Standard Life Wrap ISA (nil comm)
Full product details for the Standard Life Wrap ISA (nil comm) savings account, including application criteria, introductory rates, rates, isas, children's savings, over 50s isas, account access, account management, fees & charges, business accounts and structured investment plan.
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Standard Life Wrap ISA (nil comm) Features & Benefits
| Account Type | Investment ISA | |
| Minimum Monthly Investment | £50 | The minimum monthly premium is £50. This does not apply if the total assets held in Standard Life's Wrap Platform are equal to or greater than £100,000. |
| Minimum Lump Sum Stocks & Shares ISA Investment | £500 | The minimum single premium is £500. If funded initial commission is required, the minimum investment is £10,000. This does not apply if the total assets held in Standard Life's Wrap Platform are equal to or greater than £100,000. |
| Number of Investment Funds | 2,200 funds | |
| Shares | yes | Direct investment in shares is available within this product. |
| ISA Initial Charge | 0.0% | There is no initial charge If initial commission is paid to the adviser there will be a one-off charge of 1% of the initial investment for each 1% of commission paid. If fund based renewal commission is paid to the adviser there will be a charge of 0.1% per year taken from the value of the investment for every 0.1% of commission paid. |
| ISA Annual Fee | 0.4% | There is an annual charge of 0.4%. There is also a 0.25% annual administration charge on Equities. If funded initial commission is to be paid to the adviser there will be a charge of 0.2% per year for every 1% of commission paid. The charge applies to the greater of the initial investment or the current value. The charge will only apply for six years from the start of an investment. |
| ISA Transfer In Fee | no | There is no additional fee for ISA transfers in. |
| ISA Transfer Out Fee | no | There is no additional fee for transfers to another ISA manager. |
| Minimum Initial Investment | £50 | 50 |
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