracker ISA
Investment ISA
n/a
n/a
n/a
n/a
n/a
n/a
n/a
£1
FTSE Tracker ISA helps you benefit from potential overall stock market growth, spreading your risk across 600+ companies.
Legal & General
ISA
Investment ISA
n/a
n/a
n/a
n/a
n/a
n/a
n/a
£50
Selftrade
Self Select ISA
Investment ISA
n/a
n/a
n/a
n/a
n/a
n/a
n/a
£0
Open a Shares ISA and subscribe to or top up £5,000 or more by 31 May 2012 to receive up to a £50 Amazon.co.uk Gift Certificate
Fidelity Worldwide Investment
 
Fidelity ISA
Investment ISA
n/a
n/a
n/a
n/a
n/a
n/a
n/a
£50
Save up to 5% with No Initial Charges on all Fidelity and Select List funds. Plus, get your 2012/13 tax year off to a great start with a chance to win the £11,280 ISA allowance. Visit fidelity.co.uk/competition. Competition closes 31 May 2012.
Standard Life
Stocks & Shares ISA
Investment ISA
n/a
n/a
n/a
n/a
n/a
n/a
n/a
£50
5 expertly managed portfolios with no initial charge or 1800+ funds with discounted initial charges.
Foresters Friendly Society
 
ISA
Investment ISA
n/a
n/a
n/a
n/a
n/a
n/a
n/a
£30
Family Investments
 
Junior ISA
Junior Investment ISA
n/a
n/a
n/a
n/a
n/a
n/a
n/a
£10
Alliance Trust
Alliance Stocks & Shares Junior ISA
Junior Investment ISA
n/a
n/a
n/a
n/a
n/a
n/a
n/a
£50
Scottish Friendly Assurance
 
Scottish Friendly Junior ISA
Junior Investment ISA
n/a
n/a
n/a
n/a
n/a
n/a
n/a
£10
Red Rose Friendly Society
 
Junior ISA
Junior Investment ISA
n/a
n/a
n/a
n/a
n/a
n/a
n/a
£50
Shepherds Friendly Society
 
Shepherds Junior ISA
Junior Investment ISA
n/a
n/a
n/a
n/a
n/a
n/a
n/a
£10
Investec Bank
FTSE 100 Deposit Plan
Varies
3
years
n/a
n/a
maturity
n/a
n/a
n/a
£3,000
This is not a standard bank or building society deposit account, your returns are not guaranteed and are subject to certain conditions
Pays a fixed return of 17.25% provided the FTSE 100 is higher than it's starting value at the end of the 3 year term. If the FTSE is lower, no growth is paid.
The Childrens ISA
 
Prudential Managed Childrens ISA
Junior Investment ISA
n/a
n/a
n/a
n/a
n/a
n/a
n/a
£50
The Childrens ISA
 
Shariah Childrens ISA
Junior Investment ISA
n/a
n/a
n/a
n/a
n/a
n/a
n/a
£50
The Childrens ISA
 
Ethical Childrens ISA
Junior Investment ISA
n/a
n/a
n/a
n/a
n/a
n/a
n/a
£50
Legal & General
Inflation Protected Deposit Bond 1
Varies
5
years
n/a
n/a
maturity
n/a
n/a
n/a
£500
This is not a standard bank or building society deposit account, your returns are not guaranteed and are subject to certain conditions
At maturity this plan will return any increase in inflation (as measured by the Retail Price Index) with no upper limit, or 17.5%, whichever is greater.
Legal & General
6 Year Growth Deposit Bond 11
Varies
6
years
n/a
n/a
maturity
n/a
n/a
n/a
£500
This is not a standard bank or building society deposit account, your returns are not guaranteed and are subject to certain conditions
This plan will return 100% of any rise in the FTSE 100 over investment term, capped at 50%. If the FTSE is lower or has grown by less than 9.25%, the plan pays 9.25%
Investec Bank
FTSE 100 Kick Out Deposit Plan - Option 1
varies
5
years
n/a
n/a
maturity
n/a
n/a
n/a
£1,500
This is not a standard bank or building society deposit account, your returns are not guaranteed and are subject to certain conditions
Capital protected plan with option to mature early. If the plan matures early it will return 6% times the number of years the plan has been in force.
The Childrens ISA
 
Low Cost Childrens ISA
Junior Investment ISA
n/a
n/a
n/a
n/a
n/a
n/a
n/a
£50
Shepherds Friendly Society
 
Shepherds Friendly Stocks and Shares ISA
Investment ISA
n/a
n/a
n/a
n/a
n/a
n/a
n/a
£30
Scottish Friendly Assurance
 
Select Investment Plan
Varies
10
years
n/a
n/a
maturity
n/a
n/a
n/a
£25
This is not a standard bank or building society deposit account, your returns are not guaranteed and are subject to certain conditions
This plan involves stock market investments which can go down as well as up and your original investment is not guaranteed
Investec Bank
Bonus Income Plan ISA
Investment ISA
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
5 year structured investment plan paying an income of 7.50% annually, including a potential annual bonus of 0.5%.
Full Results
HSBC
Regular Saver (Premier, Advance, Passport) Ex/C
Regular Saver
1
year
8%£25maturity£25
Regular monthly payments must be made into this account by standing order from a HSBC current account. The monthly minimum payment is £25 and... more
First Direct
Regular Saver Ex/C
Regular Saver
1
year
8%£25maturity£25
Regular monthly payments between £25 and £300 to be made by standing order. The standing order can be above £300 at any point from... more
City Savings
1 Year Offshore Notice Deposit
Offshore Notice
1
year
8%£25,000quarterly£25,000
City Savings are a New Zealand financial service provider offering savings & investments, however THEY ARE NOT COVERED BY ANY COMPENSATION SCHEME.
HSBC
Regular Saver (Bank Account & Graduate) Ex/C
Regular Saver
1
year
6%£25maturity£25
Regular monthly payments must be made into this account by standing order from a HSBC current account. The monthly minimum payment is £25 and... more
Halifax
Kid's Regular Saver
Regular Saver
1
year
6%£10maturity£10
Regular monthly payments must be made into this account by standing order from a parent or guardian's bank account. The monthly minimum credit is... more
Halifax
Junior Cash ISA (Relationship Rate)
Junior Cash ISA
n/a
6%£1annually£1
City Savings
9 Month Offshore Notice Deposit
Offshore Notice
9
months
6%£25,000quarterly£25,000
City Savings are a New Zealand financial service provider offering savings & investments, however THEY ARE NOT COVERED BY ANY COMPENSATION SCHEME.
Nottingham Building Society
 
Diamond Jubilee Saver
Regular Saver30 Jun
2013
6%£100maturity£100
The minimum monthly payment is £10, maximum £100.
RBS
RBS UK Fixed Income Plan
Income Bond
n/a
5.75%
n/a
n/a
n/a
n/a
n/a
£3,600
Norwich & Peterborough Building Society
 
Family Regular Saver
Offshore Instant Access
n/a
5%£1
n/a
n/a
n/a
£1
Norwich & Peterborough Building Society
 
Family Regular Saver
Regular Saver
n/a
5%£1annually£1
Only available to customers who have dependent children (age up to 16 or 18 if in full time education).
Customers must make regular deposits... more
Norwich & Peterborough Building Society
 
Gold Savings Account Ex/C
Regular Saver
1
year
5%£20annually£20
This account is only available to customers who have a Norwich & Peterborough Gold Current Account which they credit with £1,000 per month.... more
Bath Investment & Building Society
 
Future Builder
Instant Access
n/a
5%£1annually£1
This account is only available to those residing in Wiltshire, Somerset, Gloucestershire, Dorset, Bath and North East Somerset.
Barclays
Monthly Saver
Offshore Instant Access
n/a
5%£1
n/a
n/a
n/a
£1
Norwich & Peterborough Building Society
 
E-family Regular Saver
Regular Saver
n/a
5%£1annually£1
Only available to customers who have dependent children (age up to 16 or 18 if in full time education).
Customers must make regular deposits... more
Derbyshire Building Society
 
Platinum Monthly Saver (Issue 3)
Regular Saver
1
years
5%£100annually£100
Regular monthly payments must be made into this account. The minimum monthly payment is £100 and the maximum monthly payment is £500.
Dunfermline Building Society
 
Platinum Monthly Saver (Issue 1)
Regular Saver
1
year
5%£100annually£100
Regular monthly payments must be made into this account. The minimum monthly payment is £100 and the maximum monthly payment is £500.
Cheshire
Platinum Monthly Saver (Issue 3)
Regular Saver
1
years
5%£100annually£100
Regular monthly payments must be made into this account. The minimum monthly payment is £100 and the maximum monthly payment is £500.
Nottingham Building Society
 
Starter ISA - Issue 2
Cash ISA05 Apr
2013
5%£10annually£10
Norwich & Peterborough Building Society
 
Gold Savings Account Ex/C
Offshore Term26 May
2013
5%£20annually
n/a
n/a
n/a
£20
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Savings Comparison

Alternative Savings Accounts

You may want to compare the above savings accounts with the following.

NS&I Income Bond

  • 1 [attribute name] available..
  • New customers get £1,000,000 maximum total investment from NS&I.
  • Have the benefit of introductory interest balance of £25,000.
  • This savings account gives an initial interest rate of 1.76%.
  • £500 minimum bal is offered with this savings account.

Penrith Building Society Beacon Share

  • Get an initial interest balance of £65,000 from the Beacon Share.
  • £1 minimum withdrawal is offered to customers.
  • New customers can get withdrawal notice of 90 days.
  • Minimum balance of £1,000 is offered with the savings account.

Barclays Everyday Saver

  • Customers get introductory interest balance of £100,000.
  • Get introductory interest rate of 1.35%.
  • You get fixed fixed or variable bonus from the savings account.
  • £1 minimum withdrawal is available with this savings account.
  • Minimum balance of £1 is available with Everyday Saver.

Bank of Scotland Internet Saver Ex/C

  • Limitless maximum number of withdrawals is available to customers.
  • Maximum total investment of £9,000,000 is available with Internet Saver Ex/C.
  • Get an intro rate duration of 12 months.
  • The Bank of Scotland savings account has a £1 minimum withdrawal.
  • Get an initial interest balance of £1 from the savings account.
  • Get introductory bonus of 2.70%.

Furness Building Society Junior ISA

  • Junior ISA gives an initial interest rate of 3.05 percent.
  • The savings account offers a £1 minimum balance.
  • Get a transfer fee of £0.
  • Get £7,200 maximum balance from Furness Building Society.
  • New customers get term withdrawal notice from Furness Building Society.

RBS 14 Day Notice Account

  • This RBS 14 Day Notice Account has limitless maximum balance.
  • Get a minimum withdrawal of £1 from the 14 Day Notice Account.
  • The savings account offers a £0 minimum balance.
  • 14 days withdrawal notice.
  • Unlimited maximum annual turnover is available with 14 Day Notice Account.