Lloyds TSB Easy Saver 2012
Compare the Lloyds TSB Easy Saver 2012 with the UK's best savings, including savings details, application criteria, introductory rates, rates, managing account and fees & charges.
 |  Compare Lloyds TSB Easy Saver 2012 details directly with other savings or compare savings using our savings comparison tables. | ||
| Company: | Lloyds TSB www.lloydstsb.com | ||
| Product: | Easy Saver 2012 | ||
| Apply via this site: | Not available | ||
| Savings Details | |||
 Account Type: | Instant Access | ||
| Rate Type: | The type of interest rate is variable. | ||
| Headline Interest Rate: | The headline interest rate is 2.50% AER. | ||
| Interest Rate Guarantees: | The interest rate is guaranteed to be no lower than 0.50% below the Bank Base Rate for year 1. In year 2 the interest rate is guaranteed to be no lower than the Bank Base Rate. In year 3 the interest rate is guaranteed to be at least 0.50% above the Bank Base Rate. In year 4 the interest rate is guaranteed to at least 1.00% above the Bank Base Rate. In year 5 the interest rate is guaranteed to be no lower than 1.50% below the Bank Base Rate until 31 december 2012. | ||
| Application Criteria | |||
| Existing Customer Only: | No | ||
| Minimum Age: | The minimum age is 16 years. | ||
| Area Restrictions: | There are no area restrictions. | ||
| Minimum Investment: | The minimum investment is £1. | ||
| Maximum Investment: | Unlimited | ||
| Minimum Balance: | The minimum balance is £1. | ||
| Open to UK Residents: | This product is available to UK residents. | ||
| Introductory Rates | |||
| Introductory Bonus: | No introductory bonus payable. | ||
| Incentives Offered: | There are no free gifts or incentives offered with this account. | ||
| Rates | |||
| Tax Free: | This product is not tax free. | ||
| Open-ended Bonus: | No open-ended bonus payable. | ||
| Rate Tiers: | Gross Rate Gross Rate AER Excluding Bonus Including Bonus £1 2.50% 2.50% 2.50% | ||
| Interest Payment Freq: | Interest is paid annuallyon the anniversary of account opening. | ||
| Managing Account | |||
| Instant: | This is an instant access account. | ||
| Passbook: | A passbook is not provided. | ||
| Transactions at Branch: | Transactions can be made via the branch network. | ||
| Statement Frequency: | Statements are issued monthly. | ||
| Transactions by Phone: | Transactions can be made by telephone. | ||
| Transactions by Internet: | Transactions can be made via the Internet. | ||
| Transactions by Post: | Transactions cannot be made by post. | ||
| Special Access: | There are no withdrawal conditions. | ||
| Withdrawal Conditions: | Withdrawal Conditions - None. | ||
| Fees & Charges | |||
| Penalty on all Wdls: | There is not a penalty on all withdrawals. | ||
| Compare | |||
| Products: | www.lloydstsb.co.uk Savings | ||
