M&S 1 Year Fixed Rate Savings Cash ISA
Compare the M&S 1 Year Fixed Rate Savings Cash ISA with the UK's best savings, including savings details, application criteria, introductory rates, rates, managing account and fees & charges.
 |  Compare M&S 1 Year Fixed Rate Savings Cash ISA details directly with other savings or compare savings using our savings comparison tables. | ||
| Company: | Marks & Spencer www.marksandspencer.com | ||
| Product: | 1 Year Fixed Rate Savings Cash ISA | ||
| Apply via this site: | Not available | ||
| Savings Details | |||
 Account Type: | Cash ISA | ||
| Rate Type: | The type of interest rate is fixed. | ||
| Headline Interest Rate: | The headline interest rate is 5.00% AER | ||
| Application Criteria | |||
| Existing Customer Only: | No | ||
| Minimum Age: | The minimum age is 16 years. | ||
| Area Restrictions: | There are no area restrictions | ||
| Minimum Investment: | The minimum investment is £500. | ||
| Minimum Balance: | The minimum balance is £500, if the balance drops below this the account will be closed. | ||
| Maximum Investment pa: | The maximum investment per annum is £3600. | ||
| Maximum Balance: | Unlimited | ||
| Open to UK Residents: | This product is available to UK residents. | ||
| Introductory Rates | |||
| Introductory Bonus: | No introductory bonus payable. | ||
| Incentives Offered: | There are no free gifts or incentives offered with this account. | ||
| Rates | |||
| Tax Free: | This product is available tax free. | ||
| Open-ended Bonus: | No open-ended bonus payable. | ||
| Rate Tiers: | Gross Rate Gross Rate AER Excluding Bonus Including Bonus £500 5.00% 5.00% 5.00% | ||
| Fixed Interest Rate: | The interest rate is fixed. | ||
| Term Period: | The term of the account is 12 months. | ||
| Maturity Date: | The account matures after 1 year. | ||
| Maturity Date in Months: | This account matures in 12 months. | ||
| Interest Payment Freq: | Interest is paid annually. | ||
| Managing Account | |||
| Passbook: | A passbook is not issued when this account is opened. | ||
| Transactions at Branch: | Transactions cannot be made at a branch. | ||
| Statement Frequency: | Statements are issued annually in May. | ||
| Transactions by Phone: | Transactions can be made by telephone. | ||
| Transactions by Internet: | Transactions cannot be via the internet. | ||
| Transactions by Post: | Transactions can be made by post | ||
| Special Access: | Partial withdrawals are not permitted. Closure before maturity is permitted subject to charge of £50. | ||
| Withdrawal Conditions: | Withdrawal Conditions - Partial withdrawals are not permitted. Closure before maturity is permitted subject to charge of £50. This sum will be deducted from any final interest credited to the Fixed Rate ISA and if this not sufficient, from the initial deposit. | ||
| Transfers In: | Transfers are accepted from other Cash ISA providers | ||
| Transfers Out: | Transfers are permitted to other Cash ISA providers | ||
| Fees & Charges | |||
| Trans Notice/Pen/Charge: | Transfers out to another provider are permitted subject to charge of £50. This sum will be deducted from any final interest credited to the Fixed Rate ISA and if this not sufficient, from the initial deposit. | ||
| Transfer Notice: | No notice is required for transferring this account to another Cash ISA provider. | ||
| Transfer Penalty: | There is no penalty for transferring this account to another Cash ISA provider. | ||
| Transfer Charge: | Closure before maturity is permitted subject to charge of £50. This sum will be deducted from any final interest credited to the Fixed Rate ISA and if this not sufficient, from the initial deposit. | ||
| Withdrawal Notice: | Not applicable.. | ||
| Compare | |||
| Products: | www6.marksandspencer.com Savings | ||
