Post Office Cash ISA

Compare the Post Office Cash ISA with the UK's best savings, including savings details, application criteria, introductory rates, rates, managing account and fees & charges.investing car car
Post OfficeCompareCompare Post Office Cash ISA details directly with other savings or compare savings using our savings comparison tables.
Company:Post Office Ltd
www.postoffice.co.uk
Post Office Ltd
Product:Cash ISA
 
Apply via this site:Not available
Savings Details 
Account Type:Cash ISA
Rate Type:The type of interest rate is variable.
Headline Interest Rate:The headline interest rate is 3.25% AER.
Interest Rate Guarantees:The interest rate is guaranteed to match any changes in the Bank of England base rate until 1st January 2010. Thereafter the account is guaranteed to be no lower than 1% below the bank base rate for the life of the account.
Application Criteria 
Existing Customer Only:No
Minimum Age:The minimum age to open this account is 16 years.
Area Restrictions:There are no area restrictions.
Minimum Investment:The minimum investment is £1.
Minimum Balance:The minimum balance is £1.
Maximum Investment pa:The maximum investment per annum permitted is £3600.
Maximum Balance:Unlimited
Open to UK Residents:This product is available to UK residents.
Introductory Rates 
Introductory Bonus:
A bonus of 1.50% is payable.

  Gross Rate   Gross Rate   AER
  Excluding Bonus Including Bonus
£1   1.75%    3.25%   3.25%
Incentives Offered:There are no free gifts or incentives offered with this account.
Rates 
Tax Free:This account is tax free.
Open-ended Bonus:No open-ended bonus payable.
Bonus Payment Conditions:Bonus Conditions -
An introductory bonus is payable for the 2008/2009 tax year.For 12 months from the first deposit.
Rate Tiers:
  Gross Rate   Gross Rate   AER
  Excluding Bonus Including Bonus
£1   1.75%    3.25%   1.75%
Fixed Interest Rate:The interest rate is not fixed.
Interest Payment Freq:Interest is paid annually.
Managing Account 
Passbook:A passbook is not issued.
Transactions at Branch:Transactions can be made at a branch.
Statement Frequency:Statements are issued annually.
Transactions by Phone:Transactions cannot be made by telephone.
Transactions by Internet:Transactions cannot be made via the internet.
Transactions by Post:Transactions can be made by post.
Special Access:No withdrawal conditions.
Withdrawal Conditions:Withdrawal Conditions -
None.
Transfers In:Transfers in from other ISA providers are permitted.
Transfers Out:Transfers out are permitted.
Fees & Charges 
Trans Notice/Pen/Charge:There is no notice, penalty, or charge for transfers.
Transfer Notice:There is no notice, penalty, or charge for transfers.
Transfer Penalty:There is no notice, penalty, or charge for transfers.
Transfer Charge:There is no notice, penalty, or charge for transfers.
Withdrawal Notice:There is no notice, penalty, or charge for withdrawals.
Withdrawal Penalty:There is no notice, penalty, or charge for withdrawals.
Withdrawal Charge:There is no notice, penalty, or charge for withdrawals.
W/d Notice/Penalty/Charge:There is no notice, penalty, or charge for withdrawals.
Compare 
Products:www.postoffice.co.uk Savings
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