Skipton Christmas Saver Account (Issue 3) (Regular Savings)

Compare the Skipton Christmas Saver Account (Issue 3) with the UK's best savings, including savings details, application criteria, introductory rates, rates, managing account and fees & charges.
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Skipton Christmas Saver Account (Issue 3) (Regular Savings) Features & Benefits

Application Criteria
Existing Customer Onlynono
New Money OnlynoNot applicable.
Restricted AccessnoNot applicable.
Minimum Initial Investment£10Minimum investment of £10.
Minimum Monthly Investment£10The monthly minimum is £10.
Minimum Age0 yearsNo minimum age.
Introductory Rates
Introductory Bonus0%No introductory bonus payable.
Rates
Rate TypevariableThe type of interest rate is variable.
Account Term24 Nov 2009
Headline Interest Rate3.23%The headline interest rate is 3.23% AER.
Rate Tierssee detailsGross Rate Gross Rate AER Excluding Bonus Including Bonus £10 3.20% 3.20% 3.23%
Tax FreenoThis product is not tax free.
Interest Payment FrequencymaturityInterest will be paid on maturity.
Fixed Term1 yearThe account has a fixed term of 1 year
Account Term End Date24 Nov 2009The product ends on 24 Nov 2009.
Children's Savings
Children's Savings Accountnono
Account Access
Account TypeRegular SaverRegular Saver
Limited IssuenoThe account is not a limited issue
Opened OnlineyesAccount can be opened by internet
Online AccessyesTransactions can be made via the internet.
Opened at BranchyesAccount can be opened at branch.
Branch AccessyesTransactions can be made at a branch
Opened by PhonenoThis account cannot be opened by phone.
Phone AccessnoTransactions cannot be made by phone.
Opened by PostyesThis account can be opened by post.
Postal AccessnoTransactions cannot be made by post.
Account Management
Minimum Balance£10The minimum balance is £10.
Maximum Monthly Investment£250The monthly maximum is £250.
Withdrawal ConditionsyesWithdrawal Conditions - Withdrawals are not allowed prior to maturity. If a withdrawal is made, the customer will have to close their account.
Additional InformationnoneNo additional information.
Fees & Charges
Missed Paymentsaccount closedAccount closed if any monthly payment is missed.

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