Post Office Cash ISA
Compare the Post Office Cash ISA with the UK's best savings, including savings details, application criteria, introductory rates, rates, managing account and fees & charges.
 |  Compare Post Office Cash ISA details directly with other savings or compare savings using our savings comparison tables. | ||
| Company: | Post Office Ltd www.postoffice.co.uk | ||
| Product: | Cash ISA | ||
| Apply via this site: | Not available | ||
| Savings Details | |||
 Account Type: | Cash ISA | ||
| Rate Type: | The type of interest rate is variable. | ||
| Headline Interest Rate: | The headline interest rate is 3.25% AER. | ||
| Interest Rate Guarantees: | The interest rate is guaranteed to match any changes in the Bank of England base rate until 1st January 2010. Thereafter the account is guaranteed to be no lower than 1% below the bank base rate for the life of the account. | ||
| Application Criteria | |||
| Existing Customer Only: | No | ||
| Minimum Age: | The minimum age to open this account is 16 years. | ||
| Area Restrictions: | There are no area restrictions. | ||
| Minimum Investment: | The minimum investment is £1. | ||
| Minimum Balance: | The minimum balance is £1. | ||
| Maximum Investment pa: | The maximum investment per annum permitted is £3600. | ||
| Maximum Balance: | Unlimited | ||
| Open to UK Residents: | This product is available to UK residents. | ||
| Introductory Rates | |||
| Introductory Bonus: | A bonus of 1.50% is payable. Gross Rate Gross Rate AER Excluding Bonus Including Bonus £1 1.75% 3.25% 3.25% | ||
| Incentives Offered: | There are no free gifts or incentives offered with this account. | ||
| Rates | |||
| Tax Free: | This account is tax free. | ||
| Open-ended Bonus: | No open-ended bonus payable. | ||
| Bonus Payment Conditions: | Bonus Conditions - An introductory bonus is payable for the 2008/2009 tax year.For 12 months from the first deposit. | ||
| Rate Tiers: | Gross Rate Gross Rate AER Excluding Bonus Including Bonus £1 1.75% 3.25% 1.75% | ||
| Fixed Interest Rate: | The interest rate is not fixed. | ||
| Interest Payment Freq: | Interest is paid annually. | ||
| Managing Account | |||
| Passbook: | A passbook is not issued. | ||
| Transactions at Branch: | Transactions can be made at a branch. | ||
| Statement Frequency: | Statements are issued annually. | ||
| Transactions by Phone: | Transactions cannot be made by telephone. | ||
| Transactions by Internet: | Transactions cannot be made via the internet. | ||
| Transactions by Post: | Transactions can be made by post. | ||
| Special Access: | No withdrawal conditions. | ||
| Withdrawal Conditions: | Withdrawal Conditions - None. | ||
| Transfers In: | Transfers in from other ISA providers are permitted. | ||
| Transfers Out: | Transfers out are permitted. | ||
| Fees & Charges | |||
| Trans Notice/Pen/Charge: | There is no notice, penalty, or charge for transfers. | ||
| Transfer Notice: | There is no notice, penalty, or charge for transfers. | ||
| Transfer Penalty: | There is no notice, penalty, or charge for transfers. | ||
| Transfer Charge: | There is no notice, penalty, or charge for transfers. | ||
| Withdrawal Notice: | There is no notice, penalty, or charge for withdrawals. | ||
| Withdrawal Penalty: | There is no notice, penalty, or charge for withdrawals. | ||
| Withdrawal Charge: | There is no notice, penalty, or charge for withdrawals. | ||
| W/d Notice/Penalty/Charge: | There is no notice, penalty, or charge for withdrawals. | ||
| Compare | |||
| Products: | www.postoffice.co.uk Savings | ||
