Derbyshire Building Society Derby RAMS Account

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Company:Derbyshire Building Society
www.thederbyshire.co.uk
Derbyshire Building Society
Product:Derby RAMS Account
 
Apply via this site:Not available
Savings Details 
Account Type:Instant Access
Rate Type:The type of interest rate is variable.
Headline Interest Rate:The headline interest rate is 1.95% AER.
Application Criteria 
Existing Customer Only:No
Area Restrictions:There are no area restrictions.
Minimum Investment:The minimum investment is £1.
Maximum Investment:The maximum investment is £1000000.
Minimum Balance:The minimum balance is £1.
Open to UK Residents:This product is available to UK residents.
Introductory Rates 
Introductory Bonus:No introductory bonus payable.
Incentives Offered:
This account offers rewards for Derby County football fans. For every £100 saved in the account Derbyshire will donate £1 to the Derby County Academy. All account holders will receive a tour of Pride Park and 5% off Shop DCFC merchandise. This account is open to adult and junior supporters. Adult supports will also receive: 1 free match ticket to a Rams home game. Junior account holders also will receive: a free moneybox, a free match ticket when the account balance reaches £100 and if the balance of the account reaches £500 continuously for 6 months the account holder will receive a free training session at The Academy.
As a limited promotion Derbyshire will pay 0.50% on the lowest balance in the account between 5th May 2007 and 6th August 2007. The payment will made on 6th August 2007. If the account holder is over 18 and the balance of the account reaches £5,000, until 31st August 2007 the account holder will receive an invitation for them and a guest to an exclusive VIP evening at Pride Park.
Rates 
Tax Free:This product is not tax free.
Open-ended Bonus:No open ended bonus payable.
Rate Tiers:
  Gross Rate   Gross Rate   AER
  Excluding Bonus Including Bonus
£1  1.45%   1.45%   1.45%
£5,000  1.95%   1.95%   1.95%
Interest Payment Freq:Interest is paid annually on the 30 April.
Managing Account 
Instant:This is an instant access account.
Passbook:A passbook is not provided when this account is opened.
Transactions at Branch:Transactions can be made at a branch
Statement Frequency:Statements are issued annually.
Transactions by Phone:Transactions cannot be made by telephone.
Transactions by Internet:Transactions can be made via the internet
Transactions by Post:Transactions can by made by post
Special Access:12 withdrawals are permitted per account year (1 May - 30 April).
Withdrawal Conditions:Withdrawal Conditions -
12 withdrawals are permitted per account year (1 May - 30 April).
Fees & Charges 
Penalty on all Wdls:There is not a penalty on all withdrawals.
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Products:www.thederbyshire.co.uk Savings
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