Bank of Ireland Regular Saver
Full product details for the Bank of Ireland Regular Saver savings account, including application criteria, introductory rates, rates, isas, children's savings, over 50s isas, account access, account management, fees & charges, business accounts and structured investment plan.
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Bank of Ireland Regular Saver Features & Benefits
| Account Type | Regular Saver | |
| Rate Type | variable | The type of interest rate is variable. |
| Headline Interest Rate | 0.25% | The headline interest rate is 0.25% AER. |
| Headline Interest Balance | £30 | 30 |
| Maximum Number of Withdrawals | Unlimited | The maximum number of withdrawals permitted to earn the cited interest rate is unlimited, however a notice period of 1 month is required. |
| Minimum Monthly Investment | £30 | The minimum investment allowed for regular monthly credits is £30 |
| Online Access | yes | Transactions can be made via the internet. |
| Branch Access | yes | Transactions can be made at a branch. |
| Phone Access | yes | Transactions can be made by phone. |
| Withdrawal Restrictions | notice or penalty | One month notice is required for withdrawals or one month loss of interest will be applied. |
| Introductory Bonus | 0% | No introductory bonus payable. |
| Withdrawal Notice | 30 days | One month notice is required for withdrawals. |
| Minimum Initial Investment | £30 | Minimum investment of £30. |
| Minimum Number of Payments | 10 | The maximum number of payments required to earn the cited interest rate is 10, 2 months payment holidays are permitted per year. |
| Availability | restricted | Regular monthly payments must be made into this account. The monthly minimum credit is £30. If several monthly payments are missed the account will be transferred to a Classic Saver account. Investors have the option to take 2 payment holidays a year. They must give 1 months notice in writing if they wish to do this. |
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