M&G Financial Services Ltd M&G Stocks & Shares ISA

There are 44 funds available for investment, including 2 investment trusts. For most of the unit trust and OEIC funds, there are 2 share classes available for investment via the M&G ISA - the A class and the X class. Each fund has a nominated share class and on application, new investors will be allocated the nominated share class for that fund unless they specify on their application that they do not wish to invest in the nominated share class. The nominated share class may change from time to time.

M&G American
M&G Asian
M&G Cautious Multi Asset Fund
M&G Corporate Bond Fund
M&G Dividend
M&G Emerging Markets Bond
M&G European
M&G European Corporate Bond
M&G European High Yield Bond
M&G European Index Tracker
M&G European Smaller Companies
M&G European Special Situations
M&G European Strategic Value
M&G Extra Income
M&G Fund of Investment Trust Shares
M&G Gilt & Fixed Interest Income
M&G Global Basics
M&G Global Convertibles
M&G Global Dividend
M&G Global Emerging Markets Fund.
M&G Global Growth
M&G Global Leaders
M&G Global Macro Bond
M&G Global Real Estate Securities
M&G High Interest
M&G High Yield Corporate Bond
M&G Income
M&G Index Tracker
M&G Index-Linked Bond Fund
M&G International Sovereign
M&G Japan
M&G Japan Smaller Companies
M&G Managed Growth
M&G Managed
M&G North American Value
M&G Optimal Income
M&G Pan European
M&G Pan European Dividend
M&G Property Portfolio
M&G Recovery
M&G Smaller Companies
M&G Strategic Corporate Bond
M&G UK Growth
M&G UK Select
M&G Equity Investment Trust plc
M&G High Income Investment Trust plc

The is a fund exit charge for the X share class, as follows:

1st Year	4.5%
2nd Year	4.0%
3rd Year	3.0%
4th Year	2.0%
5th Year	1.0%
Thereafter	NIL

There is no exit charge for A share class.