NS&I Direct ISA

Full product details for the NS&I Direct ISA savings account, including application criteria, introductory rates, rates, isas, children's savings, over 50s isas, account access, account management, fees & charges, business accounts and structured investment plan.
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NS&I Direct ISA Features & Benefits

Account TypeCash ISA 
Rate TypevariableThe type of interest rate is variable.
Headline Interest Rate2.5%The headline interest rate is 2.50% AER
Headline Interest Balance£100100
Minimum Monthly Investment£100The minimum monthly credit is £100 by standing order. Regular monthly payments are not compulsory.
Online AccessyesTransactions can be made via the internet.
Branch AccessnoTransactions cannot be made at a branch.
Phone AccessyesTransactions can be made by telephone.
Withdrawal Restrictionsno notice, penalty or chargeNo notice, penalty or charge is made for withdrawals.
Introductory Bonus0%No introductory bonus payable.
Withdrawal Notice0 daysNo notice is required for withdrawals.
ISA Transfers AcceptednoTransfers in are not accepted from other Cash ISA providers, however, if the investor already holds an NS&I Cash ISA, it can be transferred into the Direct ISA.
Minimum Initial Investment£100The minimum investment is £100.
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