Principality Building Society e-ISA Features & Benefits
(currently displaying summary information only)| Feature / Benefit | Summary | Details | Rating out of 5 | ||
|---|---|---|---|---|---|
| Application Criteria: | |||||
| Permanent UK Resident |  | yes | This product is only available to individuals who are permanent UK residents. | ||
| Existing Customer Only | | no | No | ||
| New Money Only | | no | Not applicable. | ||
| Minimum Initial Investment | | £1 | The minimum investment is £1. |  | |
| Minimum Monthly Investment | | £0 | Not applicable. | | |
| Minimum Age | | 16 years | The minimum age is 16 years. | ||
| Introductory Rates: | |||||
| Introductory Bonus | | 0% | No introductory bonus payable. | ||
| Rates: | |||||
| Rate Type | | variable | The type of interest rate is variable. | ||
| Headline Interest Rate | | 1.8% | The headline interest rate is 1.80% AER |  | |
| Rate Tiers | | see details | Gross RateGross RateAER Excluding Bonus Including Bonus £1 1.80%1.80%1.80% ...expand | ||
| Tax Free | | yes | This product is available tax free. | ||
| Fixed Interest Rate | | no | The interest rate is not fixed. | ||
| Interest Payment Frequency | | annually | Interest is paid annually. | ||
| Children's Savings: | |||||
| Children's Savings Account | | no | no | ||
| Over 50s ISAs: | |||||
| Over 50s Cash ISA Top Up Allowed | | yes | Additional top up contributions are permitted for those aged 50 and over. | ||
| Over 50s Cash ISA Top Up Rate | | 1.80% | 1.80% | ||
| Over 50s Cash ISA Gross Rate | | 1.8% | 1.80% | ||
| Account Access: | |||||
| Account Type | | Cash ISA | Cash ISA | ||
| Cash ISA Type | | Easy Access | Easy Access | ||
| Opened Online | | yes | This account can be opened by internet. | ||
| Online Access | | yes | Transactions can be made by internet. | ||
| Opened at Branch | | no | This account cannot be opened at a branch. | ||
| Branch Access | | no | Transactions cannot be made at a branch. | ||
| Opened by Phone | | no | This account cannot be opened by telephone. | ||
| Phone Access | | no | Transactions cannot be made by telephone. | ||
| Opened by Post | | no | This account cannot be opened by post. | ||
| Postal Access | | no | Transactions cannot be made by post. | ||
| Account Management: | |||||
| Minimum Balance | | £1 | The minimum balance is £1 if the account balance falls below this level the account will be closed. | | |
| Minimum Withdrawal | | £1 | The minimum withdrawal is £1. | ||
| Maximum Annual Investment | | £5,100 | The maximum investment per annum is £5100. |  | |
| Maximum Balance | | Unlimited | The maximum balance in the account is £ul. | | |
| Withdrawal Conditions | | yes | Withdrawal Conditions - Withdrawals can only be made via cheque or electronic transfer. | ||
| ISA Transfers Accepted | | yes | Transfers in from other Cash ISAs are permitted. | ||
| ISA Transfers Out | | yes | Transfers out are permitted. | ||
| ISA Transfer Notice | | 0 days | There is no transfer notice, penalty or charge. | | |
| Additional Information | | none | There is no additional information. | ||
| Fees & Charges: | |||||
| Withdrawal Restrictions | | no notice, penalty or charge | There is no no notice, penalty or charge on withdrawals. | ||
| Transfer Conditions | | no notice, penalty or charge | There is no transfer notice, penalty or charge. | ||
| Transfer Penalty | | 0 days | There is no transfer notice, penalty or charge. | | |
| Transfer Charge | | £0 | There is no transfer notice, penalty or charge. | ||
