Full product details for the Post Office Instant Saver savings account, including application criteria, introductory rates, rates, isas, children's savings, over 50s isas, account access, account management, fees & charges, business accounts and structured investment plan.
from 19 ratings
19 customers rated their Post Office savings as 3.7 out of 5 in our 2010/2011 Consumer Finance Awards.
The maximum number of withdrawals permitted per year is unlimited. to earn the cited interest rate.
Online Access
yes
Transactions can be made via the internet.
Branch Access
yes
Transactions can be made at a branch.
Phone Access
yes
Transactions can be made by telephone.
Introductory Bonus
2.00%
A bonus of 2.00% is payable.
Introductory Bonus Conditions
12 months intro bonus
Bonus Conditions - An introductory bonus is payable for the first 12 months the account is open.
Interest Rate Guarantees
no < 1% below bbr for life/match change
The interest rate is guaranteed to never fall more than 1% below the Bank Base Rate for the life of the account. It is also guaranteed to match any Bank of England Base Rate changes until 1st January 2013.
Minimum Initial Investment
£500
The minimum investment is £500.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
New Money Only
no
Not applicable.
Minimum Age
11 years
The minimum age to open this account is 11 years. An application to open an account in the name of a young person who is 11 or older but under 16 must be completed and signed by the young person and by a parent or other legal guardian.
Area Restrictions
none
There are no area restrictions.
Minimum Initial Investment
£500
The minimum investment is £500.
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