Nationwide 90 Day Loyalty Smart Saver Ex/C

Full product details for the Nationwide 90 Day Loyalty Smart Saver Ex/C savings account, including application criteria, introductory rates, rates, isas, children's savings, over 50s isas, account access, account management, fees & charges, business accounts, structured investment plan and peer to peer saving.

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Nationwide 90 Day Loyalty Smart Saver Ex/C Features & Benefits

Account Type	Notice
Rate Type	variable	The type of interest rate is variable.
Headline Interest Rate	3.05%	The headline interest rate is 3.05% AER.
Headline Interest Balance	£100	£100.00
Online Access	no	Transactions cannot be made via the internet, however the account may be viewed via the internet.
Branch Access	yes	Transactions can be made at a branch.
Phone Access	no	Transactions cannot be made by telephone.
Withdrawal Restrictions	notice or penalty	A notice period of 90 days is required for withdrawals. If no notice is given 90 days loss of interest will apply on amount withdrawn.
Introductory Bonus	0.95%	An introductory bonus of 0.95% is payable.
Introductory Bonus Conditions	intro bonus until 31/01/2013	Bonus Payment Conditions: There is an introductory bonus payable until the 31st January 2013.
Interest Rate Guarantees	track bbr until 01/01/2015	This account is guaranteed to track the Bank of England Base Rate until 1st January 2015.
Withdrawal Notice	90 days	A notice period of 90 days is required for withdrawals. If no notice is given 90 days loss of interest will apply on amount withdrawn.
Minimum Initial Deposit	£100	The minimum investment to open this account is £100.

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Application Criteria
Additional Account Required	yes	This account is only available to those who have held a Savings account, Current account or Mortgage account with Nationwide for at least three months prior to opening this account (excludes any accounts held with Cheshire, Derbyshire and Dunfermline Building Societies, The Mortgage Works and UCB).
Permanent UK Resident	yes	This product is only available to individuals who are permanent UK residents.
Existing Customer Only	yes
New Money Only	no	Not applicable.
Minimum Age	18 years	The minimum age is 18. This account may be opened by an adult on behalf of a child under the age of 18 years. An adult can only open one account per child.
Area Restrictions	none	There are no area restrictions that apply to this account.
Minimum Initial Deposit	£100	The minimum investment to open this account is £100.