Halifax Guaranteed Reserve 2 Year
Compare the Halifax Guaranteed Reserve 2 Year with the UK's best savings, including savings details, application criteria, introductory rates, rates, managing account and fees & charges.
 | You can compare the Halifax Guaranteed Reserve 2 Year against other Halifax Savings. | ||
| Company: | Halifax www.halifax.co.uk | ||
| Product: | Guaranteed Reserve 2 Year | ||
| Apply via this site: | Not available | ||
| Savings Details | |||
 Account Type: | Term | ||
| Rate Type: | The type of interest rate is fixed. | ||
| Headline Interest Rate: | The headline interest rate is 4.50% AER. | ||
| Application Criteria | |||
| Existing Customer Only: | No | ||
| Minimum Age: | There is no minimum age. | ||
| Area Restrictions: | There are no area restrictions. | ||
| Minimum Investment: | The minimum investment required to open this account is £500. | ||
| Maximum Investment: | The maximum investment is £9000000. | ||
| Minimum Balance: | The minimum balance allowed is £500. | ||
| Open to UK Residents: | This product is available to UK residents. | ||
| Introductory Rates | |||
| Introductory Bonus: | No introductory bonus payable. | ||
| Incentives Offered: | There are no free gifts or incentives offered with this account. | ||
| Rates | |||
| Tax Free: | This product is not tax free. | ||
| Open-ended Bonus: | No open-ended bonus payable. | ||
| Rate Tiers: | Gross Rate Gross Rate AER Excluding Bonus Including Bonus £500 4.50% 4.50% 4.50% | ||
| Fixed Term: | This account has a fixed term of 2 years. | ||
| Fixed Term in Months: | The fixed term of this account is 24 months. | ||
| Fixed Interest Rate: | The interest rate is fixed. | ||
| Fixed Rate Period: | The interest rate is fixed for a period of 2 years. | ||
| Term Period: | The account term is 24 months. | ||
| Interest Payment Freq: | Interest is paid monthly. | ||
| Managing Account | |||
| Passbook: | A passbook is not provided. | ||
| Transactions at Branch: | No transactions before maturity. | ||
| Statement Frequency: | Statements are issued annually. | ||
| Transactions by Phone: | No transactions before maturity. | ||
| Transactions by Internet: | Transactions by internet are not allowed. | ||
| Transactions by Post: | No transactions before maturity. | ||
| Special Access: | No withdrawals permitted. Closure allowed after 6 ms & incurs loss of 6 days int for each remaining month or part-month of the term (min 30 days). | ||
| Withdrawal Conditions: | Withdrawal Conditions - No withdrawals permitted during term of account. The account can be closed early if it has been open for 6 months.The investor will lose an amount equal to six days' interest for each remaining month or part-month of the term (minimum 30 days), calculated at the rate at which interest is paid on the account. | ||
| Closure Before Maturity: | Closure is permitted after the account has been open for 6 months. | ||
| Transferred on Maturity: | If no instructions are received from the customer the balance will be transferred to a matured funds account on maturity. | ||
| Compare | |||
| Products: | www.halifax.co.uk Savings | ||
