Alliance and Leicester Branch ISA Features & Benefits
(currently displaying summary information only)| Feature / Benefit | Summary | Details | Rating out of 5 | ||
|---|---|---|---|---|---|
| Application Criteria: | |||||
| Permanent UK Resident |  | yes | This product is only available to individuals who are permanent UK residents. | ||
| Existing Customer Only | | no | No | ||
| New Money Only | | no | Not applicable. | ||
| Minimum Initial Investment | | £1 | The minimum investment is £1 |  | |
| Minimum Monthly Investment | | £0 | There is no minimum monthly credit. | | |
| Minimum Age | | 16 years | The minimum age is 16 years. | ||
| Introductory Rates: | |||||
| Introductory Bonus | | 0% | No introductory bonus payable. | ||
| Rates: | |||||
| Rate Type | | variable | The type of interest rate is variable. | ||
| Headline Interest Rate | | 0.5% | The headline interest rate is 0.50% AER |  | |
| Rate Tiers | | see details | Gross Rate Gross Rate AER Excluding BonusIncluding Bonus £1 0.10% 0.10%0.10% £40,0000.50%0.50%0.50% ...expand | ||
| Tax Free | | yes | This product is available tax free. | ||
| Fixed Interest Rate | | no | The interest rate is not fixed. | ||
| Interest Payment Frequency | | annually | Interest is paid annually. | ||
| Children's Savings: | |||||
| Children's Savings Account | | no | no | ||
| Over 50s ISAs: | |||||
| Over 50s Cash ISA Top Up Allowed | | yes | Additional top up contributions are permitted for those aged 50 and over. | ||
| Over 50s Cash ISA Top Up Rate | | 0.10% | 0.10% | ||
| Over 50s Cash ISA Gross Rate | | 0.1% | 0.10% | ||
| Account Access: | |||||
| Account Type | | Cash ISA | Cash ISA | ||
| Cash ISA Type | | Instant Access | Instant Access | ||
| Opened Online | | no | This account cannot be opened via the internet. | ||
| Online Access | | no | Transactions cannot be made via the internet. | ||
| Opened at Branch | | yes | This account can be opened at a branch | ||
| Branch Access | | yes | Transactions can be made at a branch | ||
| Opened by Phone | | no | This account cannot be opened by telephone | ||
| Phone Access | | no | Transactions cannot be made by telephone | ||
| Opened by Post | | no | This account cannot be opened by post. | ||
| Postal Access | | no | Transactions cannot be made by post | ||
| Account Management: | |||||
| Minimum Balance | | £1 | The minimum balance is £1. | | |
| Minimum Withdrawal | | £1 | The minimum withdrawal is £1 | ||
| Maximum Annual Investment | | £5,100 | The maximum investment per annum is £5100. |  | |
| Maximum Balance | | Unlimited | The maximum balance in the account is unlimited. | | |
| Withdrawal Conditions | | no | Withdrawal Conditions - None. | ||
| ISA Transfers Accepted | | yes | Transfers are accepted from other Cash ISA providers | ||
| ISA Transfers Out | | yes | Transfers are permitted to other Cash ISA providers | ||
| ISA Transfer Notice | | 0 days | No notice is required for transferring this account to another Cash ISA provider | | |
| Additional Information | | none | There is no additional information | ||
| Fees & Charges: | |||||
| Withdrawal Restrictions | | no notice, penalty or charge | No notice, penalty or charge is made for withdrawals | ||
| Transfer Conditions | | no notice, penalty or charge | There is no notice, penalty or charge on transfers out. | ||
| Transfer Penalty | | 0 days | No penalty is levied for transferring this account to another Cash ISA provider | | |
| Transfer Charge | | £0 | There is no charge made to transfer this account to another Cash ISA provider. | ||
