| Gross Rate | Gross Rate | AER | |
| Excluding Bonus | Including Bonus | ||
| £3,600 | 3.74% | 3.74% | 3.74% |
| Application Criteria | ||||
| Permanent UK Resident | yes | This product is only available to individuals who are permanent UK residents. | ||
| Existing Customer Only | no | No | ||
| New Money Only | no | Not applicable. | ||
| Minimum Initial Investment | £3,600 | Minimum investment £3600 which can be a combination of a transfer from an existing ISA provider(s) in combination with a current year subscription. | ||
| Minimum Age | 18 years | The minimum age is 18 years. | ||
| Introductory Rates | ||||
| Introductory Bonus | 0% | No introductory bonus payable. | ||
| Rates | ||||
| Rate Type | fixed | The type of interest rate is fixed. | ||
| Account Term | 3 years | The term period is 36 months. | ||
| Headline Interest Rate | 3.74% | The headline interest rate is 3.74% AER | ||
| Rate Tiers | see details | Gross Rate Gross Rate AER Excluding BonusIncluding Bonus £3,6003.74% 3.74%3.74% ...expand | ||
| Tax Free | yes | This product is available tax free. | ||
| Fixed Interest Rate | yes | The interest rate is fixed. | ||
| Interest Payment Frequency | choice | Interest is paid annually or interest is paid monthly. | ||
| Maturity Date | 3 years | Account is fixed for 3 years. | ||
| ISAs | ||||
| Cash ISA Type | Fixed Term | Fixed Term | ||
| Transfer Conditions | penalty only | Transfers out are subject to 180 days loss of interest penalty. | ||
| ISA Transfers Accepted | yes | Transfers in are accepted from other Cash ISA providers. The maximum balance is unlimited subject to the ISA allowances and only one lump sum is acceptable (per account). | ||
| ISA Transfers Out | yes | Transfers out are permitted to other Cash ISA providers | ||
| ISA Transfer Notice | 0 days | No notice required for transfers out. | ||
| Transfer Penalty | 180 days | Transfers out are subject to 180 days loss of interest penalty. | ||
| Transfer Charge | £0 | There is no charge for transfers out. | ||
| Children's Savings | ||||
| Children's Savings Account | no | no | ||
| Account Access | ||||
| Account Type | Cash ISA | Cash ISA | ||
| Opened Online | yes | This account can be opened via the internet. | ||
| Online Access | yes | Transactions can be made via the internet. | ||
| Opened at Branch | no | This account cannot be opened at a branch | ||
| Branch Access | no | Transactions cannot be made at a branch | ||
| Opened by Phone | yes | This account can be opened by telephone | ||
| Phone Access | yes | Transactions can be made by telephone | ||
| Opened by Post | yes | This account can be opened by post. | ||
| Postal Access | yes | Transactions can be made by post | ||
| Account Management | ||||
| Minimum Balance | £3,600 | The minimum balance is £3600. | ||
| Minimum Withdrawal | £1 | The minimum withdrawal is £1. | ||
| Maximum Annual Investment | £5,100 | The maximum investment per annum is £5100. | ||
| Maximum Balance | £500,000 | The maximum balance in the account is £500000. Transfers in from other providers the maximum balance is unlimited subject to the ISA allowances. | ||
| Withdrawal Conditions | yes | Withdrawal Conditions - Withdrawals and closure permitted subject to 180 days loss of interest penalty. | ||
| Additional Information | none | There is no additional information | ||
| Fees & Charges | ||||
| Withdrawal Restrictions | penalty only | Withdrawals are subject to 180 days loss of interest penalty. | ||
