| Gross Rate | Gross Rate | AER | |
| Excluding Bonus | Including Bonus | ||
| £1 | 0.10% | 0.10% | 0.10% |
| £27,000 | 0.30% | 0.30% | 0.30% |
| £40,000 | 0.50% | 0.50% | 0.50% |
| Application Criteria | ||||
| Permanent UK Resident | yes | This product is only available to individuals who are permanent UK residents. | ||
| Existing Customer Only | no | No | ||
| New Money Only | no | Not applicable. | ||
| Minimum Initial Investment | £1 | The minimum investment is £1 | ||
| Minimum Monthly Investment | £0 | There is no minimum monthly credit. | ||
| Minimum Age | 16 years | The minimum age is 16 years. | ||
| Introductory Rates | ||||
| Introductory Bonus | 0% | No introductory bonus payable. | ||
| Rates | ||||
| Rate Type | variable | The type of interest rate is variable. | ||
| Headline Interest Rate | 0.5% | The headline interest rate is 0.50% AER | ||
| Rate Tiers | see details | Gross Rate Gross Rate AER Excluding BonusIncluding Bonus £1 0.10% 0.10%0.10% £27,0000.30%0.30%0.30% £40,0000.50%0.50%0.50% ...expand | ||
| Tax Free | yes | This product is available tax free. | ||
| Fixed Interest Rate | no | The interest rate is not fixed. | ||
| Interest Payment Frequency | annually | Interest is paid annually. | ||
| ISAs | ||||
| Cash ISA Type | Instant Access | Instant Access | ||
| Transfer Conditions | none | There is no notice, penalty or charge on transfers out. | ||
| ISA Transfers Accepted | yes | Transfers are accepted from other Cash ISA providers | ||
| ISA Transfers Out | yes | Transfers are permitted to other Cash ISA providers | ||
| ISA Transfer Notice | 0 days | No notice is required for transferring this account to another Cash ISA provider | ||
| Transfer Penalty | 0 days | No penalty is levied for transferring this account to another Cash ISA provider | ||
| Transfer Charge | £0 | There is no charge made to transfer this account to another Cash ISA provider. | ||
| Children's Savings | ||||
| Children's Savings Account | no | no | ||
| Account Access | ||||
| Account Type | Cash ISA | Cash ISA | ||
| Opened Online | no | This account cannot be opened via the internet. | ||
| Online Access | no | Transactions cannot be made via the internet. | ||
| Opened at Branch | yes | This account can be opened at a branch | ||
| Branch Access | yes | Transactions can be made at a branch | ||
| Opened by Phone | no | This account cannot be opened by telephone | ||
| Phone Access | no | Transactions cannot be made by telephone | ||
| Opened by Post | no | This account cannot be opened by post. | ||
| Postal Access | no | Transactions cannot be made by post | ||
| Account Management | ||||
| Minimum Balance | £1 | The minimum balance is £1. | ||
| Minimum Withdrawal | £1 | The minimum withdrawal is £1 | ||
| Maximum Annual Investment | £5,100 | The maximum investment per annum is £5100. | ||
| Maximum Balance | Unlimited | The maximum balance in the account is unlimited. | ||
| Withdrawal Conditions | no | Withdrawal Conditions - None. | ||
| Additional Information | none | There is no additional information | ||
| Fees & Charges | ||||
| Withdrawal Restrictions | no notice, penalty or charge | No notice, penalty or charge is made for withdrawals | ||
