National Savings & Investments Direct ISA
Compare the National Savings & Investments Direct ISA with the UK's best savings, including savings details, application criteria, introductory rates, rates, managing account and fees & charges.
 |  Compare National Savings & Investments Direct ISA details directly with other savings or compare savings using our savings comparison tables. | ||
| Company: | National Savings & Investments www.nsandi.com | ||
| Product: | Direct ISA | ||
| Apply via this site: | Not available | ||
| Savings Details | |||
 Account Type: | Cash ISA | ||
| Rate Type: | The type of interest rate is bbr. | ||
| Headline Interest Rate: | The headline interest rate is 3.30% AER | ||
| Interest Rate Guarantees: | Interest rate is guaranteed to be 0.30% above the Bank of England base rate until at least 5th April 2009. | ||
| Application Criteria | |||
| Existing Customer Only: | No | ||
| Minimum Age: | The minimum age is 16 years. | ||
| Area Restrictions: | There are no area restrictions. | ||
| Minimum Investment: | The minimum investment is £1000. | ||
| Minimum Balance: | The minimum balance is £1. | ||
| Monthly Minimum: | The minimum monthly credit is £100 by standing order. Regular monthly payments are not compulsory. | ||
| Maximum Investment pa: | The maximum investment per annum is £3600. | ||
| Maximum Balance: | Unlimited | ||
| Open to UK Residents: | This product is available to UK residents. | ||
| Introductory Rates | |||
| Introductory Bonus: | No introductory bonus payable. | ||
| Incentives Offered: | There are no free gifts or incentives offered with this account. | ||
| Rates | |||
| Tax Free: | This product is available tax free. | ||
| Open-ended Bonus: | No open-ended bonus payable. | ||
| Rate Tiers: | Gross Rate Gross Rate AER Excluding Bonus Including Bonus £1,000 3.30% 3.30% 3.30% | ||
| Fixed Interest Rate: | The interest rate is not fixed | ||
| Interest Payment Freq: | Interest is paid annually. | ||
| Managing Account | |||
| Passbook: | A passbook is not issued when this account is opened | ||
| Transactions at Branch: | Transactions cannot be made at a branch. | ||
| Statement Frequency: | Statements are issued annually, however the customer can request an interim statement, free of charge, at any time. They can also view the their transactions and account statements on-line. | ||
| Transactions by Phone: | Transactions can be made by telephone. | ||
| Transactions by Internet: | Transactions can be made via the internet. | ||
| Transactions by Post: | Transactions cannot be made by post. | ||
| Special Access: | None. | ||
| Withdrawal Conditions: | Withdrawal Conditions - None. | ||
| Transfers In: | Transfers in are not accepted from other Cash ISA providers. | ||
| Transfers Out: | Transfers are permitted to other Cash ISA providers. | ||
| Fees & Charges | |||
| Trans Notice/Pen/Charge: | No notice, penalty or charge is made to transfer this account to another Cash ISA provider. | ||
| Transfer Notice: | No notice is required for transferring this account to another Cash ISA provider. | ||
| Transfer Penalty: | No penalty is levied for transferring this account to another Cash ISA provider. | ||
| Transfer Charge: | No charge is made for transferring this account to another Cash ISA provider. | ||
| Withdrawal Notice: | No notice is required for withdrawals. | ||
| Withdrawal Penalty: | No penalty is levied for withdrawals. | ||
| Withdrawal Charge: | No charge is made for withdrawals. | ||
| W/d Notice/Penalty/Charge: | No notice, penalty or charge is made for withdrawals. | ||
| Compare | |||
| Products: | www.nationalsavings.co.uk Savings | ||
