Full product details for the M&S Flexi Cash ISA savings account, including application criteria, introductory rates, rates, isas, children's savings, over 50s isas, account access, account management, fees & charges, business accounts and structured investment plan.
Monthly minimum deposit is £25 if a monthly Direct Debit has been arranged.
Online Access
no
Transactions cannot be via the internet.
Branch Access
no
Transactions cannot be made at a branch.
Phone Access
yes
Transactions can be made by telephone.
Withdrawal Restrictions
no notice, penalty or charge
Partial withdrawals are permitted.
Introductory Bonus
1.25%
A bonus of 1.25% is payable.
Introductory Bonus Conditions
30 month intro bonus
Bonus Conditions - An introductory bonus is payable for 30 months from account opening.
Withdrawal Notice
0 days
There is no interest penalty, notice, or charge for withdrawals.
ISA Transfers Accepted
yes
Transfers in are accepted from other Cash ISA providers
Minimum Initial Investment
£100
The minimum investment is £100, customers may invest from £25 if opening via a regular (monthly) Direct Debit.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
New Money Only
no
Not applicable.
Minimum Monthly Investment
£25
Monthly minimum deposit is £25 if a monthly Direct Debit has been arranged.
Minimum Age
16 years
The minimum age is 16 years.
Area Restrictions
none
There are no area restrictions
Minimum Initial Investment
£100
The minimum investment is £100, customers may invest from £25 if opening via a regular (monthly) Direct Debit.
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