| Feature / Benefit | Summary | Details |
|---|
| Existing Customer Only |  | no | no |
| New Money Only |  | no | Not applicable. |
| Restricted Access |  | no | Not applicable. |
| Minimum Initial Investment |  | £10 | Minimum investment of £10. |
| Minimum Monthly Investment |  | £10 | The monthly minimum is £10. |
| Minimum Age |  | 0 years | No minimum age. |
| Introductory Bonus |  | 0% | No introductory bonus payable. |
| Rate Type |  | variable | The type of interest rate is variable. |
| Account Term |  | 24 Nov 2009 | |
| Headline Interest Rate |  | 3.23% | The headline interest rate is 3.23% AER. |
| Rate Tiers |  | see details | Gross Rate Gross Rate AER
Excluding Bonus Including Bonus
£10 3.20% 3.20% 3.23% |
| Tax Free |  | no | This product is not tax free. |
| Interest Payment Frequency |  | maturity | Interest will be paid on maturity. |
| Fixed Term |  | 1 year | The account has a fixed term of 1 year |
| Account Term End Date |  | 24 Nov 2009 | The product ends on 24 Nov 2009. |
| Children's Savings Account |  | no | no |
| Account Type |  | Regular Saver | Regular Saver |
| Limited Issue |  | no | The account is not a limited issue |
| Opened Online |  | yes | Account can be opened by internet |
| Online Access |  | yes | Transactions can be made via the internet. |
| Opened at Branch |  | yes | Account can be opened at branch. |
| Branch Access |  | yes | Transactions can be made at a branch |
| Opened by Phone |  | no | This account cannot be opened by phone. |
| Phone Access |  | no | Transactions cannot be made by phone. |
| Opened by Post |  | yes | This account can be opened by post. |
| Postal Access |  | no | Transactions cannot be made by post. |
| Minimum Balance |  | £10 | The minimum balance is £10. |
| Maximum Monthly Investment |  | £250 | The monthly maximum is £250. |
| Withdrawal Conditions |  | yes | Withdrawal Conditions -
Withdrawals are not allowed prior to maturity. If a withdrawal is made, the customer will have to close their account. |
| Additional Information |  | none | No additional information. |
| Missed Payments |  | account closed | Account closed if any monthly payment is missed. |