Saga 2 Year Fixed Rate 3.80% Savings Account

Full product details for the Saga 2 Year Fixed Rate 3.80% Savings Account, including application criteria, introductory rates, rates, isas, children's savings, over 50s isas, account access, account management, fees & charges, business accounts, structured investment plan and peer to peer saving.
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Saga 2 Year Fixed Rate 3.80% Savings Account Features & Benefits

Account TypeFixed Bond 
Account Term2 yearsThe account terms is 24 months.
Minimum Initial Deposit1The minimum initial deposit is £1.
Rate TypefixedThe type of interest rate is fixed.
Headline Interest Rate3.8%The headline interest rate is 3.80% AER.
Headline Interest Balance1£1.00
Online AccessnoTransactions cannot be made via internet.
Branch AccessnoTransactions cannot be made at a branch.
Phone AccessnoTransactions cannot be made via telephone.
Withdrawal Restrictionspenalty onlyWithdrawals permitted subject to 90 days interest penalty if the remaining term is 1 year or less. Up to 2 years left withdrawals are subject to 180 days loss of interest.
Introductory Bonus0%No introductory bonus payable.
Withdrawal Notice0 daysNo notice required for withdrawals.
Closure Before MaturityyesClosure is permitted before maturity subject to 90 day interest penalty if the remaining term is 1 year or less. Up to 2 years left withdrawals are subject to 180 days loss of interest.
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