NS&I 3 Year Index-linked Savings Cert. Issue 20
Full product details for the NS&I 3 Year Index-linked Savings Cert. Issue 20, including application criteria, introductory rates, rates, isas, children's savings, over 50s isas, account access, account management, fees & charges, business accounts and structured investment plan.
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NS&I 3 Year Index-linked Savings Cert. Issue 20 Features & Benefits
| Account Type | Fixed Bond | |
| Account Term | 3 years | The account term is 36 months. |
| Rate Type | rpi | The type of interest rate is rpi. |
| Headline Interest Rate | 1% | The headline interest rate is 1.00% AER. |
| Headline Interest Balance | 100 | |
| Online Access | no | Transactions cannot be made via the internet. |
| Branch Access | no | Transactions cannot be made at a branch. |
| Phone Access | no | Transactions cannot be made by telephone. |
| Withdrawal Restrictions | charge only | If the a withdrawal is made before the first anniversary of the account being opened no interest will be paid.Thereafter any withdrawals will result in a lower overall rate of interest being paid. Index-linking and interest will only be paid for each complete month (i.e. months where a withdrawal is not made.) |
| Introductory Bonus | 0% | No introductory bonus payable. |
| Interest Rate Guarantees | tracks rpi | The interest rate on this account tracks the Retail Price Index with a fixed loading as follows, where RPI falls beneath zero the AER will always be 1.00%: Year 1 - RPI + 0.85% Year 2 - RPI + 0.95% Year 3 - RPI + 1.21% |
| Withdrawal Notice | 0 days | There is no notice period required for withdrawals. |
| Minimum Initial Investment | £100 | The minimum investment required to open this account is £100. |
| Closure Before Maturity | yes | Closure terms are the same as withdrawal terms. |
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Helpful and useful information. Karen |
Compare NS&I 3 Year Index-linked Savings Cert. Issue 20 With These Savings Accounts
Penrith Building Society Instant Access Shares
- Benefit from £20,000 promotional interest balance.
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- Get a minimum withdrawal of £1.
- £100 minimum balance is offered with the savings account.
Mansfield Cash ISA
- Get a transfer fee of £0 from the savings account.
- New customers can get £1 minimum withdrawal.
- New customers get withdrawal charge of £0.
- You get 0 days transfer penalty from this savings account.
- £5,340 max annual investment is available with the savings account.
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Nationwide Instant Access ISA
- Get £2,000,000 maximum balance from Nationwide.
- Get minimum balance of £1.
- You benefit from 0 days withdrawal penalty from Nationwide.
- Transfer penalty of 0 days is offered with Instant Access ISA.
- 0 days ISA transfer notice is offered with the savings account.
Clydesdale Bank 40 Day Notice Account
- Benefit from withdrawal penalty of 0 days.
- 1 [attribute name] available..
- Get a promotional interest balance of £1,000,000.
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Julian Hodge Bank 4 Yr Capital Millennium Bond
- 48 months fixed term is offered.
- £1,000 minimum bal is offered with this savings account.
- Fixed term of 4 years is offered with 4 Yr Capital Millennium Bond.
- £1,000,000 maximum total investment is offered with 4 Yr Capital Millennium Bond.
- You have the benefit of 3.75 percent headline interest rate from Julian Hodge Bank.
Loughborough Young Savers +
- 1 [attribute name] available..
- £1 minimum withdrawal is available with this savings account.
- A minimum balance of £1 is offered by Loughborough.
- Young Savers + gives a promotional interest rate of 2.2%.
Newbury Building Society Young Saver
- £1 minimum withdrawal is available.
- £1 minimum balance.
- £1,000,000 max total investment is available.
- 1 Rate Steps available.
- Young Saver gives an initial interest rate of 1.65%.
Ulster Bank UR First
- New customers get £1 minimum withdrawal.
- 1 [attribute name] available..
- Take advantage of £5 initial interest balance.
- You get £0 minimum balance from the UR First.
